House insurance claim

Protect your house insurance claim – Morgan Clark Loss Assessors will ensure you are equally represented.

Your Morgan Clark Loss Assessor will compile and present your insurance claim. They will negotiate with the insurance company’s Loss Adjuster on your behalf and protect your interests to ensure you receive the very best reinstatement and settlement possible.

Morgan Clark – rated 4.9/5 on Feefo by verified customers

advice, contractors, working with insurance company,

Call our free helpline for advice about your claim

Why choose us

Resolving your claim as quickly as possible

With a dedicated team led by your Morgan Clark Loss Assessor, we’ll drive the progression of your claim and oversee the restoration of your property with professional care.

Equal representation at every stage

Without Morgan Clark on your side, you will be negotiating with the Loss Adjuster alone. Would you consider going to court without a solicitor on your side?

A single point of contact

As our client, you will never have to go through a call centre. You will have the direct contact details of your Morgan Clark Loss Assessor and their assistant.

Helping you secure your full settlement

Drawing on extensive experience working with insurers and Loss Adjusters, Morgan Clark strives to secure clients the best possible settlement under their policy.

Keeping you in control

You choose the way your claim is managed – some people like to manage each step with their Loss Assessor, others prefer to let their Assessor take the reins completely – the choice is yours.

Support to ease the stress

Managing a claim can be incredibly demanding. Our experienced Loss Assessors provide practical support to help make the process easier, relieve the stress and allow you to focus on getting your life back on track.

Popular Questions

What will my insurance company think if I appoint a Loss Assessor? faq plus icon to expand accordian

There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.

Doesn’t my insurance company manage my claim? faq plus icon to expand accordian

While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.

What’s the difference between a Loss Assessor and a Loss Adjuster? faq plus icon to expand accordian

Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.

How much does Morgan Clark charge? faq plus icon to expand accordian

In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.

What our customers are saying about us

  • Dependable support
    Fire Claim – Preston

    “We received a very high standard of service from all the people we dealt with, they all worked together well as a team and the project ran smoothly once the insurance company gave …”

    L.U.V Property Ltd

  • Weight lifted
    Fire Claim – Suffolk

    “First class. Given the scale and complexity of our claim, we don’t believe we could have coped without you. Having Morgan Clark handling and negotiating things on our behalf …”

    Mr & Mrs Metherell

  • Dependable support

    “I could not have dealt with the claim myself, I am so glad I made the choice to apoint you, I would recommend you to anybody! To be honest I just think you are damn good, nothing I…”

    Ms Johnstone

  • Dependable support

    “Very helpful and professional. Morgan Clark representative was recommended to us by firefighters after the incident with a house fire. Robert has visited us following day explained…”

    Sebastian Barsczewski

  • Dependable support
    Fire Claim – Bromley, London

    “Initially we were sceptical about the service offered, but once the decision was made, we realised it was the best way to go. We were never left in the dark. Sara was particularly …”

    Mr D And Mrs J Buckstone

  • Dependable support

    “They were very helpful through the process .,, you can leave everything to them .,, they will guide you through”

    Mr Maddi

  • Dependable support

    “If you find yourself having to make an insurance claim, look no further your prayers will be answered by Morgan Clark I had a fire at a property i own some distance from my home. A…”

    Sarah Crowe

  • Dependable support

    “We experienced a house fire in 2022. The first couple of weeks after the fire were just awful. The loss adjuster our insurance company used to handle our claim were possibly the wo…”

    Mrs Addis

  • Exceeded expectations
    Fire Claim – Southampton

    “I am grateful for the support given by Morgan Clark as I feel without them I would have not been able to have as much covered by insurance as we did. Very happy with the overall cl…”

    K. McGregor

  • Genuine care
    Flood Claim – Winchester

    “Friendly and sympathetic. Pleasant and efficient, I found Natalie especially pleasant and helpful.”

    Mrs J. Cole

  • Genuine care
    Fire Claim – Preston

    “Pino and Sarah dealt with my claim in a professional, Friendly and efficient manner keeping me updated at all times and pursuing my insurers loss adjusters who were inadequate. I k…”

    Rizwan Patel

  • Weight lifted

    “They took the hassle out of our insurance claim for a total fire destruction of a rental property. From the day after the fire they were there, dealing with the insurance company, …”

    Ian Bamforth

  • End-to-end management

    “I was a bit sceptical about signing up with Morgan Clark at first, as I wasn’t aware companies like these existed. However, after being explained what Morgan Clark did and how th…”

    Mr Malik

  • Dependable support

    “Making a sizeable insurance claim can be a prize fight. Even Rocky needs a Micky in his corner”

    Graham Critchlow

  • Dependable support
    Fire Claim – Codford St Mary

    “We are more than happy to recommend Morgan Clark to anyone else in a similar situation to ourselves. We had never heard of Insurance Assessors before and assumed we would just be …”

    Mary Nicholls

  • Dependable support

    “I was a little dubious about using a loss assessor – I’m good with a spreadsheet and can argue a case well. However, insurance companies are known to be less than fair …”

    Julian Evans

  • Dependable support

    “Well done as I expected.”

    Mr Sun

  • Dependable support
    Fire Claim – Chesterfield

    “On such a significant claim it was important to have someone in our corner. Ive been stung by insurers before and i appreciate what a “prize fight” it can be. Even &#…”

    Graham Critchlow

  • Genuine care
    Flood Claim – Burnley

    “We hadn’t a clue where to start with our claim, Pino visited the property and advised us and our tenants how to proceed.”

    Duke Cowgill

  • Dependable support

    “I had a huge problem with a claim I have made on my insurance company covering building insurance. After 7 months of calls and stress, a quick google search solved the problem. I d…”

    Paololuca

  • Dependable support

    “The service we received from David & Natalie went way above our expectations. They completely put our minds at ease!”

    Escape Of Water Claim – Southampton

  • Dependable support
    Fire Claim – Derbyshire

    “With the work taking place during problems arising from the Covid virus we have been pleased with the way work progressed.”

    Mr & Mrs Matkin

  • End-to-end management
    Fire Claim – Surbiton

    “I have felt very supported from the beginning of my claim by everyone while the hard work was done for me. Really grateful and zero concerns. Really quick at replying to any emails…”

    Catherine King

  • Genuine care

    “In August 2023 we suffered the loss of our bungalow to fire, needless to say one of the most traumatic events of our lfe. Within 24 hour we were contacted by representatives from L…”

    Mr Keith Young

  • Weight lifted

    “I have worked with Morgan Clark on more than one occasion. I truly believe customer satisfaction and providing all round exceptional service to the customer is their company ethos….”

    J Hussain

  • Dependable support
    Fire Claim – Kent

    “Excellent service overall. I would strongly recommend Morgan Clark to anyone in a similar situation to us. It is invaluable to have the backing of people with experience to help yo…”

    Joanna Friend

  • Dependable support
    Fire Claim – Havant, Portsmouth

    “Matt along with his colleague Dennis were very approachable and addressed any queries or requests very promptly and with professional expertise. Including liaison with the letting …”

    E. Williams

  • Exceeded expectations
    Fire Claim – Milford Haven

    “Very happy with the overall claim. Received much more than expected so very happy.”

    J. Brayley

  • Genuine care

    ““Pino was great through out. explained everything, dealt with everything and answered all questions I had without making me feel stupid when I had just been through quite a t…”

    Stephen Potter

  • Genuine care
    Fire Claim – Dewsbury

    “Having never been through anything like this before it was re-assuring to know Pino was there to take the weight and liaise with my insurance company on my behalf. Great service wh…”

    Victoria Gray

  • Dependable support
    Business Interruption Claim – Bournemouth

    “Absolutely recommend David to anyone who is making a claim….could not be happier. Settlement exceeded my expectations.”

    Dan Cattell

  • Dependable support
    Fire Claim – West Bromwich

    “Very pleased with Paul’s help, knowledge and professionalism in dealing with our claim. I would have been lost without his help, Paul explained and guided me through all the…”

    Ishvar Patel

  • Dependable support
    Fire Claim – Westward Ho

    “Very Professional. Settlement exceeded my expectations”

    Michael Taylor

  • Dependable support
    Fire Claim – Beverley

    “There is nothing to improve, 5 stars in all areas. Settlement exceeded my expectations.”

    Bryoni Butler

  • Dependable support

    “The service provided by Morgan Clark was exceptional from from the start to the end of the claim. After agreeing to appoint Morgan Clark as our loss assessors, we did not have to w…”

    Mr Ashfaq

  • Dependable support
    Fire Claim – Macclesfield

    “Overall the service from all those we dealt with in restoring this fire ridden property were highly professional and, at times, imaginative in how they sought to bring this propert…”

    Pat and Frank Wharton

  • Dependable support

    “Morgan Clark provide an excellent professional service and i would not hesitate to recommend them to family and friends.”

    Mr Stephen Jackson

  • End-to-end management
    Escape Of Water Claim – Droitwich

    “Our Loss Assessor, Paul Taylor was superb, he kept us very well informed with the progress of the claim and was very supportive from start to finish. We were very impressed with th…”

    David Alexander

  • Dependable support
    Escape Of Water Claim – Powys

    “Never having been in this situation before, we were unaware of the role of Loss Assessors! It was mentioned by one of our friends, whereupon I must have googled it and discovered y…”

    J. & P. Aldous

  • Dependable support
    Fire Claim – Fflintshire

    “We felt the assessors were ‘our team’ and tried to obtain the best result they could. Settlement exceeded my expectations.”

    Christopher Hetherington