Back to Case Studies

Extensive fire damage to two-bedroomed house

Location Buckinghamshire

Customer Mrs W

Mr & Mrs W’s two-bedroom house was devastated and their lives severely affected by a fire which started in the fridge/freezer. The house was uninhabitable and the couple moved into their buy-to-let flat, which meant they lost the income this normally generated. And, as the flat wasn’t suitable for their dog, they also had to put it into kennels.

Once they embarked upon the insurance claim, Mr & Mrs W realised they were facing a significant challenge. Following a personal recommendation, they turned to loss assessors Morgan Clark to take over their claim.

The claim

From that point, Morgan Clark’s experienced team of loss assessors worked on behalf of the couple. They:

  • Assessed the loss and damage, prepared the insurance claim, and negotiated the settlement.
  • Dealt with the forensic scientist sent in to determine the cause of the blaze.
  • Appointed a new Fire & Flood Restoration contractor, as the couple were unhappy with the original one appointed by the insurance company.
  • Advised on the appointment of a specialist chartered surveyor, who specified what was needed to restore the property appropriately and recommended experienced contractors to carry out all the restoration work.

The results

Mr & Mrs W made a successful insurance claim, their house was restored to its former condition, and their lives could return to normal. But Morgan Clark also helped the couple turn this disaster into something more positive, by advising them that this would be the perfect opportunity to do some long-awaited building work. As a result, they were able to build an extension to their kitchen and to change the first-floor layout, which was cost-effectively carried out in parallel with the refurbishment work covered by the insurance claim.

More Case Studies

Manchester

Fire Claims

Fire and smoke damage in rental property: £80,000 claim

"When a fire broke out in Mr Seedat’s rental property in Manchester, a full refurbishment was needed. The fire started from a drier, which was installed by the tenant living in the property at the time. The accident led to fire damage in the utility ro..."

Cambridge

Fire Claims

Underinsurance issues overcome by Morgan Clark following fire damage ...

"Mr and Mrs Hampshire suffered a fire at their thatched cottage, which started in the middle of the night when the family were asleep. The accidental fire was caused by a lighter being ignited, which resulted in blankets and pillows catching fire and sad..."

Lancashire

Fire Claims

Fire in semi-detached house: overcoming challenges to buildings and c...

"Mrs Pearce was visiting a friend when fire broke out in her semi-detached house in Lancashire. While the blaze was quickly put out, there was significant damage throughout the property. At first Mrs Pearce thought she would be able to handle the insuran..."

Surrey

Fire Claims

Fire in three-bedroom house: £92,000 buildings claim plus Landlord&#...

"Mr & Mrs B, who live in Surrey, own a three-bedroomed house nearby which they rent out. One afternoon they received a call from the tenants telling them the house was on fire. When they arrived 15 minutes later, the fire brigade had put the fire out..."

Darlington, County Durham

Fire Claims

Successful fire claim in rental property leads to further referrals

"Mr Knee owns a three-bed property in County Durham, which he rents out. When a tenant accidentally set a chip pan alight and started a fire in the property, he was left facing a damaged house and a large fire insurance claim. The fire caused extensive d..."

North Yorkshire

Fire Claims

Extensive fire damage in North Yorkshire: £250,000 insurance claim

"After an electrical fault within the roof space started a fire, Mr and Mrs Hall needed to claim for extensive fire and smoke damage on their well-appointed, 4-bedroom property. The damage to the couple’s North Yorkshire house was extensive; eight fire..."