If your home is damaged by fire or flood, or if you are burgled, then the first thing your insurer will want is an inventory of the items you have lost. But how many of us know exactly what we have in our home?

In our experience, making an inventory after an incident can severely delay making a claim. To make things easier in case disaster strikes, Morgan Clark advises everyone to compile an up-to-date inventory.

You need to list everything you have now, and then add to it as you buy new equipment for your home. This also gives you an opportunity to place a value on your possessions, and then take action if you discover you are under-insured.

If the worst happens and you suffer a loss, then call Morgan Clark immediately. We can use all our experience to help you through this stressful and difficult time, even if you haven’t made an inventory.