Loss Assessor Fees

By appointing Morgan Clark, along with the Chartered Surveyor and approved builders we introduce from our network of experts, our services will be free to you.

Every firm in our network is carefully selected by Morgan Clark’s directors; each one is monitored regularly to ensure they continue to meet our stringent standards. The contractors who repair your home are paid by your insurance company as part of your claim and they, in turn, pay us a fee for managing the network.

Transparency Note: While there is no direct cost to you, it’s important to understand that our fee is included in the commercial arrangement with the contractor. This does not increase your claim value or reduce your entitlement, but we believe it is only fair that you are fully aware of how we are paid.

Alternative Settlement Options

If you prefer to use your own builder, your insurer’s builder, or wish to pursue a cash settlement, we can negotiate any of these options on your behalf. You can absolutely still appoint Morgan Clark to manage your claim. In these cases, we charge a fee representing a small percentage of the final claim value; our objective is to secure an increased settlement that helps mitigate or offset the cost of our fee. We will discuss this fee clearly with you before you appoint us, so you can confidently decide on the best route forward for your claim.

Complimentary Initial Consultation

We offer a free initial consultation to discuss your case. During this meeting, we will:

• Review your current situation and policy position to fully understand the details of your loss.
• Explain every option available to you and outline the next steps.
• Identify potential challenges or problems we anticipate arising during your claim.
• Answer any questions you have, including sensitive concerns you may feel uncomfortable discussing with your insurance company or their Loss Adjuster.

We are here to ensure you have complete clarity and support from day one.

As the owner of the business, who you choose to run your insurance claim will have a huge impact on the settlement you receive and how quickly your business is back up and running.

Commercial claims are complex, time consuming and often involve multiple elements, including, but not restricted to:

• Buildings & Infrastructure
• Business Interruption & Loss of Revenue
• Plant & Machinery
• Stock, Contents, Fixtures & Fittings

Therefore, our fee proposal will be tailored to your individual claim’s requirements, typically representing a small percentage of the final settlement value. Our objective is to secure an optimised settlement that more than offsets the cost of our fee. We will discuss this structure clearly before instruction, ensuring you can make an informed commercial decision.

If a commercial insurance claim includes a substantial buildings element, and you utilise the expert contractors we introduce, Morgan Clark’s loss assessing services could be free of charge.

Our network of experts are carefully selected by Morgan Clark’s directors and are continually monitored to ensure every firm adheres to our stringent commercial standards. The contractors who reinstate your premises will be paid by your insurance company as part of your claim and they, in turn, pay us a management fee.

Transparency Note: While there is no direct cost to your business, our fee is included in the commercial arrangement with the contractor. This does not increase your claim value or reduce your entitlement. We believe in complete transparency, so you are fully aware of how our services are funded.

Complimentary preliminary risk and claim consultation

We offer a complimentary initial consultation to review your position and assess your exposure. During this briefing, our specialist will:

• Analyse your position: Review your current operational impact and policy wording to fully assess the scope of the material damage or business interruption loss.
• Strategic options mapping: Outline available avenues for recovery.
• Risk mitigation: Proactively identify potential liability disputes or coverage gaps.
• Independent advocacy: Address sensitive operational or financial concerns, that require privileged discussion outside the presence of the insurer’s Loss Adjuster.

Our objective is to deliver absolute clarity, safeguard your commercial interests and minimise operational downtime from day one.

By appointing Morgan Clark, along with the Chartered Surveyor and approved builders we introduce from our network of experts, our services will be free to you.

Every firm in our network is carefully selected by Morgan Clark’s directors; each one is monitored regularly to ensure they continue to meet our stringent standards. The contractors who repair your property will be paid by your insurance company as part of your claim and they, in turn, pay us a fee for managing the network.

Transparency Note: While there is no direct cost to you, it’s important to understand that our fee is included in the commercial arrangement with the contractor. This does not increase your claim value or reduce your entitlement, but we believe it is only fair that you are fully aware of how we are paid.

Alternative Settlement Options

If you prefer to use your own builder, your insurer’s builder, or wish to pursue a cash settlement, we can negotiate any of these options on your behalf. You can absolutely still appoint Morgan Clark to manage your claim. In these cases, we charge a fee representing a small percentage of the final claim value; our objective is to secure an increased settlement that helps mitigate or offset the cost of our fee. We will discuss this fee clearly with you before you appoint us, so you can confidently decide on the best route forward for your claim.

Complimentary Initial Consultation

We offer a free initial consultation to discuss your case. During this meeting, we will:

• Review your current situation and policy position to fully understand the details of your loss.
• Explain every option available to you and outline the next steps.
• Identify potential challenges or problems we anticipate arising during your claim.
• Answer any questions you have, including sensitive concerns you may feel uncomfortable discussing with your insurance company or their Loss Adjuster.

We are here to ensure you have complete clarity and support from day one.