How to ensure you are being equally represented
A major concern many policyholders have when they need to make an insurance claim, is how to ensure they are equally represented throughout the insurance claim process. After all, it is often the case that people only ever have to make one major insurance claim in a lifetime, whereas the insurance company and their Loss Adjusters are experts in insurance contract small print and law. How can anyone expect to understand as much about making an insurance claim as an expert when they have little or no experience themselves?
This is where Morgan Clark can help. As the UK’s leading firm of Loss Assessors, who exclusively represent only the interests of the public, we offer a free helpline to anyone who is in need of advice from expert insurance claim specialists.
You might be unsure about certain wording in your insurance policy, you might be concerned about whether you can claim for a particular item, you might be worried you are under insured. Whatever you are unsure about, we can help guide you and offer you advice about the steps you should take to ensure you stay in control of your claim and receive the settlement you are entitled to.
Morgan Clark offers this no-obligation, expert insurance claim advice to the public free of any charge.
How can we help?
- Single point of contact.
As our client, you will never have to go through a call centre. You will have the direct contact details of your Morgan Clark Loss Assessor and their assistant.
- Resolving your claim as quickly as possible.
With a coordinated team led by your Morgan Clark Loss Assessor, your claim will run smoothly and efficiently and you will receive the settlement you are owed.
- Significant reduction in stress.
It is easy to underestimate the time and energy that goes into running a claim. Having an expert guide you through the process will reduce this stress and allow you to focus on
your day to day life.
- What will my insurance company think if I appoint a Loss Assessor?
There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.
- Doesn’t my insurance company manage my claim?
While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.
- What’s the difference between a Loss Assessor and a Loss Adjuster?
Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.
- How much will this cost?
In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.
Your claim is in safe hands
As the industry leader, Morgan Clark sets the bar when it comes to standards. We are also proud to support a number of charities both in the UK and overseas.
Charities we support
I can’t recommend Morgan Clark enough
I can’t recommend Morgan Clark enough . I was in total despair when my insurance company initially declined our genuine …
Excellent would recommend to anyone
After a serious flood Morgan Clark were recommended, we met Dan Norris who was the most wonderful , kind and helpful …
Expert advice which ensured our claim was settled legitimately and comprehensively
Very professional frist time I’ve clamed and did all the work for us
Exceptional service from start to finish
From start to completion Morgan Clark have been exceptional. They took away the stresses of dealing with insurers and with …
So helpful keeping good contacts when you needed
Very helpful kept us in touch all times easy to speak to Martin Chapman top man
Absolutely fab company
What an absolutely fabulous company, they took all the stress and hard work from us and sorted everything, what started …
Extremely professional and considerate
From the very onset of their involvement , Sunny and then Ryan Field took on our case and their handling of …