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Need insurance claim advice? We can help
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Dealing with a property insurance claim can be confusing and frustrating, especially if you’re not getting the answers or results you expect. Whether you’re facing delays or disputes, or simply need clarity on your rights as a policyholder, getting professional advice can make all the difference.
Reasons you might need claims advice
Here are some issues we often encounter:
- You’re unhappy with the settlement offer: If you feel the insurer’s offer does not fairly cover your losses, you have the right to challenge it. We can help you assess whether the offer is reasonable and negotiate a better outcome.
- Your claim is taking too long: Insurance claims can sometimes drag on unnecessarily, leaving you in financial and emotional limbo. If you feel like your claim is taking too long we can identify the cause of the delay and take steps to move things forward.
- You’re having issues with a Loss Adjuster: Loss Adjusters work for the insurance company and may not always act in your best interest. If you’re experiencing problems with a Loss Adjuster and how your claim is being handled more generally, we can step in to ensure fairness.
- You’re confused by complex policy wording: Insurance policies can be filled with jargon and fine print that make it difficult to understand your entitlements. We can provide clarity and guidance to ensure you maximise your claim.
- You want equal representation: Insurance companies have experts on their side, and so should you, we can advocate for you to ensure you’re treated fairly.
How Morgan Clark can help
A Loss Assessor works exclusively for you, the policyholder. At Morgan Clark, we’ve helped thousands of homeowners, business owners and landlords achieve fair settlements they wouldn’t have secured alone. Our expertise in navigating the complex world of insurance claims gives us an edge that translates to better outcomes for our clients.
Here’s how we can help:
- Independent valuation: We provide accurate and impartial assessments of the damage, ensuring that no aspect is overlooked.
- Expert negotiation: Our knowledge of insurance policies and claims processes allows us to negotiate effectively with Loss Adjusters on your behalf.
- Clear communication: We keep you informed every step of the way, providing regular updates and explaining the process clearly.
- Maximising your claim: Our goal is to secure the maximum settlement possible, so you can focus on rebuilding your home or business.
We will help you get back into your property as quickly as possible, ensuring you receive the full settlement you’re entitled to.
24/7 support
0808 273 8929Why early involvement matters
By contacting us early, you reduce the risk of mistakes that could delay or limit your claim. The sooner we’re involved, the better your chances of receiving the full settlement you’re entitled to, and the highest possible standard of workmanship.
As the case study below illustrates, by engaging a Loss Assessor, you’re taking control of the claims process and increasing your chances of a fair outcome.
Our client, Ms. M, faced significant challenges when claiming for water damage caused by a long-term leak beneath her home’s concrete floor. Initially overwhelmed by the insurer’s Loss Adjuster and the complex claims process, she turned to Morgan Clark for help. With our support, Ms. M secured a final settlement of approximately £60,000 – far more than she initially expected – enabling her to fully restore her home while avoiding unnecessary stress. Read the full case study.
What our clients say, in their own words…
Flood Insurance Claim Testimonial – Recentre Health Ltd
After a severe leak caused major water damage, reCentre Health turned to Morgan Clark for expert support. We took over the insurance claim, secured a stronger settlement, and lifted the stress—so Tom and Suzi could keep focusing on their clients.
Flood Insurance Claim Testimonial – Lilias Ahmeira
When flooding devastated Lilias’s beautiful Somerset farmhouse, she was left facing the overwhelming challenge of restoring her home while balancing work and motherhood. As a holistic practitioner who’s used to helping others, Lilias suddenly found herself in need of expert support.
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Fire insurance claim testimonial – Carl Evans
Carl Evans, a firefighter from Nottingham talks about his experience when his garage caught on fire and his entire house was left smoke damage. After speaking to his Insurance company, Carl soon discovered the expert support of Morgan Clark’s Loss Assessors was going to be essential.
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Fire insurance claim testimonial – Jim & Jan
Jim and Jan talk about their experience when a thatched roof fire practically destroyed their home and the crucial help they received from Morgan Clark.
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Fire insurance claim testimonial – Jane Bird
When Jane had an explosion at her home she had no idea where to turn until she came across Morgan Clark and she is so relieved that she did.
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Landlord fire insurance claim testimonial – Dom Pickett
Dom offers an account of his experience as a Landlord making an insurance claim and offers his top tip to others who find themselves in a similar position.
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We are authorised & regulated by the Financial Conduct Authority (FCA)
This means our clients are protected. You can trust the professionals managing your claim as we are regulated to the FCA’s strict standards and codes of conduct.
We are authorised & regulated by the Financial Conduct Authority (FCA)
This means our clients are protected. You can trust the professionals managing your claim as we are regulated to the FCA’s strict standards and codes of conduct.