The Morgan Clark Foundation

This is the story of the Morgan Clark Foundation. It started when the school in the Gambia was washed away, and resulted in the building of a substantial and purpose-built new school which has become the centre of learning for the region.

Here’s how the Morgan Clark Lower Basic School, Jarjari, was built…

The Gambia is a third world country and the north bank is the poorest region. Villages such as Jarjari, near the border with Senegal, do not have electricity or running water. Education is seen as vital for the future of their children. So when in 2009 the village’s mud brick infant school was washed away in heavy flooding, the villagers were devastated. Now it has a substantial and purpose-built new school which has become the centre of learning for the region. This is the story of the Morgan Clark Lower Basic School, Jarjari.

The story began when Phil Morgan, Chairman of Morgan Clark, visited the area in December 2009. He was so moved by the enthusiasm and total commitment of the village elders to rebuilding the school that he decided to do something to help. And so the Morgan Clark Foundation was set up.

Over the next year, the project took on its own momentum. Offers of help and support flooded in: surveyors who work with Morgan Clark went out to survey the site and put the plans together; staff at Morgan Clark devoted time and energy to fundraising; electricians, shippers, clothing suppliers and many others emerged to provide vital expertise and equipment – all underpinned by significant financial support from Morgan Clark.

But it was the villagers themselves who really made a difference. They mixed all the concrete and made every brick by hand; they tilled the soil for the vegetable garden which would feed the children; and they worked ceaselessly to build the school itself. It was all completed in time for the grand opening in February 2011.

The story doesn’t stop there… The school continues to develop, more teachers have been sponsored, uniforms provided, and a perimeter wall built to protect the site. The school has been adopted by the local education authority as a Lower Basic School and is now providing education for children from the village and surrounding area up to the age of 14.

But the school is so much more than that; it’s now a centre of education for the whole area. In particular it’s providing adults with business acumen which will enable them to generate income and build a better life for themselves and their families.

It’s been a fantastic story so far, and Morgan Clark is very proud to have created something which will provide opportunities for adults and children in and around Jarjari for years to come.

You can find out more about the Morgan Clark Foundation and the Morgan Clark Lower Basic School by visiting the MCF website.

Popular Questions

There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Read more in Loss Adjusters: Your Questions Answered.

While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.

Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters.

In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge.

What our customers are saying about us

End-to-end management

“Last November we had a house fire, in the loft, while we were home. It was devastating. The next morning, we went to view the house, the damage, clear up the debris from the street…”

Bryoni Butler

Genuine care
Fire Claim – Bristol

“He was sympathetic and excellent… we are so grateful that he came to see us. We felt we had someone on our side. Very confident with the whole service. Settlement exceeded my…”

Paul Uttley

Exceeded expectations

“Professional, informative, exceeded our expectations. Martin Chapman & his team were outstanding in there knowledge & advice.”

Gaynor Riley

End-to-end management

“Until I had a serious house fire in May 2019 I had no ideas that companies like Morgan Clark existed. But let me tell you when your world has fallen apart the last thing you need i…”

Robert Hirst

End-to-end management

“Morgan Clark are truly brilliant! We appointed Morgan Clark at the outset of a complex property claim that ultimately took over a year to reach settlement. From the beginning, thei…”

Mr James

Weight lifted

“I would highly recommend engaging with Morgan Clark if you ever have a major insurance incident. It was such a relief for your loss advisor and team to handle all the major communi…”

Mark Goodwin

End-to-end management
Escape Of Water Claim – Saffron Walden

“I was reassured immediately by the original person who visited and it made me realise I had made a good decision using Morgan Clark immediately. (Dan is) An absolute legend. He has…”

Antony Ross

Genuine care

“Morgan Clark Remove The Stress What can you say about Pino Musso? Morgan Clark & Pino. I probably shouldn’t pick out one individual but, if ever you are unfortunate enou…”

End-to-end management
Fire Claim – Mickleton

“I was exceptionally pleased with the whole process. Professional effective and responsive. Settlement exceeded my expectations.”

J. Lonsdale

Dependable support

“At first when dealing with a company like Morgan Clark, we were under the impression that we didn’t need them however after the hurdles that they jump through to get us our claim…”

Keith Poulton

Dependable support
Flood Claim – Conwy

“This is the second time we have used your service (2012 was being the other). What you offer is an outstanding service at a time when clients are faced with major turmoil in their …”

David Lund

Dependable support

“Morgan Clark have helped us every step of the way with our claim. We had never dealt with a house insurance claim before and having their expertise and advice was crucial to unders…”

Emma Wadsworth

End-to-end management
Fire Claim – Nelson

“Exceptional service. Extremely happy with the whole process and how quick the settlement was given. Will definitely recommend to anybody who was put in the same situation as us. Se…”

Mr Nazar

Dependable support

“I could not have dealt with the claim myself, I am so glad I made the choice to apoint you, I would recommend you to anybody! To be honest I just think you are damn good, nothing I…”

Ms Johnstone

Dependable support

“I originally filed a claim with my insurance company for business interruption due to covid closures. For 9 months of closure they came back to me with a settlement of £200. As I …”

Stacey Fitchett

Dependable support

“Staff and contractors where knowledgeable and professional. Our property was repaired to the highest standard. Their involvement actually speeded up our insurance claim and ensured…”

Rebecca

Dependable support
Fire Claim – Hinckley

“Very good. Settlement exceeded my expectations”

John Kelsall

Dependable support
Fire Claim – Middlesex

“As you are no doubt aware, having a house fire is a very stressful and traumatic event. From that point onwards I would have been somwhat at a loss as to how to proceed. I am thus …”

Ms M. Soe

End-to-end management
Escape Of Water Claim – Stoke-on-Trent

“I am extremely satisfied with the overall standard of service I received during the settlement of my water escape damage claim. From start to finish, the process was managed with a…”

Vivek Singh

End-to-end management
Fire Claim – Portsmouth

“Cannot be faulted in any area as far as we were concerned. Superb, effective and supportive throughout the process.”

Mr H. Raison

Dependable support
Fire Claim – Blackburn

“There is nothing I would ask you to change… the staff at Morgan Clark especially Pino have been extremely professional.”

Bilal Yusuf

Genuine care

“I cannot fault the service I received, everyone I dealt with were very helpful . I was treated with the utmost respect at all times as the incident was very traumatic due to the fa…”

Impact Claim, Cambridgeshire

Genuine care

“I was recommended Pino Musso who works at Morgan Clark from a friend who had suffered a fire in his home. After the initial meeting I didnt have to lift a finger. Pino kept me upda…”

Anthony Fairclough

Dependable support

“Morgan Clarks representative Matt Rawlingson and colleges were very proactive in the management of reinstatement of my property. Their communications both verbally and electronic w…”

Edward Williams

Dependable support

“We where very grateful for the expert advice and service we received form David and Natalie for what was a complicated and protracted claim with unhelpful Sedgwick loss accessors.”

Stephen Edwards

End-to-end management

“They have been hugely responsive and sensitive to our requirements (and mental well being) as it has been a long process as my mother’s home dramatically caught fire on Chris…”

Fire Claim, Bridgend

Dependable support

“The service has been fantastic. Dan in particular has been very supportive and informative, offered me his best advise and how to proceed with the issues I’m having. Communicati…”

Mrs Hussain

Genuine care

“Pino was fabulous. Even at 7pm he answered the phone.”

Yuen Ling Tse

Exceeded expectations
Fire Claim – Milford Haven

“Very happy with the overall claim. Received much more than expected so very happy.”

J. Brayley

Dependable support

“Making a sizeable insurance claim can be a prize fight. Even Rocky needs a Micky in his corner”

Graham Critchlow

Weight lifted

“From first contact to the last contact with Martin & Sarah at Morgan Clarke it was professional yet friendly, they could not do enough. Every time they would keep me informed …”

Mr Kevin Skelley

Dependable support

“Morgan Clark have been amazing guiding us through a fire trauma ensuring that we get what we needed and come home to our restored house and home”

Stephen Barnes

Dependable support

“Great communication. Very prompt. Easy to contact the right person when required.”

Crighton Mather

Dependable support

“When our house got flooded October 2023 following the storms. I was advised to get Loss Adjustor to act on our behalf when dealing with the insurance claim. It was the best advice …”

Lorraine O'connor

Dependable support
Flood Claim – Welshpool

“I could not recommend Morgan and Clark highly enough. Indeed I have already informed a colleague, who suffered a flood recently, of the outstanding service Morgan and Clark offer.”

Rebecca Midwinter

Dependable support

“Through all the difficult times, the ups and the downs, Mr Marc Ross’s (loss advisor at Morgan Clark) experience, level headedness and professionalism has been immense and ha…”

Mohamed Khalifa

Dependable support
Escape Of Water Claim – East Sussex

“I don’t have enough words to express the overall standard of service we received as they seem inadequate. Without finding your company on line I honestly don’t know what we wou…”

W. Stubbings

Weight lifted

“Morgan Clark were able to offer us assistance and assurance during a very difficult time when a tenant suffered major fire damage. It soon became apparent that without a “pro…”

Sm

Dependable support

“Ian was a gentleman and absolute professional in his introduction of Morgan Clark and its insurance assessor services to us. He has a very calm friendly reassuring approach, no har…”

Fire Claim – Worcester

End-to-end management

“Absolutely great from the beginning Marc was always available to sort out that any problems were progressed smoothly whilst acting as liaison between ourselves and the Building C…”

Carolyn and Miguel Alamo

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Being part of professional bodies means you can rest assured that Morgan Clark deeply values producing work to the highest standard. Click or tap any of the logos to learn more about that accreditation.