Blog Category: Commercial Insurance

Claim preparation costs explained: can you choose your own Loss Assessor?

There are some insurance policies that include cover for claim preparation costs, often policyholders who are fortunate enough to have this cover, are unaware that this benefit...

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Workplace fires: Common causes and statistics

The following information has been compiled to shed light on the significant fire risks UK businesses face. All data was sourced from the UK’s Fire and Rescue...

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What is the Material Damage Proviso in a business interruption policy?

If you’ve taken out business interruption as part of your business insurance policy, there will usually be a material damage proviso. But what exactly is a material...

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Business interruption insurance claims examples

When a business is hit by a flood, fire or other disaster, the company’s work will usually be interrupted for some amount of time while repairs, assessments...

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How to make a loss of business claim

If your business suffers a financial loss because of physical damage to your business premises, you may be covered by business interruption insurance. This can cover damage...

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How is business interruption insurance calculated?

Business interruption insurance is there to give you peace of mind that, should anything prevent your business from operating for a period of time, you won’t have...

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