Terms and Conditions
Registered Address
Morgan Clark Ltd
Unit 14 Old Park Farm
Ford End
Chelmsford
CM3 1LN
United Kingdom
Morgan Clark are authorised and regulated by the Financial Conduct Authority – 309575
Disclaimer
Morgan Clark grants users a limited licence to download items from this website for personal use only. We do not give permission for users to reproduce or alter this website, or copy any of it, for any other purpose without the prior express written consent of Morgan Clark. We reserve the right to make changes, modifications, additions, deletions and corrections to the website at any time and without notice. Morgan Clark do not accept liability for any loss, damage or other injury resulting from the use of this website.
There will be occasions our website includes links to other websites. External links are provided for user’s convenience to provide further information. Having these links does do not signify that we endorse the website(s). We share no responsibility for the content of external website(s).
The information on our site is not a substitute for professional advice relating to an individual case. Unintentional errors can occur on a website and relevant laws, rules and regulations can change.
Cancellation of contract
Morgan Clark offers all clients a 14 day termination period. Clients may terminate our agreement by providing written notice to us within 14 days of appointment.
Popular Questions
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What will my insurance company think if I appoint a Loss Assessor?
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There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.
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Doesn’t my insurance company manage my claim?
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While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.
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What’s the difference between a Loss Assessor and a Loss Adjuster?
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Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.
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How much will this cost?
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In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.
Still have questions?
Visit our FAQs page for more answers.
Morgan Clark are authorised and regulated by the Financial Conduct Authority (FCA)
Find out what this protection means for you here.
The FCA regulates the financial services industry in the UK, this means:
- Your money is protected – FCA rules ensure your claim is handled with safeguards that protect your interests.
- You’re treated fairly – strict standards and codes of conduct mean you’re never misled or taken advantage of.
- You can trust the process – only authorised firms can legally manage claims, giving you confidence in the outcome.
Your claim is in safe hands
As the industry leader, Morgan Clark sets the bar when it comes to standards. We are also proud to support a number of charities both in the UK and overseas.
Professional Memberships
