It is hard to imagine anything more devastating to a family home than the effects of a fire. Thankfully, with the advance of fire-resistant materials, the improvements in smoke alarms and better public awareness thanks to the fire service, we are seeing a drop in the overall number and severity of fires over time.
It might look as though the worst of the damage caused by a fire is visible, but homeowners should be aware that the damage can be far more far-reaching than it first appears:
The first and most important effect fire, smoke and soot can have is on a person’s health. This is even more of a cause for concern in older people, children and babies, and anybody with respiratory problems, such as asthma. The effects can last far longer than many people assume so it is crucial when significant levels of smoke and soot damage a property, that the family moves into temporary accommodation until it is safe to return.
Some people are unaware that electrical items in the home can be damaged even when they look unaffected. Smoke and soot can erode the wiring and electrical parts of any machinery causing them to malfunction and break. It is always safest to have a qualified electrician check any electrical items before using them again in case they are compromised as they could cause a fire themselves in the future.
You can only be sure your home has been cleaned and sanitised effectively if a qualified restoration company carries out the work on your behalf. It is imperative that you do not try to clean the house yourself due to the carcinogenic effects of smoke and soot. Morgan Clark is a national Loss Assessing company with many years’ experience in dealing with fire insurance claims. If you are worried about any of the issues above or if you’d like one of our specialists to give you insurance claim advice, please don’t hesitate to call us, we are available 7 days a week.