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Lightning strike destroys Anglesey cottage: £230,000 fire damage claim

Location Anglesey

Customer Mr Winbolt

We were unsure in the beginning but soon came to realise that we could not have managed on our own.” 

Incident 

When lightning struck Mr and Mrs Winbolt’s four-bedroom detached cottage in Anglesey, they could never have expected the devastation that followed. 

The strike caused a major fire, destroying the roof and causing extensive damage throughout the property. Faced with the sudden loss of their home and the uncertainty of dealing with a complex insurance claim, the couple did not know where to turn. 

Claim 

Following the fire, Mr and Mrs Winbolt appointed Morgan Clark to take over management of their claim. 

Loss Assessor Pino Musso handled the case, providing expert support and guiding the couple through the insurance process. The Winbolts initially had concerns about whether they needed professional assistance but soon realised the value of having an experienced representative managing negotiations and the practical challenges involved in restoring their home. 

Morgan Clark coordinated the claim alongside the appointed professionals involved in the reinstatement process, ensuring the couple were kept informed and supported throughout. 

The Winbolts were particularly impressed with the level of service they received, describing the process as being made as stress-free as possible. They also praised the quality of workmanship and the high standards achieved throughout the restoration. 

Results 

Morgan Clark successfully negotiated a settlement of approximately £230,000, enabling the necessary repairs to be completed and the property to be restored. 

The outcome included: 

  • A successful settlement of circa £230,000 for the fire and lightning damage claim. 
  • Professional management of the insurance claim from start to finish. 
  • Reduced stress and reassurance during a difficult period. 
  • Restoration works completed to a high standard. 

The Winbolts said: 

We were unsure in the beginning but soon came to realise that we could not have managed on our own.” 

Reflecting on the service they received, they added: 

Morgan Clark took over all arrangements with their experience and contacts to make the process as stress-free as it can ever be.” 

The couple also confirmed they would recommend Morgan Clark to others in a similar position, saying they had “never regretted” using the service and were “very happy” with the support they received. 

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