You don’t have to be near a large river or by the sea to be at risk from dangerous flooding. All too often it’s a small stream or surface water which is at the heart of major floods. Businesses must be fully aware of the flooding risk posed to their premises and their business before applying for a business insurance policy.
According to the National Flood Forum, too many business owners underestimate the risk posed by flooding and don’t check if their area is regularly affected. During the terrible floods in the summer of 2007, 60 per cent of insurance claims were in connection with damage caused by surface water floods. They advise all business owners to verify whether their building is in an at-risk area by visiting the Environmental Agency website, and to ensure that their insurance offers full cover for flooding.
If your business has been affected by flooding and you need to make an insurance claim, then Morgan Clark can help in a number of ways to ensure your business survives this disaster. Read more about our flood insurance claims management service and how we can help you at this difficult and stressful time.