Blog Management Levels: Senior Management

Phil Morgan

Phil Morgan began his career as a Chartered Engineer in the oil industry. With a desire for a new challenge, several years later Phil set up his own construction contracting company, which he built up and sold after 15 successful years. Phil then joined forces with Tony Clark to set up Morgan Clark in 1999, together building the company up to become national and the leading UK firm of Loss Assessors.

In 2010 Phil set himself another challenge of setting up The Morgan Clark Foundation, initially building a school for children in the North Bank of Gambia when their school was destroyed by floodwaters. The Foundation is Morgan Clark’s charity and Phil is the Founder and Chairman, working to improve education & maternity care in The Gambia.

Phil is a member of The Institute of Public Loss Assessors and in 2019 Morgan Clark joined The British Insurance Brokers’ Association (BIBA) as an Associate member.

As a company, Morgan Clark strives to offer clients a service well beyond their expectations. They are given a questionnaire at completion to reflect and feedback to us about the service they received from our staff and all the contractors involved in their reinstatement. We take enormous pride in reading the feedback we receive from clients and take immediate action if ever an issue is raised both throughout a claim or at the feedback stage. This approach has served us well over the years and I have no doubt will continue to do so for many more.


Industry spokesperson

Phil has more than 20 years’ experience in the insurance industry and during that time has contributed to many mainstream media outlets including The GuardianThe Daily MailThis is Money, The Sunday Times, and the Sky News Network. Phil has also written for a number of industry-leading publications including Insurance PostInsurance BusinessMorning AdvertiserDentistry Online and BIBA.

What our clients say, in their own words…

1 / 6
Testimonial: ReCentre Health Ltd’s story, Flood Claim, London
London Business Interruption Claims

ReCentre Health Ltd’s story, Flood Claim, London

After a severe leak caused major water damage, ReCentre Health turned to… read more

Testimonial: Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd
North Business Interruption Claims

Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd

Following a major flood that destroyed vital stock and equipment Sharma turned… read more

Testimonial: How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire
Midlands Fire Claims

How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire

Ted and Wendy recall their experience when a firework caused a devastating… read more

Testimonial: Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark
South Fire Claims

Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark

Mrs Evans talks through her experience as a landlord having to make… read more

Testimonial: Expert Management of House Fire Insurance Claim in Devon by Morgan Clark
South Fire Claims

Expert Management of House Fire Insurance Claim in Devon by Morgan Clark

When Jane had an explosion at her home she had no idea… read more

Testimonial: Successful Resolution of Suffolk Home Fire Claim by Morgan Clark
South Fire Claims

Successful Resolution of Suffolk Home Fire Claim by Morgan Clark

When Rob and Catriona returned home from work to find their house… read more

Why choose us

Resolving your claim as quickly as possible

With a dedicated team led by your Morgan Clark Loss Assessor, we’ll drive the progression of your claim and oversee the restoration of your property with professional care.

Equal representation at every stage

Without Morgan Clark on your side, you will be negotiating with the Loss Adjuster alone. Would you consider going to court without a solicitor on your side?

A single point of contact

As our client, you will never have to go through a call centre. You will have the direct contact details of your Morgan Clark Loss Assessor and their assistant.

Helping you secure your full settlement

Drawing on extensive experience working with insurers and Loss Adjusters, Morgan Clark strives to secure clients the best possible settlement under their policy.

Keeping you in control

You choose the way your claim is managed – some people like to manage each step with their Loss Assessor, others prefer to let their Assessor take the reins completely – the choice is yours.

Support to ease the stress

Managing a claim can be incredibly demanding. Our experienced Loss Assessors provide practical support to help make the process easier, relieve the stress and allow you to focus on getting your life back on track.

We will help you get back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

What our customers are saying about us

  • “Hello, after having a small kitchen Fire Pino and Sarah were appointed as our Loss Assessors.
    Could have not been more happy with there performance”

    Jc

  • Fire Claim – Devon

    “Despite these unprecedented times (COVID) you have fulfilled what you had set out to achieve on our behalf and we are pleased with the outcome. We think that you managed extremely …”

    C.P. Bradley

  • “Extremely professional and helpful .A credit to your company.
    I was kept very well informed.”

    “Settlement exceeded my expectations.”

    Fire Claim, Plymouth

  • “The professional service provided. We were kept up to date at every step and they returned the home to us ahead of schedule”

    Grant Smith

  • “I was a little apprehensive when I received a knock on the door not long after a fire at my rental property. Rob from Morgan Clark explained what the company could do for us and ho…”

    Sarah Ramsay

  • “First rate personal service Previous loss adjusters had tried to get me to settle for a quick cash settlement to receive their cut fast, not caring about following results. Not so …”

    Carlos Cleverley

Tony Clark

Tony Clark has spent his entire career in the Loss Assessing industry. Beginning in 1989, Tony joined Salmon Adams Hilton as a Loss Assessor. The role saw him dealing with all manner of losses throughout the UK, Tony became the company’s trainer and passed on his expertise to other Assessors. Tony worked his way up to becoming a Director and left Salmon Adams Hilton after 10 years to set up Morgan Clark with Phil Morgan. Tony still actively leads the company today and is involved in claims with our teams around the country. Tony is a member of the Chartered Institute of Loss Adjusters and now has over 30 years’ experience working in the claims arena. Tony also has experience in putting together schedules for claim quantum for solicitors (buildings and contents), to be used in negotiations for litigation.

“Often new clients are in a very heightened state of distress in the initial days. It is our job to offer them the reassurance, time and support they need to come to terms with the situation they find themselves in. From day one, the Morgan Clark team work tirelessly to make sure their client receives the very best outcome from their insurance claim. To see the difference our efforts make to the client is incredibly rewarding.”


What our clients say, in their own words…

1 / 6
Testimonial: ReCentre Health Ltd’s story, Flood Claim, London
London Business Interruption Claims

ReCentre Health Ltd’s story, Flood Claim, London

After a severe leak caused major water damage, ReCentre Health turned to… read more

Testimonial: Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd
North Business Interruption Claims

Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd

Following a major flood that destroyed vital stock and equipment Sharma turned… read more

Testimonial: How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire
Midlands Fire Claims

How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire

Ted and Wendy recall their experience when a firework caused a devastating… read more

Testimonial: Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark
South Fire Claims

Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark

Mrs Evans talks through her experience as a landlord having to make… read more

Testimonial: Expert Management of House Fire Insurance Claim in Devon by Morgan Clark
South Fire Claims

Expert Management of House Fire Insurance Claim in Devon by Morgan Clark

When Jane had an explosion at her home she had no idea… read more

Testimonial: Successful Resolution of Suffolk Home Fire Claim by Morgan Clark
South Fire Claims

Successful Resolution of Suffolk Home Fire Claim by Morgan Clark

When Rob and Catriona returned home from work to find their house… read more

Why choose us

Resolving your claim as quickly as possible

With a dedicated team led by your Morgan Clark Loss Assessor, we’ll drive the progression of your claim and oversee the restoration of your property with professional care.

Equal representation at every stage

Without Morgan Clark on your side, you will be negotiating with the Loss Adjuster alone. Would you consider going to court without a solicitor on your side?

A single point of contact

As our client, you will never have to go through a call centre. You will have the direct contact details of your Morgan Clark Loss Assessor and their assistant.

Helping you secure your full settlement

Drawing on extensive experience working with insurers and Loss Adjusters, Morgan Clark strives to secure clients the best possible settlement under their policy.

Keeping you in control

You choose the way your claim is managed – some people like to manage each step with their Loss Assessor, others prefer to let their Assessor take the reins completely – the choice is yours.

Support to ease the stress

Managing a claim can be incredibly demanding. Our experienced Loss Assessors provide practical support to help make the process easier, relieve the stress and allow you to focus on getting your life back on track.

We will help you get back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

What our customers are saying about us

  • “Professional and caring team, kept me fully informed throughout the process and delivered what they said”

    Mrs Green / Pauline Perry

  • Escape Of Water Claim – Burnley

    “Pino Musso was a true Gentleman nothing was too much such a helpful and lovely man… I was kept very well informed… excellent on communication… Settlement exceeded…”

    Maria Abbott

  • Fire Claim – Leeds

    “We were very happy with everything. We felt completely looked after by Martin Chapman and that we could 100% trust him. Got the right builder and made it stress free for my family….”

    Philip Howard

  • “Morgan Clark provide an excellent professional service and i would not hesitate to recommend them to family and friends.”

    Mr Stephen Jackson

  • Escape Of Water Claim – Norwich

    “From initial call, site visit was quick and very informative. The overall standard for start to finish was excellent with all involved. Dan was very helpful through this very hard …”

    Ian Jackson

  • “Communication was first class. Sarah Lohan at the office and Martin Chapman in the field. Always available if not instantly but never failed to respond in a short space of time. W…”

    Mike Graham

Matt Rawlingson

Matt has been handling insurance claims for over 30 years. He now has specific responsibility for managing the domestic and commercial claims team in the south of England.

Unless people have an experienced professional in their corner they routinely won’t get everything they are entitled to. Making a large claim without a Loss Assessor on your side, is like jumping into a swimming pool and expecting to learn to swim. You might be okay, however you’ll only find out you are not when it’s too late.


Customer feedback

Matt was worth his weight in gold. He liaised and negotiated with the insurance company on our behalf and secured the best outcome for us. Matt and Denise were always available by email and the responses were always received in a timely manner.

J Singh, Essex

 From the first conversation, Matt was thorough, patient and incredibly understanding. He removed any panic and stress that I possessed from the previous encounters with the insurance company and dealt with the entire process incredibly well.

Mr Boyd, Watford

Matt has been a pleasure to work with. I am an insurance broker, albeit specialising in Marine. I understood Matt and I liked his approach. He was prompt, efficient and accurate. Above all I engaged Morgan Clark because I wanted my interests protected and my opportunities maximised. Matt delivered.

Mr Roberts, London

Navigating claims – clients share their stories

1 / 6
Testimonial: ReCentre Health Ltd’s story, Flood Claim, London
London Business Interruption Claims

ReCentre Health Ltd’s story, Flood Claim, London

After a severe leak caused major water damage, ReCentre Health turned to… read more

Testimonial: Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd
North Business Interruption Claims

Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd

Following a major flood that destroyed vital stock and equipment Sharma turned… read more

Testimonial: How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire
Midlands Fire Claims

How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire

Ted and Wendy recall their experience when a firework caused a devastating… read more

Testimonial: Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark
South Fire Claims

Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark

Mrs Evans talks through her experience as a landlord having to make… read more

Testimonial: Expert Management of House Fire Insurance Claim in Devon by Morgan Clark
South Fire Claims

Expert Management of House Fire Insurance Claim in Devon by Morgan Clark

When Jane had an explosion at her home she had no idea… read more

Testimonial: Successful Resolution of Suffolk Home Fire Claim by Morgan Clark
South Fire Claims

Successful Resolution of Suffolk Home Fire Claim by Morgan Clark

When Rob and Catriona returned home from work to find their house… read more

Why choose us

Resolving your claim as quickly as possible

With a dedicated team led by your Morgan Clark Loss Assessor, we’ll drive the progression of your claim and oversee the restoration of your property with professional care.

Equal representation at every stage

Without Morgan Clark on your side, you will be negotiating with the Loss Adjuster alone. Would you consider going to court without a solicitor on your side?

A single point of contact

As our client, you will never have to go through a call centre. You will have the direct contact details of your Morgan Clark Loss Assessor and their assistant.

Helping you secure your full settlement

Drawing on extensive experience working with insurers and Loss Adjusters, Morgan Clark strives to secure clients the best possible settlement under their policy.

Keeping you in control

You choose the way your claim is managed – some people like to manage each step with their Loss Assessor, others prefer to let their Assessor take the reins completely – the choice is yours.

Support to ease the stress

Managing a claim can be incredibly demanding. Our experienced Loss Assessors provide practical support to help make the process easier, relieve the stress and allow you to focus on getting your life back on track.

We will help you get back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

What our customers are saying about us

  • “Morgan Clark have been amazing guiding us through a fire trauma ensuring that we get what we needed and come home to our restored house and home”

    Stephen Barnes

  • “I had a fire at a property i own some distance from my home. At the time i was caring for my elderly unwell mother. The company i needed to assist was definitely Morgan Clarke. Ini…”

  • Fire Claim – Spalding

    “Dan was great. Dan did a fantastic job… I would definitely recommend MC… Settlement exceeded my expectations.”

    William Ruddle

  • “Professional, informative, exceeded our expectations. Martin Chapman & his team were outstanding in there knowledge & advice.”

    Gaynor Riley

  • Fire Claim – Chesterfield

    “Nathan was the first person to view our house and answer our questions about what we were going to need to do.”

    Stephen Barnes

  • “It was a relief to have an agent to deal with my claim on my behalf. Being flooded out of my house for ten months was an ordeal and, never having needed to pursue an insurance clai…”

    Jill Moore

Jason Biggs

Jason Biggs joined Morgan Clark in 2025 as our Finance and HR Manager, based at the Chelmsford office. He plays a key role in budgeting, financial reporting, and strategic planning, working closely with all departments to drive financial transparency and efficiency”

Jason is committed to ensuring that Morgan Clark remains financially strong and efficient, supporting the business as it continues to grow and deliver outstanding service to clients


What our clients say, in their own words…

1 / 6
Testimonial: ReCentre Health Ltd’s story, Flood Claim, London
London Business Interruption Claims

ReCentre Health Ltd’s story, Flood Claim, London

After a severe leak caused major water damage, ReCentre Health turned to… read more

Testimonial: Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd
North Business Interruption Claims

Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd

Following a major flood that destroyed vital stock and equipment Sharma turned… read more

Testimonial: How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire
Midlands Fire Claims

How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire

Ted and Wendy recall their experience when a firework caused a devastating… read more

Testimonial: Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark
South Fire Claims

Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark

Mrs Evans talks through her experience as a landlord having to make… read more

Testimonial: Expert Management of House Fire Insurance Claim in Devon by Morgan Clark
South Fire Claims

Expert Management of House Fire Insurance Claim in Devon by Morgan Clark

When Jane had an explosion at her home she had no idea… read more

Testimonial: Successful Resolution of Suffolk Home Fire Claim by Morgan Clark
South Fire Claims

Successful Resolution of Suffolk Home Fire Claim by Morgan Clark

When Rob and Catriona returned home from work to find their house… read more

Why choose us

Resolving your claim as quickly as possible

With a dedicated team led by your Morgan Clark Loss Assessor, we’ll drive the progression of your claim and oversee the restoration of your property with professional care.

Equal representation at every stage

Without Morgan Clark on your side, you will be negotiating with the Loss Adjuster alone. Would you consider going to court without a solicitor on your side?

A single point of contact

As our client, you will never have to go through a call centre. You will have the direct contact details of your Morgan Clark Loss Assessor and their assistant.

Helping you secure your full settlement

Drawing on extensive experience working with insurers and Loss Adjusters, Morgan Clark strives to secure clients the best possible settlement under their policy.

Keeping you in control

You choose the way your claim is managed – some people like to manage each step with their Loss Assessor, others prefer to let their Assessor take the reins completely – the choice is yours.

Support to ease the stress

Managing a claim can be incredibly demanding. Our experienced Loss Assessors provide practical support to help make the process easier, relieve the stress and allow you to focus on getting your life back on track.

We will help you get back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

What our customers are saying about us

  • “Morgan Clarke had our interest first and foremost From the word go Morgan Clarke had our minds at rest that the process would be taken care of. Martin Chapman looked after all our …”

    Mr Denham

  • Fire Claim – Hants

    “Quite simply, Morgan Clark have seen us through something I don’t feel with could of handled on our own. We would not hesitate to recommend Morgan Clark to anyone. From the m…”

    G. Yates

  • Fire Claim – Fflintshire

    “We felt the assessors were ‘our team’ and tried to obtain the best result they could. Settlement exceeded my expectations.”

    Christopher Hetherington

  • Fire Claim – Leicestershire

    “He made us aware of things we genuinely hadn’t thought of. Whatever was a problem for me Natalie really couldn’t have been more helpful.”

    M. Smith

  • “Well done as I expected.”

    Mr Sun

  • Impact Claim – Middlesborough

    “Both very friendly, and helped remove a lot of stress. I thought the whole process was handled very well, and I was very happy with the outcome. Settlement exceeded my expectations…”

    M. Samuels