Fire insurance claims management for homeowners

Following a fire at your home, you will have to make a number of critical decisions and each one will have a direct impact on the outcome of your insurance claim.

By having Morgan Clark on your side, you will have peace of mind knowing your Loss Assessor will guide you through the entire fire claims process. They will answer your questions to ensure you are aware of all your options during the restoration of your home.

If you choose to appoint Morgan Clark, your specialist Loss Assessor will make sure you stay in control. You will not have to worry about preparing your claim, overseeing works to your property or negotiating with your insurance company.

How we will help you with your fire insurance claim…

Our aim is to reduce the time our clients have to spend on their fire insurance claim. As you will have your Loss Assessor’s direct contact details, they will be your single point of contact throughout the claims process and you will no longer have to go through your insurance company’s call centre.

There will be many time-consuming elements to your insurance claim, with Morgan Clark on your side you can rely on your Assessor to…

Help you find somewhere you are happy to live

while your home is being restored

Ensure the full extent of damage is uncovered

to safeguard the value of your home

Handle all negotiations with your insurer

to protect your best interests

Ensure your insurance claim is run efficiently

to get you back home as quickly as possible

Doesn’t my insurance company do all this?

While many insurance companies will assist you at the outset of your fire claim, their only responsibility is to ensure costs are covered to restore your property and replace affected contents. The most stressful and time-consuming day-to-day elements will be left to you to organise and oversee alone if you do not appoint a Loss Assessor…

How much will Morgan Clark charge?

Our services are free to clients who use the services of the surveyors and building contractors we introduce them to. The contractors will be paid by your insurer as part of your claim, and in turn, pay us a management fee for running the network and organising the whole project…

Click here to read our fee options in full

What will my insurance company think if I appoint my own Loss Assessor?

There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor to manage your fire insurance claim. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract…

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