Find an experience similar to yours
Browse real-life accounts from UK policyholders who overcame the challenges of a major insurance claim.
What a major claim actually looks like
Right now, you may feel overwhelmed and completely outnumbered. While every loss is unique, the uncertainty of “where do I start?” is a common concern. Our clients have shared their journeys – from the initial shock to the final settlement – so you can see exactly what the path forward looks like through the eyes of those who have been there.
Fire Claim, Penrith
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Fire Claim, London
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Flood Claim, Hertfordshire
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How Morgan Clark helped a homeowner navigate a stressful house fire claim and achieve a positive settlement outcome.
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From flooded & frustrated to fully restored: securing a better outcome for our clients
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Fire Claim, Blackpool
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Explosion, Slough
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Fire Claim, Portsmouth
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Fire Claim, Manchester
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Fire Claim, Lancashire
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Fire Claim, Preston
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Fire bomb attack, Midlands
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Fire Claim, Southport
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Storm Damage, Somerset
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Fire Claim, Southampton
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Fire Claim, Southampton
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Burst pipe disrupts a small business: Securing £88,871 and navigating a complex business interruption claim
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Fire Claim, Cheltenham
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Fire Claim, Pontypridd
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Flood damage to a family home: Securing the maximum settlement and restoring peace of mind following insurer delays
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Lightning strike destroys Anglesey cottage: £230,000 fire damage claim
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Thatched farmhouse fire in Blackburn: £400,000 insurance claim
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How Morgan Clark Helped the Lawleys Recover from a Devastating Water Leak
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Fire Claim, Cardiff
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Flood Claim, Malvern
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Fire, Landlord, Stourbridge
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Flood Claim, Northampton
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Escape of Water, Halifax
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Flood Claim, Derbyshire
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HGV impact damage, Exeter
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Escape of Water Claim, Darlington
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Fire Claim, Bridgend
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Fire Claim, Ripton
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Escape of Water Claim, North Lincolnshire
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Fire Claim, Liverpool
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Escape of Water Claim, Halifax
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Fire Claim, Stockport
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Fire Claim, Grimsby
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Escape of Water Claim, Darlington
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Escape of Water Claim, Willingham
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Fire Claim, Bridgend
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Fire Claim, Grimsby
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Fire Claim, Preston
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Fire Claim, Ripon
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Escape of Water Claim, London
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Fire Claim, Cornwall
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Impact Claim, Cambridgeshire
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Fire Claim, Plymouth
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Fire Claim, Bolton
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Fire Claim, Grimsby
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Escape of Water Claim, Hindley
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Fire Claim, Ripton
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Fire Claim, Grimsby
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Fire Claim, Worcester
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Escape Of Water Claim – Southampton
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Fire Claim, Surrey
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Fire Claim – Derbyshire
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Fire Claim – Cambs
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Fire Claim – Ulverston
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Fire Claim – Barnsley
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Explosion Claim – Hampton
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Fire Claim – Shropshire
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Fire Claim – Surrey
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Fire Claim – Cumbria
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Fire Claim – Nottinghamshire
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Escape Of Water Claim – Goosnargh
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Fire Claim – Cornwall
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Fire Claim – Preston
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Flood Claim – Nottingham
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Fire Claim – Gwynedd
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Fire Claim – Glossop
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Escape Of Water Claim – Droitwich
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Fire Claim – Droylsden
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Flood Claim – Somerset
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Fire Claim – Bognor Regis
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Fire Claim – Fflintshire
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Fire Claim – Leicestershire
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Fire Claim – Leeds
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Escape Of Water Claim – Worsley
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Fire Claim – Ombersley
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Fire Claim – Middlesex
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Fire Claim – Birmingham
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Flood Claim – Exeter
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Fire Claim – Hampshire
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Fire Claim – Herefordshire
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Fire Claim – Codford St Mary
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Escape Of Water Claim – Cheltenham
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Fire Claim – Essex
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Fire Claim – Swanley
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Escape Of Water Claim – Cornwall
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Escape Of Water Claim – Stoke on trent
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Fire Claim – West Bromwich
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Fire Claim – Waltham on the Wolds / Leicestershire
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Fire Claim – Hull
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Storm Claim – Cheltenham
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Fire Claim – Worcestershire
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Fire Claim – Oxon
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Fire Claim – Cheshire
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Fire Claim – Redruth
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Fire Claim – Westward Ho
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Fire Claim – Derbyshire
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Fire Claim – Hereford
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Fire Claim – Gwynedd
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Fire Claim – Burnley
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Fire Claim – Ripley, Derbyshire
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Fire Claim – Chesterfield
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Fire Claim – Blackburn
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Fire Claim – Stoke-on-Trent
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Fire Claim – Beverley
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Escape Of Water Claim – Hitchin
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Fire Claim – London
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Flood Claim – Conwy
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Fire Claim – Chorley
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Fire Claim – Leeds
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Fire Claim – Hinckley
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Fire Claim – Merseside
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Flood Claim – Burnley
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Fire Claim – Milford Haven
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Fire Claim – Stockton on Tees
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Fire Claim – Essex
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Fire Claim – Stechford Chipshop, Birmingham
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Fire Claim – Manchester
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Flood Claim – Essex
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Fire Claim – Manchester
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Escape Of Water Claim – Norwich
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Flood Claim – Devon
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Fire Claim – Havant, Portsmouth
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Fire Claim – Hinckley
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Fire Claim – Leicester
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Fire Claim – Crowdys great coxwell
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Fire Claim – Wigan
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Explosion Claim – Portsmouth
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Fire Claim – Sheffield
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Fire Claim – Warwickshire
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Escape Of Water Claim – Nottingham
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Fire Claim – Oldham
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Fire Claim – Stewkley, Bedfordshire
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Impact Claim – Essex
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Fire Claim – Bristol
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Fire Claim – Coventry
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Fire Claim – Nefyn
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Escape Of Water Claim – Atherton
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Fire Claim – Nelson
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Escape Of Water Claim – London
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Fire Claim – Brinscall, Lancastershire
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Fire Claim – Birmingham
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Flood Claim – Cambridgeshire
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Fire Claim – Derby
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Fire Claim – Preston
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Fire Claim – Hants
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Flood Claim – Stowmarket
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Fire Claim – Swindon
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Fire Claim – Manchester
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Fire Claim – Leicester
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Fire Claim – Gloucestershire
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Escape Of Water Claim – Powys
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Flood Claim – Taunton
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Fire Claim – Chesterfield
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Fire Claim – Leicestershire
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Fire Claim – Lancashire
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Fire Claim – Bradford
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Flood Claim – East cowick
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Fire Claim – Mirfield
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Fire Claim – Stockton on tees
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Explosion Claim – Preston
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Fire Claim – Coalville
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Escape Of Water Claim – Recentre-Health Ltd, London
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Fire Claim – Macclesfield
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Fire Claim – South Yorkshire
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Fire Claim – Hampshire
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Flood Claim – Manchester
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Impact Claim – Haydock Medical Centre, Haydock
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Fire Claim – Bromley, London
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Escape Of Water Claim – Saffron Walden
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Fire Claim – Dorset
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Fire Claim – Tiverton
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Fire Claim – Spalding
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Fire Claim – Bingley
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Fire Claim – Farnham
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Fire Claim – London
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Fire Claim – Bournemouth
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Escape Of Water Claim – Cardiff
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Business Interruption Claim – Leaps and Bounds, Truro
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Fire Claim – Middlesbrough
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Fire Claim – Liverpool
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Fire Claim – Rochdale
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Fire Claim – Bristol
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Escape Of Water Claim – Surrey
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Fire Claim – Poole
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Fire Claim – Bolton
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Fire Claim – Leeds
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Fire Claim – Ashbourne
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Fire Claim – Mickleton
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Fire Claim – Surbiton
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Fire Claim – Rochdale, Lancshire
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Escape Of Water Claim – Middlesex
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Fire Claim – West Yorkshire
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Fire Claim – Coventry
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Fire Claim – Middlesbrough
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Fire Claim – Leyland
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Fire Claim – Barwick
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Flood Claim – Staunton on Wye
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Flood Claim – Welshpool
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Malicious Damage – Lancashire
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Escape Of Water Claim – Stoke-on-Trent
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Flood Claim – Winchester
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Fire Claim – Southampton
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Flood Claim – Warminster
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Fire Claim – Wiltshire
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Fire Claim – Canterbury
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Flood Claim – Chesterfield
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Escape Of Water Claim – Essex
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Escape Of Water Claim – East Sussex
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Fire Claim – St Helens
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Fire Claim – Worcester
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Flood Claim – Ipswich
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Fire Claim – Somerset
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Impact Claim – Dorset
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Escape Of Water Claim – Derbyshire
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Escape Of Water Claim – Basildon
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Flood Claim – Tyne and Wear
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Business Interruption Claim – Hastings
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Fire Claim – Cambridge
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Fire Claim – Ilford
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Escape Of Water Claim – Kings Langley
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Fire Claim – Dewsbury
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Fire Claim – Norfolk
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Fire Claim – Bristol
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Fire Claim – Chorley
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Fire Claim – Liverpool
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Fire Claim – Suffolk
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Fire Claim – Hastings, East Sussex
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Malicious Damage – Lancashire
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Fire Claim – Henley
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Fire Claim – Redcar
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Fire Claim – Portsmouth
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Fire Claim – Walton
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Fire Claim – Warrington
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Fire Claim – Silchester
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Fire Claim – Spalding
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Fire Claim – Kent
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Fire Claim – Bury
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Escape Of Water Claim – Lancashire
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Flood Claim – Doncaster
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Fire Claim – Worcester
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Fire Claim – Devon
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Escape Of Water Claim – Burnley
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Fire Claim – Cambridgeshire
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Fire Claim – Lancastershire
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Impact Claim – Middlesborough
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Fire Claim – Droitwich
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Fire Claim – Potters Bar
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Lightning Claim – Bury
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Business Interruption Claim – Bournemouth
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Fire Claim – Cambridge
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Fire Claim – Hertfordshire
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Fire Claim – Cheshire
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Fire Claim – Hartlepool
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Fire Claim – Middlesex
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Fire Claim, Scarisbrick
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Flood Claim, West Camel
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Flood Claim, Taunton
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Fire Claim, Somerset
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Fire Claim, Farnworth
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Fire Claim, Scarisbrick
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Flood Claim, Bath
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Fire Claim, Beverley
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R Gabriel
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Anne Storrar, Business Interruption Claim, Essex
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Escape of Water, Wales
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Fire Claim, Barwick
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Fire Claim, Barnsley
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Explosion Claim, Wales
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Fire Claim, Ashbourne
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Malicious Damage Claim, Wales
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Mohammed Aslam, Fire Claim, Accrington
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Kevin Spice
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Fire Claim
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Flood Claim, Chesterfield
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David, Escape Of Water Claim, Epsom
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Stephen Barnes, Fire Claim, Chesterfield
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Tracey Piddey, Fire Claim, Droitwich
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Fire Claim, Bury
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Fire Claim, Driffield
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Fire Claim, Bury
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Impact Claim, Dorset
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Impact Claim, Burnley
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Flood Claim, Doncaster
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Flood Claim, Burnley
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Fire Claim, Derby
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Fire Claim, Bristol
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Fire Claim, Cumbria
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Fire Claim, Bradford
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Fire Claim, Cornwall
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Fire Claim, Bolton
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Fire Claim, Chorley
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Matthew Lewis, Fire Claim, Birmingham
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Business Interruption Claim, Chiswick
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Fire Claim, Leicester
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Flood Claim, Exeter
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Business Interruption Claim, Leeds
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Rebecca Bond, Escape Of Water Claim, Lancashire
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Fire Claim, Manchester
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Fire Claim, Hull
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Fire Claim, Macclesfield
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Fire Claim, Hove
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Simply Clinics, Business Interruption Claim, London
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Fire Claim, High Peak
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Mrs Green, Fire Claim, Liverpool
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Fire Claim, Heysham
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Escape Of Water Claim, Liverpool
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Fire Claim, Hereford
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Fire Claim, Liverpool
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Business Interruption Claim, Hastings
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Anthony Fairclough, Fire Claim, Liverpool
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Fire Claim, Hartlepool
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Fire Claim, Leyland
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Escape Of Water Claim, Harrogate
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Flood Claim, Sidmouth
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Impact Claim, Middlesborough
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Fire Claim, Sheffield
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John Lonsdale, Fire Claim, Mickleton
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Escape Of Water Claim, Preston
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Fire Claim, Preston
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Vivek Singh, Escape Of Water Claim, Stoke-on-trent
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Fire Claim, Potters Bar
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Fire Claim, Stoke on Trent
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Explosion Claim, Portsmouth
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Fire Claim, Stockton On Tees
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Fire Claim, Portsmouth
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Fire Claim, Stockton on Tees
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Fire Claim, Pontardawe
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Fire Claim, Stockton on tees
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Escape Of Water Claim, Padiham
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Fire Claim, Stockport
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Business Interruption Claim, Oxford
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Fire Claim, St Helens
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Escape Of Water Claim, Nottingham
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Flood Claim, Wales
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Escape Of Water Claim, Worcester
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Escape Of Water Claim, Tunstan
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Escape Of Water Claim, Yorkshire
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Fire Claim, Swindon
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Fire Claim, Yorkshire
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Escape Of Water Claim, Swadlincote
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Flood Claim, Yeovil
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Flood Claim, Wiltshire
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Fire Claim, West Sussex
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Fire Claim, Whiston
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Fire Claim, West yorkshire
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Fire Claim, Wendover
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Fire Claim, Westcliff-on-Sea
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Rebecca, Flood Claim, Wales
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Fire Claim, Warminster
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Fire Claim, Warrington
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Escape Of Water Claim, Windermere
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Fire Claim, Wales
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Nick Waugh, Fire Claim, Wolverhampton
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Fire Claim, Silchester
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Fire Claim, Trowbridge
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Fire Claim, Birmingham
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Fire Claim, Wales
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Escape Of Water Claim, Somerset
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Fire Claim, Surrey
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Flood Claim, Somerset
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Fire Claim, Warrington
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Fire Claim, West Yorkshire
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Fire Claim, Welwyn Garden City
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Monika Payne, Fire Claim, Cornwall
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Fire Claim, Suffolk
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Michelle Garner, Escape Of Water Claim, Preston
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Escape Of Water Claim, Surrey
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Mick Hindle, Fire Claim, Preston
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Escape Of Water Claim, Surrey
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Mrs Pauline Ducker, Fire Claim, Sheffield
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Fire Claim, Surrey
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Paul Aston, Fire Claim, Shropshire
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Fire Claim, Tiverton
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Molly Soe, Fire Claim, London
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Fire Claim, Plymouth
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Emma Wadsworth, Fire Claim, Malton
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Fire Claim, Dorset
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Eddie Masterson, Fire Claim, Manchester
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Explosion Claim, Portsmouth
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Fire Claim, Manchester
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Miss Julia Morley-Drulia, Escape Of Water Claim, Preston
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Fire Claim, Manchester
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Fire Claim, Preston
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Fire Claim, Manchester
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Fire Claim, Preston
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Fire Claim, Middlesbrough
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Fire Claim, Milford Haven
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Fire Claim, Liverpool
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Fire Claim, Millom
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Business Interruption Claim, London
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Flood Claim, Nottingham
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Vicki Evans, Fire Claim, London
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Flood Claim, Nottingham
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Fire Claim, Hull
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Ellie Hartland & Glenn Gooden, Fire Claim, Essex
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Fire Claim, Kent
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Kevin Vickers, Flood Claim, Exeter
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Fire Claim, Lancashire
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Flood Claim, Fishlake
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Business Interruption Claim, Leeds
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Fire Claim, Fleckney
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Fire Claim, Leeds
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Fire Claim, Halesworth
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Fire Claim, Leeds
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Fire Claim, Handsworth
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Fire Claim, Leeds
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Fire Claim, Hartlepool
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Fire Claim, Leicestershire
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Fire Claim, Havant
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Impact Claim, Haydock
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Annette Goldsmith, Escape Of Water Claim, Epsom Surrey
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Fire Claim, Highbridge
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Mr Dawney, Fire Claim, Essex
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Lilias Ahmeira, Flood Claim, Chard
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Mr Kunner, Fire Claim, Coventry
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Fire Claim, Chatteris
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Fire Claim, Cumbria
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Fire Claim, Cheshire
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Fire Claim, Derbyshire
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Fire Claim, Cheshire
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Fire Claim, Dereham
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Fire Claim, Chester
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Fire Claim, Dorset
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Fire Claim, Chesterfield
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Flood Claim, East cowick
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Flood Claim, Chesterfield
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Escape Of Water Claim, East Sussex
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Fire Claim, Chorley
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Escape Of Water Claim, East Sussex
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Fire Claim, Lancashire
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Fire Claim, Manchester
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Fire Claim, Coalville
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H Singh, Fire Claim, Coventry
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Fire Claim, Bradford
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Fire Claim, Lancashire
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Fire Claim, Bradford
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Mrs Donovan, Flood Claim, Alconbury Weston
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Fire Claim, Bradford-on-Avon
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Yuen Ling Tse, Fire Claim, AshtonUnderLyne
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Fire Claim, Bristol
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Escape Of Water Claim, Manchester
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Escape Of Water Claim, Burnley
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Fire Claim, Barnsley
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Escape Of Water Claim, Camberley
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Fire Claim, Northumberland
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Fire Claim, Cambridge
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Bilal Yusuf, Fire Claim, Blackburn
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Fire Claim, Cambridge
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Fire Claim, Blackburn
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Subsidence Claim, Cambridge
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Fire Claim, Bolton
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Escape Of Water Claim, Cardiff
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Business Interruption Claim, Bournemouth
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Testimonial: Successful Resolution of Suffolk Home Fire Claim by Morgan Clark
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Testimonial: ReCentre Health Ltd’s story, Flood Claim, London
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Testimonial: Lancashire House Fire Claim – How Morgan Clark Managed a Complex Insurance Process
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Testimonial: Sheffield House Fire Claim – Morgan Clark’s Expert Claim Management
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Testimonial: Streamlined Insurance Claim for Bristol Rental Property Fire Recovery
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Testimonial: How Morgan Clark Managed Oxford Law Firm’s Fire Insurance Claim
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Testimonial: How Morgan Clark Helped clients with Her Flood Insurance Claim in Derbyshire
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Testimonial: Blackburn House Fire Claim – How Morgan Clark Restored a Fire-Damaged Farmhouse
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Testimonial: House Fire Claim Before Christmas – How Morgan Clark Managed Everything
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Testimonial: Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd
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Testimonial: Client’s Experience with Morgan Clark Handling His Flood Insurance Claim in Wales
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Testimonial: How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire
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Testimonial: Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark
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Testimonial: A Firefighter’s Experience Following a Fire at His Home with Morgan Clark
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Testimonial: Expert Management of House Fire Insurance Claim in Devon by Morgan Clark
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Testimonial: Lilias Ahmera’s story – Flood Claim, Somerset
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Managing Extensive Water Damage in a Period Property
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Fire and smoke damage in rental property: £80,000 claim
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Dealing with a difficult Loss Adjuster to claim £60,000
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Overturning a dismissed water leak claim
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Malicious Damage in Lancashire rental property
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Water Ingress from external drains in Harrogate property: reinstatement totalled over £140,000
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Underinsurance issues overcome by Morgan Clark following fire damage in thatched cottage
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£500,000 house fire; rejected claim overturned by Morgan Clark
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Underinsurance on a property fire claim: A settlement increase of over £62,000
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Taking the burden from the family after fire in elderly father’s bungalow
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Water damage in family home: Overcoming a Loss Adjuster’s unfair assessment
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Fire in semi-detached house: overcoming challenges to buildings and contents claim
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Fire in three-bedroom house: £92,000 buildings claim plus Landlord’s contents and loss of income
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Pub chip pan fire: business interruption and refitting claim
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Flood insurance claim in 2009 and again in 2015
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Convenience store fire: full settlement for business interruption and refurbishments
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Using Morgan Clark a second time for flood insurance claim
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Suspicious fire in motor repair centre: full business interruption settlement plus new premises
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Flooded bed centre in Lancashire: overturning insurer’s refusal to accept liability
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Public house flooding: £186,500 business interruption, rebuilding, stock and contents claim
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Flooded bakery in Kendal: £100,000 insurance claim for machinery, stock and business interruption
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Flood at engineers: claim for contents, buildings and increased cost of working
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Flooding at kitchen worktop manufacturer: £1.2 million claim
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Flooding claim in 2003 and again in 2014 for the same homeowner
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Successful fire claim in rental property leads to further referrals
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Flood insurance claim help for the same homeowners in 2003 and again in 2014
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Extensive fire damage in North Yorkshire: £250,000 insurance claim
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Landlords property fire: £75,000 buildings and contents claim
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Cricket club fire: Morgan Clark management resulted in £161,000 settlement
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Extensive fire damage to two-bedroomed house
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Major fire at dental practice: £200,000 settlement
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Suspicious break in at power tools retail unit: £40,000 claim
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Second arson attack at factory: full settlement despite initial suspicions
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Mosque destroyed by fire: £350,000 cash settlement
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Computer server damage: £15,000 for data recovery and system replacement
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Domestic flooding: speedy settlement to get life back to normal quickly
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Major explosion: £1.8m business interruption claim
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Domestic flood: ripping out and reworking previous poor restoration
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Flooding: £630,000 business interruption claim
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Damage from burst pipe: £48,000 buildings, contents and alternative accommodation claim
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Flooding to historic pub: £500,000 claim including business interruption
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Burst pipe: final settlement of £50,000 after original £10,000 offer
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Flooded industrial unit: £290,000 material damage and business interruption claim
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Break in at landlord’s house: £20,000 malicious damage claim
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Residential college fire: £1.5m buildings and contents claim
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Burst pipe: £52,000 buildings and contents claim
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Industrial floorings manufacturer fire: £1.52m settlement
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Rented property fire: £42,000 landlord’s buildings claim
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Kitchen fire: £100,000 + buildings and contents claim
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Rented house fire: landlords successful £60,000 buildings claim
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Gas explosion: £85,000 buildings claim
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Fire in restaurant and flats: £190,000 cash settlement for landlord
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House fire: £225,000 buildings, contents and alternative accommodation claim
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Burst pipe in empty house: £45,000 buildings and contents claim
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Annexe fire: £85,000 buildings and contents claim
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Widespread flooding: long-term re-housing and increased settlements
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Thatched cottage fire: £229,000 buildings, contents and alternative accommodation claim
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House fire: £199,000 buildings, contents and alternative accommodation claim
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House fire: £150,000 buildings, contents and alternative accommodation claim
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Thatched cottage fire: £528,000 buildings, contents and alternative accommodation claim
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Gas explosion: £108,000 buildings claim
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Water insurance claim damage: £120,000 cash settlement
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House fire: £210,000 buildings, contents and alternative accommodation claim
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Fire in thatched cottage: £152,000 third party buildings claim
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Kitchen fire: £30,000 buildings & contents claim
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Fire in three-bedroomed house: £16,000 claim
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Kitchen fire: £35,000 buildings and contents claim
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Client Reviews
Client Videos
Testimonial: ReCentre Health Ltd’s story, Flood Claim, London
After a severe leak caused major water damage, ReCentre Health turned to Morgan Clark for expert support. We took over the insurance claim, secured a stronger settlement, and lifted the...
Testimonial: Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd
Following a major flood that destroyed vital stock and equipment Sharma turned to Morgan Clark to safeguard the future of her business.
Testimonial: How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire
Ted and Wendy recall their experience when a firework caused a devastating fire at their home and they turned to Morgan Clark to restore their home.
Testimonial: Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark
Mrs Evans talks through her experience as a landlord having to make a fire insurance claim and the peace of mind it gave her having Morgan Clark on her side.
Testimonial: Expert Management of House Fire Insurance Claim in Devon by Morgan Clark
When Jane had an explosion at her home she had no idea where to turn until she came across Morgan Clark and she is so relieved that she did.
Testimonial: Successful Resolution of Suffolk Home Fire Claim by Morgan Clark
When Rob and Catriona returned home from work to find their house filled with black smoke they realised they were in no position to handle their claim alone.
Client Stories
Dan Norris, Loss Assessor
10+ years' experience
Speak to an expert, like Dan, who will fight for everything you're entitled to
Free FCA Regulated Support
Your claim resolved as quickly as possible
Experts negotiating on your behalf can expedite the process significantly.
Equal representation at every stage
Never feel outnumbered - your dedicated Loss Assessor works exclusively for you.
Secure your full settlement
We focus negotiations on achieving the best possible settlement for you.