Back to Case Studies

Kitchen fire: £100,000 + buildings and contents claim

Location London

Customer Mrs Barber

When a tumble drier caught fire, the lower ground floor in Dr & Mrs Barber’s Hammersmith house was destroyed and there was smoke damage throughout the rest of the house. They immediately submitted a building and contents insurance claim.

Over the next few months, the couple became increasingly frustrated by the lack of progress with their claim. In particular, in the four months following the fire, the insurer’s loss adjuster carried out the same assessment three times. It felt as if nothing was happening.

According to Mrs Barber, “we’d had advice at the beginning to use an independent loss assessor but we decided to do it ourselves – and that proved to be a big mistake.” Finally, having lost patience with their insurer, they handed the claim to Morgan Clark.

The claim

After Morgan Clark took over the management of the claim, Mrs Barber started to feel differently, “we had a lot less stress. When we were handling it ourselves, the insurer had been so difficult to deal with.” Almost immediately things started moving more quickly. Morgan Clark also took over responsibility for compiling the contents list which, according to Mrs Barber, “had been taking us forever”.

The results

Dr & Mrs Barber were awarded a cash settlement in excess of £100,000, which exceeded their expectations. Mrs Barber commented: “Morgan Clark managed our claim efficiently and with little fuss, and they brought closure, which had been much needed following months of delay. They knew what to do and were able to bring the claim to a very satisfactory conclusion.”

No matter what has caused the damage to your home, Morgan Clark will guide you through the insurance claim process and ensure you are back in your home as quickly as possible while ensuring you receive the full settlement you’re entitled to. Contact our London Loss Assessors today to find out more.

More Case Studies

Wales

Fire Claims

Lightning strike destroys Anglesey cottage: £230,000 fire damage claim

"“We were unsure in the beginning but soon came to realise that we could not have managed on our own.”  Incident  When lightning struck Mr and Mrs Winbolt’s four-bedroom detached cottage in Anglesey, they could never..."

Blackburn

Fire Claims

Thatched farmhouse fire in Blackburn: £400,000 insurance claim

"“Morgan Clark made our lives a lot easier, smoothing things along the way right from the very beginning.”  Incident  When Jim and Jan Walker heard a crackling noise coming from upstairs, they initially assumed squirrels were moving..."

Cambridge

Fire Claims

Underinsurance issues overcome by Morgan Clark following fire damage ...

"Mr and Mrs Hampshire suffered a fire at their thatched cottage, which started in the middle of the night when the family were asleep. The accidental fire was caused by a lighter being ignited, which resulted in blankets and pillows catching fire and sad..."

Manchester

Fire Claims

Fire and smoke damage in rental property: £80,000 claim

"When a fire broke out in Mr Seedat’s rental property in Manchester, a full refurbishment was needed. The fire started from a drier, which was installed by the tenant living in the property at the time. The accident led to fire damage in the utility ro..."

Surrey

Business Interruption

Pub chip pan fire: business interruption and refitting claim

"The Swan Public House was extensively damaged after a chip pan caught fire. The publican had never experienced destruction on this scale before and was aware of the value of using a loss assessor. So he called Morgan Clark who then took over the insuran..."

Hampshire

Business Interruption

Convenience store fire: full settlement for business interruption and...

"Malli Stores is a successful convenience store in Farnborough. It was extensively damaged by fire and smoke following an electrical fault and business was severely disrupted. While the owner, Mr Malli, was able to continue to supply newspapers, he could..."