Blog Category: Home Insurance

June 2025

Negotiating a home insurance claim settlement

Making a home insurance claim can be a stressful experience, especially when your property has suffered unexpected damage or loss. After all the paperwork and assessments, you expect your insurer to cover the costs fairly. However, the settlement offered isn’t always as straightforward – or as generous – as you might hope. Disagreements can arise...

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April 2025

How long do home insurance claims take?

When dealing with home insurance claims, one of the biggest concerns for homeowners is how long the process will take. Unfortunately, there isn’t a single, fixed answer, as the duration varies depending on the complexity of the claim, the insurer’s efficiency, and the policyholder’s promptness in providing the required information. In this article, we outline...

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April 2024

Everything you need to know about home insurance claims

Home insurance serves as a safety net, offering both peace of mind and financial protection for your most significant investment – your home. When unforeseen events lead to damages or losses to your home or personal belongings, a home insurance claim becomes essential. Whether it’s damage from fires, thefts, flooding, water leaks, or accidents such...

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Does home insurance cover roof leaks?

Discovering a leak in your roof can be alarming and stressful. Many homeowners wonder whether their insurance will cover the damages. Let’s delve into the complexities of home insurance coverage for roof leaks and provide clarity on commonly asked questions. Exploring the causes of roof leaks Understanding the root causes of roof leaks, whether due...

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November 2023

Does home insurance cover water leaks? 

What is water leak insurance? Water leak insurance, often referred to as ‘escape of water insurance‘, is a cover specifically designed to protect policyholders when they suffer water-related damage. It typically applies when there is a water leak, burst pipe, or overflow in a home or business premises. Water leak insurance provides cover to repair...

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May 2023

Does the cost of home insurance go up after a claim?

If you’ve made a home insurance claim recently, or if you’re considering making a claim, you may be wondering how it will impact your premium going forward. The short answer? Yes, your premium is likely to rise. But by how much, and for how long, depends on several factors. In this guide, we’ll explain what...

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