- For homeowners
- For business owners
- For landlords
Morgan Clark were the first firm of Loss Assessors to be authorised the Financial Conduct Authority. We met all the criteria laid down as soon as the regulation scheme was launched in 2005.
Loss Assessors work on behalf of policyholders when they need to make an insurance claim. By law, a Loss Assessor must be ‘Authorised’ by the Financial Conduct Authority (FCA). This means they have met the stringent standards required to manage an insurance claim on behalf of a policyholder.
Before you appoint a Loss Assessor, you should ensure that they are a fully-regulated company listed by the FCA as ‘Authorised’. If they are not, then it is possible that your insurance company will refuse to deal with them.
Checking this is very easy. Simply visit the FCA register and enter the name of the loss assessing firm in the box provided:
In short, your only protection if you decide to use a Loss Assessor is to ensure they are a fully Authorised company. A company’s membership of a trade body is no guarantee of quality and offers you no protection.