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25-04-2011

Protect empty property

Against the backdrop of a tough economic climate, the number of empty retail units, business premises and houses is on the rise. So advice has been issued by insurers for landlords to take action to protect unoccupied properties.

Towergate Insurance has warned against the temptation to leave empty buildings uninsured. In addition, it’s reminded owners that they must inform their insurance company when their property becomes unoccupied: if they don’t, they risk any claim against the building being turned down.

Landlords should also implement risk management measures, particularly against malicious damage such as arson. Insurer Aviva advises property owners to ease their worries over empty property by attending immediately to any minor damage, regularly removing graffiti and fly-posters, ensuring intruder alarms and CCTV systems are in working order, and continuing the operation of sprinkler systems and fire alarms.

If your property has suffered damage while unoccupied and you need advice or help with your insurance claim, then contact Morgan Clark immediately to arrange a no-obligation consultation.

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