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Freak floods hit shops too

With the recent heavy rain, many town centres have been hit by severe flash floods. This highlights the need for shop owners to ensure they have sufficient insurance cover against flooding.

Floods can destroy both the contents of a shop and the premises themselves. But it’s not just covering lost stock or repairs to the shop: there is also the effect on the business itself, which may not be able to operate for weeks or months.

Landlord Insurances has issued a warning to shop owners to make sure they have insurance against business interruption. This is designed to cover any loss of profits if you are unable to trade and will help to avoid significant financial losses.

Morgan Clark has worked with a wide range of shops which have suffered from flooding or other disasters such as fire or escape of water. You can read about some of their experiences by reading about our business interruption claims service.

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