Blog Category: Insurance

June 2025

Negotiating a home insurance claim settlement

Making a home insurance claim can be a stressful experience, especially when your property has suffered unexpected damage or loss. After all the paperwork and assessments, you expect your insurer to cover the costs fairly. However, the settlement offered isn’t always as straightforward – or as generous – as you might hope. Disagreements can arise...

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April 2025

Water damage insurance claim tips

Water leaks, often referred to as ‘escape of water’ incidents, are a leading cause of home insurance claims in the UK. They account for approximately 30% of all domestic claims, with insurers paying out around £1.8 million daily to address the resulting damage.  Given the prevalence and potential financial impact of water leaks, understanding how...

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How long do home insurance claims take?

When dealing with home insurance claims, one of the biggest concerns for homeowners is how long the process will take. Unfortunately, there isn’t a single, fixed answer, as the duration varies depending on the complexity of the claim, the insurer’s efficiency, and the policyholder’s promptness in providing the required information. In this article, we outline...

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The insurance claim investigation process explained

When disaster strikes, whether it’s a burst pipe flooding your home or a fire damaging your business, you expect your insurer to have your back. But before any payout happens, your insurer launches an investigation. Why? To separate genuine claims from fraudulent ones, ensure fairness, and keep the system running smoothly for everyone.  This process...

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December 2024

Flooding in the UK: Past, present, and future

With sea levels rising because of climate change, and the weather becoming more extreme and erratic, the threat of flooding in the UK is ever-increasing.  The following information has been compiled to shed light on the threat of flooding in the UK and what the future may hold. Key flooding statistics One in six properties...

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April 2024

Everything you need to know about home insurance claims

Home insurance serves as a safety net, offering both peace of mind and financial protection for your most significant investment – your home. When unforeseen events lead to damages or losses to your home or personal belongings, a home insurance claim becomes essential. Whether it’s damage from fires, thefts, flooding, water leaks, or accidents such...

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