How to use your own Loss Adjuster
If you would like to use your own Loss Adjuster to represent your interests throughout an insurance claim, the first thing you should know is that the term for a Loss Adjuster who works for the policyholder (you), is a ‘Loss Assessor’.
Morgan Clark are the UK’s leading firm of Loss Assessors and as leaders in the industry, we offer the public a free telephone consultation service. You are welcome to call us for expert advice about your insurance claim and your current position, with no obligation. If you then choose to use us as your Loss Assessor (or ‘independent Loss Adjuster’) we will explain the process to you in detail and will liaise with your insurance company on your behalf.
Some people can be concerned what their insurance company will think if they appoint their own Loss Assessor, but using a Loss Assessor is commonplace these days, particularly on larger claims. If you have this concern, please feel free to call us and we will put your mind at rest.
How can we help?
- Single point of contact. As our client, you will never have to go through a call centre. You will have the direct contact details of your Morgan Clark Loss Assessor and their assistant.
- Resolve your claim as quickly as possible. With a coordinated team led by your Morgan Clark Loss Assessor, your claim will run smoothly and efficiently and you will receive the settlement you are owed.
- Significant reduction in stress. It is easy to underestimate the time and energy that goes into running a claim. Having an expert guide you through the process will reduce this stress and allow you to focus on your day to day life.
We will help you get back into your property as quickly as possible, ensuring you receive the full settlement you’re entitled to.
24/7 support
0808 273 8929Popular Questions
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What will my insurance company think if I appoint a Loss Assessor?
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There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.
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Doesn’t my insurance company manage my claim?
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While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.
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What’s the difference between a Loss Assessor and a Loss Adjuster?
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Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.
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How much will this cost?
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In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.
Still have questions?
Visit our FAQs page for more answers.
Your claim is in safe hands
As the industry leader, Morgan Clark sets the bar when it comes to standards. We are also proud to support a number of charities both in the UK and overseas.