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Insurance claim information for business owners

Insurance claim information for business owners

An incident such as theft or structural impact at your business could put its future at risk. The ramifications may go further than the damage to your premises, stock or contents – your ongoing operations may be severely affected.

Alternatively, you may have suffered losses or sustained damage through the negligence of a third party – perhaps a neighbouring business or a professional such as a surveyor or architect? Your business could even have been targeted intentionally as a result of malicious damage or a riot.

When it comes to making what could be a significant insurance claim for any of these types of incidents, you need an expert on your side.

Morgan Clark are professional commercial Loss Assessors. We’ve helped many businesses who have suffered similar incidents and understand the challenges you will face. With our support, guidance and advice, we can make all the difference to your insurance claim, ensuring you don’t lose out – financially or otherwise.

How we will help you with your insurance claim...

Our aim is to reduce the time our clients have to spend on their insurance claim. As you will have your Loss Assessor’s direct contact details, they will be your single point of contact throughout the claims process and you will no longer have to go through your insurance company’s call centre.

There will be many time-consuming elements to your insurance claim, with Morgan Clark on your side you can rely on your Assessor to…

Negotiate interim emergency payments

to maintain cash flow

Help you find alternative premises

to continue to run your business

Compile and present your insurance claim

to cover buildings, fixtures & fittings, contents and stock

Calculate your true Business Interruption claim

to protect your business against financial loss

How much will Morgan Clark charge?

Typically we charge a small percentage of the claim value, however we would always expect to more than offset our fees.

“It is common for a Loss Assessor to secure a 20 – 30% increase on an Insurance Company’s settlement offer.” Financial Mail

How badly can a delay in liability acceptance affect the future of my business?

A delay in getting liability accepted on a commercial loss can have dire consequences for any business’ future as cash flow can be impacted for several months. With a specialist commercial Loss Assessor on your side, you can be confident your claim will be processed as quickly as possible, with everything in place ready for the moment liability is accepted…

Why do I need Morgan Clark? Doesn’t my insurance company manage my claim?

At the outset of your claim, you might well find that your insurance company and their Loss Adjuster try to convince you that they will manage your insurance claim, and you do not need to be equally represented to be treated fairly. We explain here the elements that are ultimately your responsibility that your insurance company will not assist you with…

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