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Beware OIympic events

As the 2012 London OIympics approach, many organisations are planning events to celebrate. But it’s important to remember to have proper liability insurance policies in place.

According to yourpublicliability.org, event organisers and party planners should bear in mind the dangers of not taking out public liability insurance. This protects you from the costs and legal fees of claims if a member of the public is injured as a result of your negligence. It also covers you if property is damaged during the celebrations, as well as other mishaps such as damage to or loss of equipment you own or have hired from third party suppliers. It’s not required by law, but it’s a sensible precaution.

People are increasingly aware of their legal rights and are much more willing to resort to legal action over injury, loss or damage caused by another party. Industry experts advise Olympics party organisers to make sure they are covered against compensation claims which might arise. Cover should be not less than £2 million, with larger events needing to consider extending this to £5 million or more.

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