Malicious damage and riot insurance claim advice for landlords
There are occasions when properties are damaged intentionally. There have been more and more cases in recent years where tenants have built cannabis farms in rented properties, for example. As a landlord, you might find an insurance claim as a result of malicious damage or riot, could result in a loss of many months’ rent. If the structure of your property has been affected, having a Loss Assessor on your side could significantly reduce the time your property is left unfit to let.
For a free, no obligation review of your position, you are welcome to call us for advice 7 days a week and if you choose to appoint us as your Loss Assessors, you could rest assured knowing your claim was being dealt with professionally and efficiently to get your tenants back into your property as quickly as possible.
How we will help you with your insurance claim…
Our aim is to reduce the time our clients have to spend on their insurance claim. As you will have your Loss Assessor’s direct contact details, they will be your single point of contact throughout the claims process and you will no longer have to go through your insurance company’s call centre.
There will be many time-consuming elements to your insurance claim, with Morgan Clark on your side you can rely on your Assessor to…
- Arrange emergency works as quickly as possible to secure your property and prevent any further damage
- Ensure the full extent of damage is uncovered to safeguard the value of your property
- Handle all negotiations with your insurer protecting your best interests
- Restore your property quickly and efficiently to enable you to re-let sooner
Why Trust Morgan Clark
25+ Years of Expertise: We’ve guided countless clients through complex claims
FCA Regulated & Independently Reviewed: Independent assessments ensure fair treatment and tailored support for all clients, including those facing vulnerabilities.
Award-Winning Service & Verified Trust: Recognised for outstanding claims management with trusted client reviews backing our service.
With a commitment to putting clients first, Morgan Clark provides trusted, expert support from start to settlement, making the claims process smoother and helping you receive the settlement you deserve.
We will help you get your tenants back into their property as quickly as possible, ensuring you receive the full settlement you’re entitled to.
24/7 support
0808 273 8929First Hand Insurance Claim Advice From A Landlord
Bristol-based landlord, Dom Pickett, shares first-hand insurance claim advice following a fire at his rental property.
Popular Questions
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What will my insurance company think if I appoint a Loss Assessor?
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There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.
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Doesn’t my insurance company manage my claim?
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While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.
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What’s the difference between a Loss Assessor and a Loss Adjuster?
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Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.
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How much will this cost?
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In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.
Still have questions?
Visit our FAQs page for more answers.
We are authorised & regulated by the Financial Conduct Authority (FCA)
This means our clients are protected. You can trust the professionals managing your claim as we are regulated to the FCA’s strict standards and codes of conduct.
Your claim is in safe hands
As the industry leader, Morgan Clark sets the bar when it comes to standards. We are also proud to support a number of charities both in the UK and overseas.