Blog Category: Business Insurance
December 2024
Workplace fires: Common causes and statistics
The following information has been compiled to shed light on the significant fire risks UK businesses face. All data was sourced from the UK’s Fire and Rescue Services and is the most up-to-date data available at the time of publishing. Key workplace fire statistics There were 7,000 workplace fires in 2023/24 The number of workplace...
Read MoreSeptember 2020
Is your business prepared for a fire safety inspection?
Whether you run an office-based company or a public-facing business, there are a number of fire safety regulations that you need to adhere to in order to operate legally. As well as helping to save lives and protect your business, it is also your legal duty to ensure your premises meet the necessary fire regulations. ...
Read MoreDecember 2019
Burst water pipes and insurance: Are you covered?
As we head into the heart of winter, the weather is getting colder every day. It is at this time of year that water pipes are most susceptible to freezing, which can lead to a leak. There are several reasons why water pipes might burst as the weather gets colder, but there are a few...
Read MoreNovember 2019
Protecting your business from flooding
With the weather in the UK becoming less predictable and more severe, now more than ever business owners need to be proactive in mitigating flood risk. Here are some practical steps business owners can take to do just that. Check your insurance policies Your buildings, stock, equipment, fixtures and fittings insurance will offer cover in...
Read MoreMay 2019
What is the Material Damage Proviso in a business interruption policy?
If you’ve taken out business interruption as part of your business insurance policy, there will usually be a material damage proviso. But what exactly is a material damage proviso and how does this relate to the rest of the business interruption insurance policy? What is Business Interruption Insurance? Before considering the material damage proviso,...
Read MoreNovember 2018
Business interruption insurance claims examples
Covid-19 Business Interruption –UPDATE January 2021: The High Court have now ruled that many rejected Covid-19 business interruption insurance claims should be paid. For specific information about this, please read our business interruption advice page here When a business is hit by a flood, fire or other disaster, the company’s work will usually be interrupted...
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