Morgan Clark were the first firm of Loss Assessors to be authorised by the Financial Conduct Authority. We met all the criteria laid down as soon as the regulation scheme was launched in 2005.
Loss Assessors work on behalf of policyholders when they need to make an insurance claim. By law, a Loss Assessor must be ‘Authorised’ by the Financial Conduct Authority (FCA). This means they have met the stringent standards required to manage an insurance claim on behalf of a policyholder.
Before you appoint a Loss Assessor, you should ensure that they are a fully-regulated company listed by the FCA as ‘authorised’. If they are not, then it is possible that your insurance company will refuse to deal with them.
Checking this is very easy. Simply visit the FCA register and enter the name of the loss assessing firm in the box provided:
- If you enter the name of many other loss assessing firms, you will see that they are listed as ‘Appointed Representative’ of another organisation. This means they do not comply with FCA regulations and they are operating under the umbrella of another company’s FCA registration. This can be an insurance broker or other financial services company who may not be completely independent and this may be detrimental to the outcome of your claim.
- If you enter the name of the loss assessing firm and you cannot find their registration details, this means they do not have FCA authority and your insurer will refuse to deal with them. As a result, they will not legally be able to prepare and negotiate settlement of your claim.
- While checking whether the firm is authorised, you should also look at how long it is since this was granted. Morgan Clark was the first major Loss Assessor to be authorised in 2005.
In short, your only protection if you decide to use a Loss Assessor is to ensure they are a fully authorised company. A company’s membership of a trade body is no guarantee of quality and offers you no protection.
Free Insurance Claim Advice
Need to speak to one of our experienced Loss Assessors about your insurance claim? We will:
- Offer you independent expert insurance claim advice
- Let you know what your options are
- Give you tips to ensure your claim gets resolved as quickly as possible
24/7 support
0808 273 8929Morgan Clark are authorised and regulated by the Financial Conduct Authority (FCA)
Find out what this protection means for you here.
Authorised & Regulated for your protection
by the Financial Conduct Authority
Reference number 309575
The FCA regulates the financial services industry in the UK, this means:
- Your money is protected – FCA rules ensure your claim is handled with safeguards that protect your interests.
- You’re treated fairly – strict standards and codes of conduct mean you’re never misled or taken advantage of.
- You can trust the process – only authorised firms can legally manage claims, giving you confidence in the outcome.
Authorised & Regulated for your protection
by the Financial Conduct Authority
Reference number 309575
Fire Claim – Essex
The service I received has been absolutely fantastic from start to finish from everyone involved in the process.
L. Bond
Fire Claim – Cornwall
With my situation I am so glad that I chose Morgan and clark to assist me with my claim as from the very start all the way through David and Natalie were there to take the str…
Mrs Julie Fillingham
Fire Claim – Coalville
Overall could not fault anything… so well planned. Settlement exceeded my expectations.
Mr & Mrs Robinson
All admin and associated works were taken care of, in a professional way. Also I was kept up to date on a regular basis. Brilliant service
Dave Berry
Very helpful kept us in touch all times easy to speak to Martin Chapman top man
Mr & Mrs Robinson (Brian & Pamela)
Couldn’t fault anything
Really don’t know what, we would have done without them they took the stress, from everything to do with insurance claim all our questions w…
Linda French
Malicious Damage – Lancashire
Honestly, I have no negative feedback, only positive. It is so unusual nowadays to deal with such a professional, honest and dedicated group of people. Moreover, it wasnt just one …
Fiona Glen
We had a straight forward and stress free experience dealing with Morgan Clark as they handled our house insurance claim. They kept us informed each step of the way and gave us good …
Peter Corkhill
Professional from start to finish. Kept us informed throughout and dealt with all queries promptly. Dealt with all aspects of the major project taking some of the stress from us; in …
Nicola
Fire Claim – Preston
Pino and Sarah dealt with my claim in a professional, Friendly and efficient manner keeping me updated at all times and pursuing my insurers loss adjusters who were inadequate. I kno…
Rizwan Patel
Fire Claim – Swanley
Without Gilbert we would not have been able to get through this traumatic experience. His advice and help has been immeasurable. We cannot thank him enough.
Peter Hammond
Escape Of Water Claim – Burnley
Pino Musso was a true Gentleman nothing was too much such a helpful and lovely man… I was kept very well informed… excellent on communication… Settlement exceeded m…
Maria Abbott
Morgan Clark have been amazing guiding us through a fire trauma ensuring that we get what we needed and come home to our restored house and home
Stephen Barnes
Fire Claim – Kent
Excellent service overall. I would strongly recommend Morgan Clark to anyone in a similar situation to us. It is invaluable to have the backing of people with experience to help you …
Joanna Friend
They were very helpful through the process .,, you can leave everything to them .,, they will guide you through
Mr Maddi
Quite simply if it were not for the expertise and professionalism of Morgan Clark I would not have achieved such a fantastic result with my insurance claim after a flash flood devast…
Lilias Ahmeira
Flood Claim – Tyne and Wear
Forst class from the beginning to completion. Always available and helpful. Everything was dealt with professionally. Settlement exceeded my expectations
Eric Wilkinson
Fire Claim – Liverpool
In such a sad circumstance the entire team were there for me, I felt reassured and secure they would get my home back. Can only give praise and thanks. Settlement exceeded my expecta…
P. Perry
Excellent service from Morgan & Clarke, we highly recommend anyone to use these guys if needed.
These insurance companies are animals so if you need help contact Morgan Cl…
Trustpilot Review
Despite all the problems with the insurers, Morgan Clark continued to chase and ensured that all areas were covered to our benefit. Although I became very stressed at times, Morgan C…
Monika Payne