Phil Morgan

Co-Founder


About Phil

Phil Morgan began his career as a Chartered Engineer in the oil industry. With a desire for a new challenge, several years later Phil set up his own construction contracting company, which he built up and sold after 15 successful years. Phil then joined forces with Tony Clark to set up Morgan Clark in 1999, together building the company up to become national and the leading UK firm of Loss Assessors.

In 2010 Phil set himself another challenge of setting up The Morgan Clark Foundation, initially building a school for children in the North Bank of Gambia when their school was destroyed by floodwaters. The Foundation is Morgan Clark’s charity and Phil is the Founder and Chairman, working to improve education & maternity care in The Gambia.

In 2018, Phil shared Morgan Clark’s client-focused approach to claims handling in Insurance Business Magazine – principles that still guide us today: Sitting across the negotiating table: Chair sheds light on loss assessing business | Insurance Business

Phil is a member of The Institute of Public Loss Assessors and in 2019 Morgan Clark joined The British Insurance Brokers’ Association (BIBA) as an Associate member.

As a company, Morgan Clark strives to offer clients a service well beyond their expectations. They are given a questionnaire at completion to reflect and feedback to us about the service they received from our staff and all the contractors involved in their reinstatement. We take enormous pride in reading the feedback we receive from clients and take immediate action if ever an issue is raised both throughout a claim or at the feedback stage. This approach has served us well over the years and I have no doubt will continue to do so for many more.


Industry spokesperson

Phil has more than 20 years’ experience in the insurance industry and during that time has contributed to many mainstream media outlets including The GuardianThe Daily MailThis is Money, The Sunday Times, and the Sky News Network. Phil has also written for a number of industry-leading publications including Insurance PostInsurance BusinessMorning AdvertiserDentistry Online and BIBA.

What our clients say, in their own words…

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Testimonial: ReCentre Health Ltd’s story, Flood Claim, London
London Business Interruption Claims

ReCentre Health Ltd’s story, Flood Claim, London

After a severe leak caused major water damage, ReCentre Health turned to… read more

Testimonial: Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd
North Business Interruption Claims

Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd

Following a major flood that destroyed vital stock and equipment Sharma turned… read more

Testimonial: How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire
Midlands Fire Claims

How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire

Ted and Wendy recall their experience when a firework caused a devastating… read more

Testimonial: Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark
South Fire Claims

Efficient Management of Rental Property Fire Insurance Claim by Morgan Clark

Mrs Evans talks through her experience as a landlord having to make… read more

Testimonial: Expert Management of House Fire Insurance Claim in Devon by Morgan Clark
South Fire Claims

Expert Management of House Fire Insurance Claim in Devon by Morgan Clark

When Jane had an explosion at her home she had no idea… read more

Testimonial: Successful Resolution of Suffolk Home Fire Claim by Morgan Clark
South Fire Claims

Successful Resolution of Suffolk Home Fire Claim by Morgan Clark

When Rob and Catriona returned home from work to find their house… read more

Why choose us

Resolving your claim as quickly as possible

With a dedicated team led by your Morgan Clark Loss Assessor, we’ll drive the progression of your claim and oversee the restoration of your property with professional care.

Equal representation at every stage

Without Morgan Clark on your side, you will be negotiating with the Loss Adjuster alone. Would you consider going to court without a solicitor on your side?

A single point of contact

As our client, you will never have to go through a call centre. You will have the direct contact details of your Morgan Clark Loss Assessor and their assistant.

Helping you secure your full settlement

Drawing on extensive experience working with insurers and Loss Adjusters, Morgan Clark strives to secure clients the best possible settlement under their policy.

Keeping you in control

You choose the way your claim is managed – some people like to manage each step with their Loss Assessor, others prefer to let their Assessor take the reins completely – the choice is yours.

Support to ease the stress

Managing a claim can be incredibly demanding. Our experienced Loss Assessors provide practical support to help make the process easier, relieve the stress and allow you to focus on getting your life back on track.

We will help you get back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

What our customers are saying about us

  • Exceeded expectations

    “First Class service!!!! Absolutely fantastic service from day 1. Nathan at the beginning helped advise me due to a house fire at the very beginning and his service was excellent. T…”

    Trustpilot Review

  • Genuine care
    Explosion Claim – Preston

    “Our initial dealings started with Nathan who introduced me to Pino Musso who then dealt with my claim start to end which was brilliantly handled and always kept me informed. Very e…”

    P. Singh

  • “Brilliant service would highly recommend.”

    Advice Debt

  • End-to-end management

    “I am a landlord who lives overseas and one day my property manager informed me that my house had been completely destroyed in a fire. I could not imagine how difficult it would hav…”

    Andrew Dougill

  • Dependable support

    “Thank you Morgan Clark for your excellent service since January 2022 I never expected to be in this situation with fire damage property, I was devastated. I didn’t know what to d…”

    Shaun Shafiq

  • Weight lifted

    “A very professional company who transformed our nightmare situation when a relative’s house was seriously damaged by fire into a pleasure. They managed all aspects of the hou…”

    Graham Pooley