Blog Category: Commercial Insurance

Workplace fires: Common causes and statistics

The following information has been compiled to shed light on the significant fire risks UK businesses face. All data was sourced from the UK’s Fire and Rescue...

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What is the Material Damage Proviso in a business interruption policy?

If you’ve taken out business interruption as part of your business insurance policy, there will usually be a material damage proviso. But what exactly is a material...

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Business interruption insurance claims examples

When a business is hit by a flood, fire or other disaster, the company’s work will usually be interrupted for some amount of time while repairs, assessments...

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How to make a loss of business claim

If your business suffers a financial loss because of physical damage to your business premises, you may be covered by business interruption insurance. This can cover damage...

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How is business interruption insurance calculated?

Covid-19 Business Interruption –UPDATE January 2021: The High Court have now ruled that many rejected Covid-19 business interruption insurance claims should be paid. For specific information about...

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A seasonal warning for businesses

Oh dear. I’ve just come back from the supermarket and already the shelves are starting to display Christmas items. It’s far too early!!! But there is one...

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