Fire insurance claim advice for homeowners
Following a fire at your home, you will have to make a number of critical decisions and each one will have a direct impact on the outcome of your insurance claim.
You may have crucial questions about what to do next and what to expect in the coming months, this is very common and can cause significant stress for many homeowners. You are welcome to call us to speak with an expert in fire insurance claims free and with no obligation, to put your mind at rest.
It is your responsibility to prepare, present, manage and negotiate your insurance claim but with Morgan Clark on your side, you can pass all of that over to your experienced Loss Assessor. They will answer your questions to ensure you are aware of all your options during the restoration of your home, ensuring you stay in control at all times.
As our client you would be assigned a dedicated Loss Assessor, along with a specialist team to support you. Their experience will ensure your claim is run smoothly to reduce the stress and allow you to get your life back on track.
How we will help you with your fire insurance claim…
Our aim is to reduce the time our clients have to spend on their fire insurance claim. As you will have your Loss Assessor’s direct contact details, they will be your single point of contact throughout the claims process and you will no longer have to go through your insurance company’s call centre.
There will be many time-consuming elements to your insurance claim, with Morgan Clark on your side you can rely on your Assessor to…
- Help you find somewhere you are happy to live while your home is being restored
- Ensure the full extent of damage is uncovered to safeguard the value of your home
- Handle all negotiations with your insurer to protect your best interests
- Ensure your insurance claim is run efficiently to get you back home as quickly as possible
Support when you feel outnumbered
Contact us to ensure your claim is handled fairly and efficiently.
24/7 support
0808 273 8929Navigating claims – clients share their stories
Successful Resolution of Suffolk Home Fire Claim by Morgan Clark
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How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire
Ted and Wendy recall their experience when a firework caused a devastating… read more
House Fire Claim Before Christmas – How Morgan Clark Managed Everything
When a neighbour’s fire spread to their home Kenneth and Carol put… read more
Expert Management of House Fire Insurance Claim in Devon by Morgan Clark
When Jane had an explosion at her home she had no idea… read more
A Firefighter’s Experience Following a Fire at His Home with Morgan Clark
Carl Evans, a firefighter from Nottingham talks about his experience when his… read more
Sheffield House Fire Claim – Morgan Clark’s Expert Claim Management
With little response from the insurance company, Mr Scruby appointed Morgan Clark to… read more
Blackburn House Fire Claim – How Morgan Clark Restored a Fire-Damaged Farmhouse
Jim and Jan talk about their experience when a thatched roof fire… read more
Popular Questions
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What will my insurance company think if I appoint a Loss Assessor?
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There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.
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Doesn’t my insurance company manage my claim?
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While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.
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What’s the difference between a Loss Assessor and a Loss Adjuster?
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Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.
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How much does Morgan Clark charge?
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In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.
Still have questions?
Visit our FAQs page for more answers.
What our customers are saying about us
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Fire Claim – Stoke-on-Trent
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Fire Claim – Manchester
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Fire Claim – Leicester
Morgan Clark are authorised and regulated by the Financial Conduct Authority (FCA)
Find out what this protection means for you here.
The FCA regulates the financial services industry in the UK, this means:
- Your money is protected – FCA rules ensure your claim is handled with safeguards that protect your interests.
- You’re treated fairly – strict standards and codes of conduct mean you’re never misled or taken advantage of.
- You can trust the process – only authorised firms can legally manage claims, giving you confidence in the outcome.
For more information on FCA click here.
Your claim is in safe hands
As members of key professional bodies, Morgan Clark is committed to upholding the highest industry standards. We are also proud to support a number of charities both in the UK and overseas.
