Fire fighters

Fire insurance claim advice for landlords

Morgan Clark Loss Assessors have unrivalled experience managing insurance claims on behalf of residential and commercial landlords following a fire. Should you decide to use our services, you will be assigned your own Loss Assessor and a dedicated team of industry expert. Should you decide to use our services, you will be assigned your own Loss Assessor and dedicated team of industry experts. Their focus will be to speed up the entire insurance claim process, which will ultimately allow you to re-let your property sooner.

Without professionals on your side, the value in your property could be at risk during restoration. By appointing Morgan Clark, you will have peace of mind knowing we are looking after the value in your asset throughout.

You can choose from a range of management styles; our Loss Assessors offer anything from ‘armchair assistance’ where we manage every aspect and keep you updated, to a collaborative approach where you stay more involved. Either way, you’ll benefit from our full-service support network and industry expertise.

How we will help you with your fire insurance claim…

Our aim is to reduce the time our clients have to spend on their insurance claim. As you will have your Loss Assessor’s direct contact details, they will be your single point of contact throughout the claims process and you will no longer have to go through your insurance company’s call centre.

There will be many time-consuming elements to your insurance claim, with Morgan Clark on your side you can rely on your Assessor to…

  • Arrange emergency works as quickly as possible to secure your property and prevent any further damage
  • Ensure the full extent of damage is uncovered to safeguard the value of your property
  • Handle all negotiations with your insurer protecting your best interests
  • Restore your property quickly and efficiently to enable you to re-let sooner

We will help you get tenants back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

Landlord stories: real experiences

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Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark

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Popular Questions

What will my insurance company think if I appoint a Loss Assessor? faq plus icon to expand accordian

There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.

Doesn’t my insurance company manage my claim? faq plus icon to expand accordian

While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.

What’s the difference between a Loss Assessor and a Loss Adjuster? faq plus icon to expand accordian

Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.

How much does Morgan Clark charge? faq plus icon to expand accordian

In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.

Still have questions?

Visit our FAQs page for more answers.

What our customers are saying about us

  • Escape Of Water Claim – Norwich

    “From initial call, site visit was quick and very informative. The overall standard for start to finish was excellent with all involved. Dan was very helpful through this very hard …”

    Ian Jackson

  • “The service Morgan Clark provided was exceptional and I would highly recommend them to anyone. At a time when things are challenging, they helped take away a lot of the stress and …”

    Nicholas Leigh

  • Fire Claim – Potters Bar

    “Absolutely delighted in every respect… The weight of responsibility was lifted from my shoulders and everything was undertaken in a totally professional manner. I cannot imag…”

    Graham Pooley

  • “Morgan clark were excellent from the word go. Their representative Pino was informative, supportive, understanding and easily contactable. The advise they gave was extremely helpfu…”

    Richard Roberts

  • “The best decision ever! We weren’t making any progress with insurer until we called Morgan Clark. Martin was so professional and at the end, we managed to get a bigger settlement…”

    A Pg

  • Fire Claim – Sheffield

    “Martin was great throughout the process. We didnt really know where to start and Martin just took all the stress out of the process. He explained things well. His experience having…”

    F. Parkinson

Morgan Clark are authorised and regulated by the Financial Conduct Authority (FCA)

Find out what this protection means for you here.

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