Working with Insurance Companies and Loss Adjusters

Over the years, Morgan Clark has worked with the vast majority of UK insurers and Loss Adjusters. We are proud of the reputation we’ve built up in the insurance industry and the professional relationships we’ve developed. Here are just some of the insurance companies and Loss Adjusters we have worked with since we were established in 1999:

We will help you get back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

Popular Questions

What will my insurance company think if I appoint a Loss Assessor? faq plus icon to expand accordian

There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.

Doesn’t my insurance company manage my claim? faq plus icon to expand accordian

While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.

What’s the difference between a Loss Assessor and a Loss Adjuster? faq plus icon to expand accordian

Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.

How much does Morgan Clark charge? faq plus icon to expand accordian

In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.

What our customers are saying about us

  • End-to-end management
    Fire Claim – Liverpool

    “In such a sad circumstance the entire team were there for me, I felt reassured and secure they would get my home back. Can only give praise and thanks. Settlement exceeded my expec…”

    P. Perry

  • Dependable support
    Fire Claim – Ripley, Derbyshire

    “Martin Chapman was excellent – regular contact by phone”

    Simon Phillips

  • Dependable support
    Fire Claim – Manchester

    “The process was exceptionally good throughout. Very professional and informative. Exceptional professional and communicative. Good and practical advice. Settlement exceeded my expe…”

    Phillip & Jasmine Allsop

  • Dependable support
    Fire Claim – Hampshire

    “We are honestly happy to recommend Morgan Clarke to work on your behalf, if they perform for you as they did for us then you should not be disappointed.”

    Richard and Dee Thorne

  • Dependable support

    “Impact damage
    Very good overall service, professional, easy to contact, knowledgeable and helpful”

    Tom Rishton

  • Genuine care

    “It makes me emotional when I try to explain what Pino, Bob,Martin and their teams have done for us. They literally held us up through what was the worst time in our lives. Their pr…”

    Trudie Kinirons

  • Weight lifted
    Fire Claim – Stewkley, Bedfordshire

    “Sara and Denise sorted it all out – it was a great relief not to have to get involved. As pensioners and with my husband being diagnosed with terminal stomach cancer shortly…”

    Enid and Bruce Moulder

  • Dependable support

    “Morgan Clark were able to help and support me through the entire process and provided an extremely professional service.”

    Mr Dawney

  • Dependable support

    “If you find yourself having to make an insurance claim, look no further your prayers will be answered by Morgan Clark I had a fire at a property i own some distance from my home. A…”

    Sarah Crowe

  • Dependable support
    Explosion Claim – Hampton

    “Your advice was invaluable and you took a lot of work off our plate.”

    Colin Deer – Chase Buchanan

  • Genuine care

    “After a serious flood Morgan Clark were recommended, we met Dan Norris who was the most wonderful , kind and helpful person . I really do not know what I would have done without th…”

    Mrs Donovan

  • Dependable support
    Fire Claim – Warwickshire

    “TBH the service and the advise that was given to us was excellent Paul Taylor fought a long and hard battle for us against our insurers Aviva to ensure us the best payout from them…”

    Sanjay Nagar

  • Dependable support

    “A very supportive and professional company, that is very effective and skilled at dealing and negotiating with Insurance Companies to get the best outcome from the policy on behalf…”

    Henry Raison

  • Genuine care
    Flood Claim – Winchester

    “Friendly and sympathetic. Pleasant and efficient, I found Natalie especially pleasant and helpful.”

    Mrs J. Cole

  • Weight lifted

    “It was a relief to have an agent to deal with my claim on my behalf. Being flooded out of my house for ten months was an ordeal and, never having needed to pursue an insurance clai…”

    Jill Moore

  • Dependable support

    “Good contact and friendly service”

    Ian Hall

  • Dependable support
    Fire Claim – Tiverton

    “I was very happy with David’s work and I cannot praise his persistence enough. I do not think I could have achieved as good repairs without his help.”

    D. Reed

  • Dependable support

    “Very helpful and professional. Morgan Clark representative was recommended to us by firefighters after the incident with a house fire. Robert has visited us following day explained…”

    Sebastian Barsczewski

  • End-to-end management
    Fire Claim – Surbiton

    “I have felt very supported from the beginning of my claim by everyone while the hard work was done for me. Really grateful and zero concerns. Really quick at replying to any emails…”

    Catherine King

  • Dependable support

    “Excellent service and more money received than expected”

    Jo Brayley

  • End-to-end management

    “I had a fire at my home around Christmas time causing extensive damage, you can image how stressful this is, what do I do, who do I contact, what’s going to happen now, will my i…”

    Neil Kelly

  • Weight lifted

    “Superb professional highly experienced service. Took all the stress out of an already shocking situation of dealing with fire damage. Highly recommended to anyone dealing with insu…”

    Mohammed Ghazi

  • Weight lifted

    “Had a fire at my business premises and didn’t have a clue how to deal with the claim. David was brilliant at handling my claim, he got me the maximum claim I was entitled to unde…”

    Mohammed Aslam

  • Genuine care
    Explosion Claim – Preston

    “Our initial dealings started with Nathan who introduced me to Pino Musso who then dealt with my claim start to end which was brilliantly handled and always kept me informed. Very e…”

    P. Singh

  • Dependable support
    Fire Claim – Redruth

    “Very professional, no pressure… explained everything that Morgan Clarke would be able to assist with.”

    Steven Roberts

  • Weight lifted

    “I think on reflection the most important service you gave was to take the load from my shoulders.Dan and Denise smoothed out problems that I was unaware I had at the time.The traum…”

    James Pinhorn

  • Dependable support

    “Very helpful kept us in touch all times easy to speak to Martin Chapman top man”

    Mr & Mrs Robinson (Brian & Pamela)

  • Genuine care

    “Morgan Clark Remove The Stress What can you say about Pino Musso? Morgan Clark & Pino. I probably shouldn’t pick out one individual but, if ever you are unfortunate enoug…”

    Feefo User

  • Dependable support
    Fire Claim – Somerset

    “Following the fire I felt very anxious how I would be able to manage the restoration. My son arranged Morgan Clark following a visit to the site by a representative. I was not awar…”

    C. Haines

  • Dependable support
    Fire Claim – Middlesex

    “As you are no doubt aware, having a house fire is a very stressful and traumatic event. From that point onwards I would have been somwhat at a loss as to how to proceed. I am thus …”

    Ms M. Soe

  • Dependable support

    “Communication was first class. Sarah Lohan at the office and Martin Chapman in the field. Always available if not instantly but never failed to respond in a short space of time. W…”

    Mike Graham

  • Dependable support

    “Morgan Clark really helped me with a settlement that was very challenging and made a very distressing situation as easy as possible. Communication was great, my loss assessor Marti…”

    Vikki Cornforth

  • End-to-end management

    “A professional and personable experience. Information was forthcoming. Results were excellent.”

    Mike

  • Dependable support
    Fire Claim – Spalding

    “Paul was highly professional throughout a difficult and complex matter. He was calm, diplomatic, an excellent negotiator, extremely knowledgeable, brilliant with details, figures, …”

    Mr & Mrs Cameron, Regent Bingo Club

  • Dependable support
    Fire Claim – Farnham

    “Spoke in words I could understand, and explained clearly all procedures. I felt comfortable asking any questions as I had never had to deal with anything like this. Made a difficu…”

    A. Martin

  • Dependable support

    “Yes I would. They were professional, reassuring and kept me well informed through the whole experience,”

    Trusted User

  • Dependable support
    Fire Claim – Macclesfield

    “Overall the service from all those we dealt with in restoring this fire ridden property were highly professional and, at times, imaginative in how they sought to bring this propert…”

    Pat and Frank Wharton

  • Dependable support

    “Professional service from experts in their field, highly recommended.”

    Iain Mack

  • End-to-end management

    ““We cannot possibly say in a few words how much we appreciate the support and compassion that we received throughout the process.””

    David and Linda Heckles

  • Dependable support
    Storm Claim – Cheltenham

    “David proved very helpful and was professional yet friendly at all times. It was David who took control of the situation and got things moving for us.”

    Susan Naydorf

Morgan Clark are authorised and regulated by the Financial Conduct Authority (FCA)

Find out what this protection means for you here.

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