Now that the clocks have gone back, it’s getting dark earlier – and this puts your home at greater risk. Last November building insurance claims rose by 52 per cent as a result of incidents such as broken windows and damaged doors, while contents insurance claims were 20 per cent higher than the monthly average.
Recent research by insurer NFU Mutual highlights the dangers that winter evenings bring, with the arrival of darkness before most people leave work. This offers greater opportunities for break-ins or vandalism. They therefore advise homeowners to ensure they have the right level of insurance cover. They also highlight the wisdom of taking other simple precautions such as installing security lighting or ensuring gates are kept closed.
Morgan Clark has worked with many people who have experienced a burglary or malicious damage to their home. It’s a stressful time for homeowners – and having to make a complicated insurance claim adds to the burden. Using an experienced and professional loss assessor reduces the stress you face. Find out more about our burglary insurance claims experience.