Fire insurance claim advice for landlords

Morgan Clark Loss Assessors have unrivalled experience managing insurance claims on behalf of residential and commercial landlords following a fire. Should you decide to use our services, you will be assigned your own Loss Assessor and a dedicated team of industry expert. Their focus will be to speed up the entire insurance claim process, which will ultimately allow you to re-let your property sooner.

Without professional guidance, the restoration process could leave you vulnerable to costly mistakes that compromise the value of your property. With Morgan Clark, you’ll have peace of mind knowing that every stage of your fire claim is handled by trusted experts who safeguard your asset.

You can choose from a range of management styles; our Loss Assessors offer anything from ‘armchair assistance’ where we manage every aspect and keep you updated, to a collaborative approach where you stay more involved. Either way, you’ll benefit from our full-service support network and industry expertise.

How we will help you with your fire insurance claim…

Our aim is to reduce the time our clients have to spend on their insurance claim. As you will have your Loss Assessor’s direct contact details, they will be your single point of contact throughout the claims process and you will no longer have to go through your insurance company’s call centre.

There will be many time-consuming elements to your insurance claim, with Morgan Clark on your side you can rely on your Assessor to…

  • Arrange emergency works as quickly as possible to secure your property and prevent any further damage
  • Ensure the full extent of damage is uncovered to safeguard the value of your property
  • Handle all negotiations with your insurer protecting your best interests
  • Restore your property quickly and efficiently to enable you to re-let sooner

We will help you get tenants back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

Landlord stories: real experiences

1 / 2
South Fire Claims

Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark

Mrs Evans talks through her experience as a landlord having to make… read more

South Fire Claims

Streamlined Insurance Claim for Bristol Rental Property Fire Recovery

Dom offers an account of his experience as a Landlord making an… read more

Popular Questions

There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.

While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.

Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.

In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.

What our customers are saying about us

Dependable support
Fire Claim – Nottinghamshire

“We were shell-shocked after the trauma of losing our home to a devastating fire and didn’t really know the way forward, having never experienced anything like this before.”

Alan & Elaine Timms

End-to-end management

“Excellent support at a very difficult (post fire on Christmas Day) time….. The team of loss assessors were all great to work with and the whole process was quite drawn out but th…”

Previous Client

End-to-end management
Fire Claim – Birmingham

“We reiceved an amazing service from Paul and the entire team who ensured we were always reassured and kept happy”

A. Khan

Dependable support
Fire Claim – Hinckley

“Very good. Settlement exceeded my expectations”

John Kelsall

End-to-end management
Fire Claim – Portsmouth

“Cannot be faulted in any area as far as we were concerned. Superb, effective and supportive throughout the process.”

Mr H. Raison

Dependable support

“Absolutely brilliant service from everyone involved in our house renovation “

“Thanks Mick Hindle”

Mick Hindle

Genuine care
Fire Claim – Dewsbury

“Having never been through anything like this before it was re-assuring to know Pino was there to take the weight and liaise with my insurance company on my behalf. Great service wh…”

Victoria Gray

End-to-end management

“I highy recommend Morgan Clark. They supported me and acted as my advocate for a process which took nearly two years from start to finish. They led the way through a complicated an…”

Deborah Reed

End-to-end management

“I couldn’t have asked for more from Pino and his team during a really traumatic time. My claim involved buildings, condense and rehoused for 6 months, MorganClarke did everything…”

James Turner

Dependable support
Escape Of Water Claim – Lancashire

“Excellent service. First class. No negative feedback to give. Very personable and professional. Put me at ease during a very worrying time.”

Rebecca Bond

End-to-end management
Fire Claim – Leicester

“Ryan who was my point of contact kept me informed throughout the entire process as well as chasing insurance company repeatedly to ensure they were moving at the required pace. Set…”

Javed Hussain

End-to-end management

“Excellent service throughout. Can’t fault them”

Kevin Spice

Dependable support
Fire Claim – West Yorkshire

“I was impressed by the standard of service I’ve received from Morgan Clark and would happily recommend them to anyone finding themselves in similar circumstances to mine. Settleme…”

L. Clements

Dependable support
Fire Claim – Somerset

“Following the fire I felt very anxious how I would be able to manage the restoration. My son arranged Morgan Clark following a visit to the site by a representative. I was not awar…”

C. Haines

Dependable support

“Sunny Singh was extremely helpful with an insurance claim I was not making any headway with before speaking to him. Friendly, nothing was too trouble. Overall excellent experience”

Victoria W

Weight lifted
Fire Claim – Cumbria

“We had a straight forward and stress free experience dealing with Morgan Clark. Between Robert and Pino they kept us informed each step of the way and gave us good advice when need…”

P. Corkhill

Dependable support
Fire Claim – Bristol

“Service was very good, David Lawton kept me informed even though the loss adjuster is taking his time to finalise the contents settlement. I had no problems in contacting David at …”

Edwin T Hughes

Dependable support
Fire Claim – Ulverston

“Martin Chapman was Calm and knowledgeable.”

M. Vipan

Weight lifted

“We were reassured that Morgan Clark represented us throughout our complicated insurance claim. Procedurally, there were several occasions when we felt out of our depth and we were …”

David Metherell

Dependable support
Fire Claim – Coventry

“Overall, very very happy with the decision to ask Morgan Clark to carry out the task of dealing with my claim. I wouldn’t have been able to see this through on my own &#8211…”

Iqbal Singh Kunner

Dependable support

“Morgan Clark came recommended to us by a family friend and we are so grateful to and feel so lucky to have had them looking after us. We had a house fire 15 months ago and were rea…”

Rachel Wagstaff

End-to-end management

“I was absolutely devastated to see my house destroyed due to a burst water pipe and was struggling to get a meaningful response from insurance company. That’s when my friend …”

Manjusha Rathi

Dependable support
Fire Claim – Hastings, East Sussex

“During this very traumatic, life changing experience we were extremely relieved to have instructed Morgan Clark to deal with the claim. Their help, knowledge and expertise was very…”

Catherine Wilson

Dependable support
Fire Claim – Coalville

“Overall could not fault anything… so well planned. Settlement exceeded my expectations.”

Mr & Mrs Robinson

Dependable support

“We were unaware of insurance assessors before our devastating fire but so pleased we found Morgan Clark. They acted in our interests with the insurance company and took all the ha…”

Mary & Nick Nicholls

Dependable support

“First Class service!!!! Absolutely fantastic service from day 1. Nathan at the beginning helped advise me due to a house fire at the very beginning and his service was excellent. T…”

Mr McDonald

Genuine care

“Morgan Clarke dealt my water leak claim very fast and the right way. I was updated often for each and every move. They are experienced in handling the claim. They are very friendly…”

Katy Marland

Weight lifted

“Exemplary service, no wonder you’re a market leading company. Martin took charge of all matters lifting the burden off my shoulders when I had recently lost my mother. Both Marti…”

Fire Claim, Grimsby

Genuine care

““Paul made the whole process so much easier than it would have been. He was friendly, patient and incredibly knowledgeable. Settlement exceeded my expectations””

Kerry Davies

Genuine care

“Pino was fabulous. Even at 7pm he answered the phone.”

Yuen Ling Tse

Dependable support
Fire Claim – Worcestershire

“Very Professional and nothing was to much trouble. Settlement exceeded my expectations”

R. Sitek

Dependable support

Silchester Sports Pavilion

Dependable support
Escape Of Water Claim – Surrey

“I have been absolutely delighted by what Morgan Clark achieved. Until I contracted with Morgan Clark my claim had been bogged down with nothing happening for months. Morgan Clark r…”

Roger Vince

Dependable support

“If you find yourself having to make an insurance claim, look no further your prayers will be answered by Morgan Clark I had a fire at a property i own some distance from my home. A…”

Sarah Crowe

Dependable support

“Yes I would. They were professional, reassuring and kept me well informed through the whole experience,”

Trusted User

Genuine care

“Morgan Clark Remove The Stress What can you say about Pino Musso? Morgan Clark & Pino. I probably shouldn’t pick out one individual but, if ever you are unfortunate enoug…”

Feefo User

Dependable support
Fire Claim – Spalding

“Paul was highly professional throughout a difficult and complex matter. He was calm, diplomatic, an excellent negotiator, extremely knowledgeable, brilliant with details, figures, …”

Mr & Mrs Cameron, Regent Bingo Club

Dependable support
Escape Of Water Claim – Essex

“I cannot overstate how fantastic Dan Norris has been in dealing with our claims. I would highly recommend Dan Norris and Morgan Clark to anyone going through an insurance claim. Da…”

D. Vora

Dependable support
Fire Claim – Leicestershire

“He made us aware of things we genuinely hadn’t thought of. Whatever was a problem for me Natalie really couldn’t have been more helpful.”

M. Smith

End-to-end management
Escape Of Water Claim – Kings Langley

“From the first conversation, Matt was thorough, patient and incredibly understanding. He removed any panic and stress that I possessed from the previous encounters with the insuran…”

J. Boyd

Morgan Clark are authorised and regulated by the Financial Conduct Authority (FCA)

Find out what this protection means for you here.

CTA Image

Professional Memberships & Accreditations

Being part of professional bodies means you can rest assured that Morgan Clark deeply values producing work to the highest standard. Click or tap any of the logos to learn more about that accreditation.