Read time: 3 mins
How to protect your business over the Christmas holiday
Published December 2, 2020
With the holidays approaching, we are all looking forward to some extended time away from work. Unfortunately, that time away can put your business premises at higher risk of theft, fire, flooding and other devastating incidents. Here is how to protect your business over the Christmas holiday while it’s receiving less attention from you and your employees, so you can relax and enjoy your time off without worry.
Make sure valuables are out of sight
When you shut down the office or shop for Christmas, you will probably be keen to get home as soon as possible. It’s worth taking a little more time to make sure your business is as unappealing as possible to potential thieves, though. While a break-in can happen at any time, it’s much more tempting over the Christmas period when thieves know that nobody will be around for days. Don’t make it any more tempting by leaving computers, products or anything else of value on display.
Similarly, it is better to avoid leaving cash on-site during the Christmas period, even if it is hidden away. If you don’t need to leave any money on-site during the break, it is best to remove it from the premises.
Switch off electronics
A fire can, unfortunately, happen at any time. However, it is harder to spot the warning signs of an impending fire when you are away from the workplace for an extended period of time, such as at Christmas. The easiest way to reduce the risk of a fire breaking out at your business premises is by switching off and unplugging any electrical appliances where possible. Here are some more tips for avoiding a fire.
But don’t switch off the heating
Although a white Christmas is a rare sight in the UK, the weather is particularly unpredictable at this time of year. With temperatures plummeting, frozen pipes are more of a risk during the winter months than at any other time of year. One of the easiest ways to prevent frozen pipes – and subsequent flooding – is to leave the heating on while you are away from your workplace. If you can use a timer to set the heating to come on at a certain time every day, you can enjoy your Christmas break without worrying about returning to a burst pipe.
Make sure your security systems are working properly
You should always check your business’s security systems regularly, but make sure you give everything a thorough check before locking up for the holidays. Ensure all alarms are functioning and keep an eye out for anything that could be blocking the sensors, such as furniture you’ve recently moved or temporary Christmas decorations.
Make sure you have adequate insurance
No matter how many precautions you take, nothing can replace having adequate insurance for your business. Make sure your business insurance covers you for fire, flooding, business interruption, theft and anything else that could happen, and make sure it’s enough to replace everything if need be. If something should happen over the Christmas period, you can rest assured that you will be able to get back on track as quickly as possible.
Can we help you with your claim?
Please complete these three basic steps so we can offer you advice based on the claim you are having to make and if it is something we are able to assist you further with.Related Posts
November 2020
Christmas fire safety tips
From candles to trees, Christmas can be one of the most dangerous times of the year for fire. Official UK fire statistics show house fires are most common in December and consequently, insurers receive more fire claims in December than any other month. A little preparation and planning can help you avoid having your holidays...
Read MoreJune 2025
Negotiating a home insurance claim settlement
Making a home insurance claim can be a stressful experience, especially when your property has suffered unexpected damage or loss. After all the paperwork and assessments, you expect your insurer to cover the costs fairly. However, the settlement offered isn’t always as straightforward – or as generous – as you might hope. Disagreements can arise...
Read MoreApril 2025
Water damage insurance claim tips
Water leaks, often referred to as ‘escape of water’ incidents, are a leading cause of home insurance claims in the UK. They account for approximately 30% of all domestic claims, with insurers paying out around £1.8 million daily to address the resulting damage. Given the prevalence and potential financial impact of water leaks, understanding how...
Read MoreHow long do home insurance claims take?
When dealing with home insurance claims, one of the biggest concerns for homeowners is how long the process will take. Unfortunately, there isn’t a single, fixed answer, as the duration varies depending on the complexity of the claim, the insurer’s efficiency, and the policyholder’s promptness in providing the required information. In this article, we outline...
Read MoreMorgan Clark are authorised and regulated by the Financial Conduct Authority (FCA)
Find out what this protection means for you here.
The FCA regulates the financial services industry in the UK, this means:
- Your money is protected – FCA rules ensure your claim is handled with safeguards that protect your interests.
- You’re treated fairly – strict standards and codes of conduct mean you’re never misled or taken advantage of.
- You can trust the process – only authorised firms can legally manage claims, giving you confidence in the outcome.