The insurance claim process – what to expect
At the outset of an insurance claim, it is common for people to look for guidance about the process ahead. Many want to know how long their claim will take to resolve so they can plan for the coming weeks and months. There are many factors that impact each individual claim, and it is therefore very difficult to predict how long an insurance claim will take to resolve. Thanks to decades of experience however, we can give you a better understanding about your claim, we would need to speak to you, with no obligation, to offer tailored advice on your specific circumstances. In the mean time, please click on the option that best describes you here for a better understanding of the insurance claim process.
Homeowners Claims Process
Business Owners Claims Process
Landlords Claims Process
Dan Norris, Loss Assessor
10+ years' experience
Speak to an expert, like Dan, who will fight for everything you're entitled to
Free FCA Regulated Support
Your claim resolved as quickly as possible
Experts negotiating on your behalf can expedite the process significantly.
Equal representation at every stage
Never feel outnumbered – your dedicated Loss Assessor works exclusively for you.
Secure your full settlement
We focus negotiations on achieving the best possible settlement for you.
Popular Questions
-
There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Read more in Loss Adjusters: Your Questions Answered.
-
While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.
-
Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters.
-
In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge.
What our customers are saying about us
5.0 Exceptional
4.9 Excellent
(opens in a new tab)Fire Claim – Mickleton
Fire Claim – Leicestershire
Fire Claim – Cheshire
Flood Claim – Doncaster
Fire Claim – Hampshire
Fire Claim – West Bromwich
Fire Claim – Leeds
Fire Claim – Bromley, London
Fire Claim – Southampton
Fire Claim – Brinscall, Lancastershire
Fire Claim – Hull
Fire Claim – Oldham
Business Interruption Claim – Leaps and Bounds, Truro
Morgan Clark are authorised and regulated by the Financial Conduct Authority (FCA)
Find out what this protection means for you.
