Pub chip pan fire – BI and refitting claim

Location Surrey

Customer Publican

The Swan Public House was extensively damaged after a chip pan caught fire. The publican had never experienced destruction on this scale before and was aware of the value of using a loss assessor. So he called Morgan Clark who then took over the insurance claim on the business’s behalf.

The claim

The paperwork involved was extensive. Small print in the insurance policy meant the publican had to provide proof that he had maintained the equipment adequately. Morgan Clark was able to work with him to produce this: “It was a very stressful time and would have been more stressful had Morgan Clark not been involved.”

The results

Morgan Clark’s expertise ensured that the claim included not only the costs for refitting and redecorating the pub, but also for business interruption. This covered the loss of trade while the pub was being restored plus the cost of sourcing food from an outside supplier.

More Case Studies

London

Managing Extensive Water Damage in a Period Property

"Morgan Clark was recommended to an elderly and vulnerable client in Wanstead, East London, after their period property suffered significant water damage due to a burst pipe over the Christmas period. The property, a four-bedroom detached house with o..."

Read more

Cambridge

Fire damage in thatched cottage

"Mr and Mrs Hampshire suffered a fire at their thatched cottage, which started in the middle of the night when the family were asleep. The accidental fire was caused by a lighter being ignited, which resulted in blankets and pillows catching fire and ..."

Read more

Cumbria

Flooded bakery in Kendal: £100,000 insurance claim for machinery, st...

"Ginger Bakers is a very successful specialist cake producer based in Kendal, Cumbria, supplying commercial outlets across the country. When Storm Desmond wreaked havoc across the north of England in December 2015, the bakery’s leased premises were ..."

Read more

Cumbria

Flooding at kitchen worktop manufacturer: £1.2 million claim

"Stoneworld is a very successful manufacturer of quartz and granite kitchen worktops, importing expensive materials from across the world and using sophisticated precision cutting machinery. Based in Kendal, Cumbria, it distributes its high-end produc..."

Read more

Carlisle

Using Morgan Clark a second time for flood insurance claim

"When the river Eden flooded in Carlisle in 2005, water poured through David Allen’s substantial five-bedroomed semi-detached home. There was extensive damage throughout the downstairs which was likely to result in an insurance claim of around £100..."

Read more

Doncaster

Flooding – £630,000 business interruption claim

"In 2007, the town of Doncaster was hit by two floods in very quick succession. A large trading estate was very badly affected, including a successful steel processing and stockholding company. Three of its industrial units on the estate were contamin..."

Read more