Theft or burglary insurance claim advice for business owners

Much like any major incident, the aftermath of a theft or burglary can impact significantly on the continued success of a business. With the added stress and time involved with a police investigation following the theft or burglary, business owners often seek professional advice and representation to manage their insurance claim.

Morgan Clark’s team of specialist commercial Loss Assessors have many years’ experience handling theft and burglary claims valued in excess of £50,000. If your business has suffered a major theft or burglary, one of our specialist commercial Loss Assessors will ensure your business is fully reimbursed in accordance with your insurance policy to enable you to concentrate on running your business.

How we will help you with your insurance claim…

Our aim is to reduce the time our clients have to spend on their insurance claim. As you will have your Loss Assessor’s direct contact details, they will be your single point of contact throughout the claims process and you will no longer have to go through your insurance company’s call centre.

There will be many time-consuming elements to your insurance claim, with Morgan Clark on your side you can rely on your Assessor to…

  • Negotiate interim emergency payments to maintain cash flow
  • Help you find alternative premises to continue to run your business
  • Compile and present your insurance claim to cover buildings, fixtures & fittings, contents and stock
  • Calculate your true Business Interruption claim to protect your business against financial loss

We will help you get your business back up and running as quickly as possible, working to secure the best settlement under the terms of your policy

Popular Questions

What will my insurance company think if I appoint a Loss Assessor? faq plus icon to expand accordian

There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.

Doesn’t my insurance company manage my claim? faq plus icon to expand accordian

While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.

What’s the difference between a Loss Assessor and a Loss Adjuster? faq plus icon to expand accordian

Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.

How much does Morgan Clark charge? faq plus icon to expand accordian

In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.

What our customers are saying about us

  • Dependable support

    “Good contact and friendly service”

    Ian Hall

  • End-to-end management

    “The service we received from Morgan Clark was absolutely outstanding from start to handover of the property. From Pino’s appointment as our representative with the insurance clai…”

    Frank Wharton

  • End-to-end management

    “Professional from start to finish. Kept us informed throughout and dealt with all queries promptly. Dealt with all aspects of the major project taking some of the stress from us; i…”

    Nicola

  • Genuine care

    “I was recommended Pino Musso who works at Morgan Clark from a friend who had suffered a fire in his home. After the initial meeting I didnt have to lift a finger. Pino kept me upda…”

    Anthony Fairclough

  • Genuine care
    Escape Of Water Claim – Goosnargh

    “We received £35000 from water damaged in our kitchen, Pino claimed for things we wouldn’t even think of but he claims for everything which had been damaged down to a cup or towel…”

    Katy Hollinghurst

  • End-to-end management
    Fire Claim – Liverpool

    “In such a sad circumstance the entire team were there for me, I felt reassured and secure they would get my home back. Can only give praise and thanks. Settlement exceeded my expec…”

    P. Perry

  • Dependable support
    Fire Claim – Stoke-on-Trent

    “The visit by Morgan Clark the day after the fire was so important and very welcome. It really settled my nerves and fears at a very worrying time. Thereafter, the work and payments…”

    Steven Brereton

  • Dependable support

    “After having the devastation of water ruining my kitchen and parts of my living room I was given Morgan Clarke’s number. As always with anything to with insurance or claiming…”

    Chris McGowan

  • Dependable support

    “First class service, everyone very knowledgable and easily worth the fees. Thank you team, great job.”

    Trusted User

  • Dependable support
    Fire Claim – Stockton on tees

    “Overall I am very very satisfied with the outcome. Absolutely brilliant. 10/10. Settlement exceeded my expectations.”

    S. Shafiq

  • Exceeded expectations

    “Choosing Morgan Clark to represent me was a life saving decision. I searching on Google about the insurance claim process, the guides on their website were very helpful. Because th…”

    Escape of Water Claim, London

  • Dependable support
    Fire Claim – Oxon

    “We cannot fault the service at all . We honestly don’t know how we would have been able to deal with all this without Morgan Clarks expert knowledge and service. A truly exc…”

    Hannah and Richard Spooner

  • Weight lifted
    Fire Claim – Leicestershire

    “No issues at all with Rob and Paul from Morgan Clark… they took a lot of stress away from myself/partner.”

    S. Ramsay

  • Dependable support

    “We are very pleased with Morgan Clark and how they were professional throughout the process. We have learned a great deal from Martin and we were very impressed with his knowlege a…”

    Mr Denham

  • Dependable support
    Fire Claim – Worcester

    “From what was the worst day of my life where I list pretty much every thing I now have a beautiful home better than original and all contents replaced still leaving a little over f…”

    Stephen Wood

  • Dependable support

    “Thank you Morgan Clark for your excellent service since January 2022 I never expected to be in this situation with fire damage property, I was devastated. I didn’t know what to d…”

    Shaun Shafiq

  • End-to-end management

    “Excellent service from beginning to end very informative at every stage , wouldn’t have been able to do anything with out them .”

    Tracey Piddey

  • Weight lifted
    Fire Claim – Potters Bar

    “Absolutely delighted in every respect… The weight of responsibility was lifted from my shoulders and everything was undertaken in a totally professional manner. I cannot imag…”

    Graham Pooley

  • Weight lifted

    “Morgan Clark were able to offer us assistance and assurance during a very difficult time when a tenant suffered major fire damage. It soon became apparent that without a “pro…”

    Sm

  • Weight lifted

    “I have worked with Morgan Clark on more than one occasion. I truly believe customer satisfaction and providing all round exceptional service to the customer is their company ethos….”

    Javed Hussain

  • Dependable support
    Fire Claim – Henley

    “Everything has been very efficient. Settlement exceeded my expectations”

    Anna James

  • Dependable support

    “Morgan Clark have helped us every step of the way with our claim. We had never dealt with a house insurance claim before and having their expertise and advice was crucial to unders…”

    Emma Wadsworth

  • Weight lifted

    “A very professional company who transformed our nightmare situation when a relative’s house was seriously damaged by fire into a pleasure. They managed all aspects of the hou…”

    Graham Pooley

  • Dependable support
    Fire Claim – Hastings, East Sussex

    “During this very traumatic, life changing experience we were extremely relieved to have instructed Morgan Clark to deal with the claim. Their help, knowledge and expertise was very…”

    Catherine Wilson

  • Dependable support

    “We are so pleased we appointed Tony Clark of Morgan Clark to handle our insurance claim for us. He was so knowledgeable and professional in all respects in his dealing with us and…”

    Lyn Armitage

  • Dependable support

    “Could have not managed the restoration without them”

    Mrs Christine Haines

  • Dependable support

    “Extremely professional and helpful .A credit to your company.
    I was kept very well informed.”

    “Settlement exceeded my expectations.”

    Fire Claim, Plymouth

  • Genuine care
    Flood Claim – Burnley

    “We hadn’t a clue where to start with our claim, Pino visited the property and advised us and our tenants how to proceed.”

    Duke Cowgill

  • Dependable support

    “Good service”

    Michelle Garner

  • Dependable support
    Fire Claim – Coventry

    “Overall, very very happy with the decision to ask Morgan Clark to carry out the task of dealing with my claim. I wouldn’t have been able to see this through on my own &#8211…”

    Iqbal Singh Kunner

  • Dependable support
    Escape Of Water Claim – Burnley

    “Pino Musso was a true Gentleman nothing was too much such a helpful and lovely man… I was kept very well informed… excellent on communication… Settlement exceeded…”

    Maria Abbott

  • Dependable support
    Fire Claim – Hampshire

    “We are honestly happy to recommend Morgan Clarke to work on your behalf, if they perform for you as they did for us then you should not be disappointed.”

    Richard and Dee Thorne

  • Weight lifted
    Fire Claim – Suffolk

    “First class. Given the scale and complexity of our claim, we don’t believe we could have coped without you. Having Morgan Clark handling and negotiating things on our behalf …”

    Mr & Mrs Metherell

  • Dependable support

    “Morgan Clark have been amazing guiding us through a fire trauma ensuring that we get what we needed and come home to our restored house and home”

    Stephen Barnes

  • Weight lifted

    “Exemplary service, no wonder you’re a market leading company. Martin took charge of all matters lifting the burden off my shoulders when I had recently lost my mother. Both Marti…”

    Fire Claim, Grimsby

  • Dependable support
    Fire Claim – Stechford Chipshop, Birmingham

    “At the beginning I thought I didn’t need their services and could deal with the insurance company myself. Given that this was a large fire I now realise that it was essential…”

    Mr Harminder

  • Dependable support
    Escape Of Water Claim – Powys

    “Never having been in this situation before, we were unaware of the role of Loss Assessors! It was mentioned by one of our friends, whereupon I must have googled it and discovered y…”

    J. & P. Aldous

  • Dependable support

    “The staff at Morgan Clark came to our aid after a house fire, during as you can imagine a very stressful time they on our behalf went into action, all the way through a 10 month pr…”

    Dean Howells

  • Weight lifted
    Fire Claim – Stewkley, Bedfordshire

    “Sara and Denise sorted it all out – it was a great relief not to have to get involved. As pensioners and with my husband being diagnosed with terminal stomach cancer shortly…”

    Enid and Bruce Moulder

  • End-to-end management

    “Very professional and extremely helpful. Took care of everything relieving the stress throughout a difficult time.”

    Trusted User

Morgan Clark are authorised and regulated by the Financial Conduct Authority (FCA)

Find out what this protection means for you here.

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