Professional help with your Insurance Claim

Morgan Clark, the UK’s leading firm of Loss Assessors

Authorised & Regulated by the Financial Conduct Authority

Reference number 309575

Proud sponsors of Fire Rugby Service England

We represent Homeowners, Business Owners and Landlords

Morgan Clark are the UK’s leading firm of Loss Assessors. We have helped thousands of policyholders manage insurance claims for residential or commercial properties damaged by fire, flood, burst pipes, or other disasters. 

With Loss Assessors based throughout England and Wales, we provide expert support wherever you’re located.

With Morgan Clark on your side, you can be confident that experienced professionals are guiding you through every stage of your insurance claim – helping you stay in control, return to your property as quickly as possible, and receive the full settlement you’re entitled to.

Contact us

Why choose us

Resolving your claim as quickly as possible

With a dedicated team led by your Morgan Clark Loss Assessor, we’ll drive the progression of your claim and oversee the restoration of your property with professional care.

Equal representation at every stage

Without Morgan Clark on your side, you will be negotiating with the Loss Adjuster alone. Would you consider going to court without a solicitor on your side?

A single point of contact

As our client, you will never have to go through a call centre. You will have the direct contact details of your Morgan Clark Loss Assessor and their assistant.

Helping you secure your full settlement

Drawing on extensive experience working with insurers and Loss Adjusters, Morgan Clark strives to secure clients the best possible settlement under their policy.

Keeping you in control

You choose the way your claim is managed – some people like to manage each step with their Loss Assessor, others prefer to let their Assessor take the reins completely – the choice is yours.

Support to ease the stress

Managing a claim can be incredibly demanding. Our experienced Loss Assessors provide practical support to help make the process easier, relieve the stress and allow you to focus on getting your life back on track.

We will help you get back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

Navigating claims – clients share their stories

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North Fire Claims

Blackburn House Fire Claim – How Morgan Clark Restored a Fire-Damaged Farmhouse

Jim and Jan talk about their experience when a thatched roof fire… read more

South Fire Claims

Expert Management of House Fire Insurance Claim in Devon by Morgan Clark

When Jane had an explosion at her home she had no idea… read more

Wales Flood Claims

Client’s Experience with Morgan Clark Handling His Flood Insurance Claim in Wales

Mr Lund discusses his flood insurance claim and the incredible recovery he… read more

Midlands Fire Claims

How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire

Ted and Wendy recall their experience when a firework caused a devastating… read more

South Fire Claims

Successful Resolution of Suffolk Home Fire Claim by Morgan Clark

When Rob and Catriona returned home from work to find their house… read more

North Fire Claims

Sheffield House Fire Claim – Morgan Clark’s Expert Claim Management

With little response from the insurance company, Mr Scruby appointed Morgan Clark to… read more

Midlands Flood Claims

How Morgan Clark Helped clients with Her Flood Insurance Claim in Derbyshire

Mrs O’Halloran felt she had to come back to Morgan Clark when… read more

North Business Interruption Claims

Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd

Following a major flood that destroyed vital stock and equipment Sharma turned… read more

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Can we help you with your claim?

Please complete these three basic steps so we can offer you advice based on the claim you are having to make and if it is something we are able to assist you further with.

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Popular Questions

What will my insurance company think if I appoint a Loss Assessor? faq plus icon to expand accordian

There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.

Doesn’t my insurance company manage my claim? faq plus icon to expand accordian

While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.

What’s the difference between a Loss Assessor and a Loss Adjuster? faq plus icon to expand accordian

Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.

How much does Morgan Clark charge? faq plus icon to expand accordian

In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.

What our customers are saying about us

  • Dependable support
    Fire Claim – Hastings, East Sussex

    “During this very traumatic, life changing experience we were extremely relieved to have instructed Morgan Clark to deal with the claim. Their help, knowledge and expertise was very…”

    Catherine Wilson

  • End-to-end management

    “We suffered some serious storm damage in February 2022 when 2 very large trees fell. Morgan Clark responded quickly and with the minimum of administrative fuss. It took nearly 10 m…”

    Peter Hillier

  • Dependable support

    “Excellent service during a very difficult time”

    Daniel Waller

  • End-to-end management

    “I was contacted by Morgan Clark after a serious house fire. I appointed them to manage my claim and was very pleased with the service. They handled every aspect of the process wi…”

    Edward Faherty

  • End-to-end management
    Fire Claim – Hants

    “Quite simply, Morgan Clark have seen us through something I don’t feel with could of handled on our own. We would not hesitate to recommend Morgan Clark to anyone. From the m…”

    G. Yates

  • Dependable support
    Fire Claim – London

    “This was my first experience of such a house fire and insurance claim and I was delighted to have Morgan Clark handle everything, taking do much pressure and anxiety away from me. …”

    Margaret Magee

  • End-to-end management

    “Morgan Clark are truly brilliant! We appointed Morgan Clark at the outset of a complex property claim that ultimately took over a year to reach settlement. From the beginning, thei…”

    Mr James

  • Dependable support
    Fire Claim – Blackburn

    “There is nothing I would ask you to change… the staff at Morgan Clark especially Pino have been extremely professional.”

    Bilal Yusuf

  • End-to-end management
    Fire Claim – Sheffield

    “Martin was great throughout the process. We didnt really know where to start and Martin just took all the stress out of the process. He explained things well. His experience having…”

    F. Parkinson

  • End-to-end management
    Fire Claim – London

    “It was the best thing I did to assign Morgan Clark to help me with my claim . They have a lot of experience in this field , I’ve never had to make a claim for fire before so …”

    Emine Enver

  • Dependable support

    “Sunny Singh was extremely helpful with an insurance claim I was not making any headway with before speaking to him. Friendly, nothing was too trouble. Overall excellent experience”

    Victoria W

  • Exceeded expectations
    Fire Claim – Milford Haven

    “Very happy with the overall claim. Received much more than expected so very happy.”

    J. Brayley

  • End-to-end management

    “The service we received from Morgan Clark was absolutely outstanding from start to handover of the property. From Pino’s appointment as our representative with the insurance clai…”

    Frank Wharton

  • End-to-end management

    “Very helpful , very polite, great communication. Dealt with my claim from start to finish. No stress. Definitely recommend. If I have an issue in the future, I know where to come. …”

    Charlie Lockwood

  • Weight lifted

    “I think on reflection the most important service you gave was to take the load from my shoulders.Dan and Denise smoothed out problems that I was unaware I had at the time.The traum…”

    James Pinhorn

  • End-to-end management
    Fire Claim – Hampshire

    “Overall the service has been excellent from start to finish all the people involved with my claim have been professional, approachable, excellent at communicating information, fast…”

    Kyle Belgrano

  • Dependable support

    Silchester Sports Pavilion

  • Dependable support
    Fire Claim – Rochdale, Lancshire

    “I was extremely sceptical of this sort of service, “ambulance/fire engine chasers”, but I’m really glad I gave Robert some time on the morning of the fire. One of…”

    Danny Knott

  • End-to-end management

    “A professional and personable experience. Information was forthcoming. Results were excellent.”

    Mike

  • End-to-end management
    Flood Claim – Somerset

    “From the beginning very helpful and supportive. We felt they were always on our side. We had no concerns. Settlement exceeded my expectations. Excellent”

    Mr & Mrs Murray

  • Dependable support
    Fire Claim – Cheshire

    “Very quick and efficient service and always kept updated with progress of the claim. Settlement exceeded my expectations.”

    C. Peach

  • End-to-end management
    Fire Claim – Coventry

    “I have no complaints or issues to raise with the service provided, you have been brilliant! Ryan has been a tremendous help throughout the whole claim. He was always on hand to ans…”

    H. Aujla

  • Dependable support
    Impact Claim – Dorset

    “Given the circumstances we could not ask for any more. Very helpful over a long period of very frustrating dealings with the Insurance Company and their Adjuster.”

    P. Hillier

  • End-to-end management

    “I can’t recommend Morgan Clark enough . I was in total despair when my insurance company initially declined our genuine claim literally weeks after moving into our new home . Th…”

    Wendy Stubbings

  • Dependable support

    “Two successful insurance claims – one for fire damage in excess of £100k to a business property, one for £1000 where the insurers would not pay. In both cases, it’s likel…”

    Dr Martin Breach

  • Dependable support
    Escape Of Water Claim – Derbyshire

    “For a claim of this size I am so glad i decided to let Morgan Clark handle it, as to do so myself would have been very time consuming and stressful.”

    I. Grief

  • Dependable support
    Fire Claim – Mirfield

    “Our fire came at the worst time it could have done – if there is such a thing. We had never been in a situation like this before and weren’t confident at dealing with t…”

    S. Sandom

  • Dependable support

    “We would definitely recommend them again. They explain what was going to happen and how long it should take. They were there when we had questions and always answered the same day….”

    Hazel & chris Gibbons

  • Genuine care

    “I was recommended Pino Musso who works at Morgan Clark from a friend who had suffered a fire in his home. After the initial meeting I didnt have to lift a finger. Pino kept me upda…”

    Anthony Fairclough

  • Dependable support

    “When I got the news that a house I was letting had a serious fire that made it uninhabitable I was full of dread about how I would cope with whatever was to come, before I had it b…”

    Catherine Fryett

  • End-to-end management

    “Morgan Clark were absolutely brilliant from start to finish with our insurance claim. With going through a difficult personal matter, and to then have a house fire on top that requ…”

    Sally Harris

  • Genuine care

    “Morgan clark were excellent from the word go. Their representative Pino was informative, supportive, understanding and easily contactable. The advise they gave was extremely helpfu…”

    Richard Roberts

  • End-to-end management
    Lightning Claim – Bury

    “Our high level of satisfaction with Morgan Clarke comprised of many fundamental components including communication, teamwork and collaboration skills, problem-solving, accuracy and…”

    Dr Baqar & Mrs Andrea Ali

  • Weight lifted

    “Had a fire at my business premises and didn’t have a clue how to deal with the claim. David was brilliant at handling my claim, he got me the maximum claim I was entitled to unde…”

    Mohammed Aslam

  • End-to-end management
    Fire Claim – Leicester

    “Ryan who was my point of contact kept me informed throughout the entire process as well as chasing insurance company repeatedly to ensure they were moving at the required pace. Set…”

    Javed Hussain

  • Dependable support
    Fire Claim – Lancashire

    “No areas of concern. It was done perfectly, to the point were we never even thought about the event because we knew it was left in the very capable hand of Morgan Clark who looked …”

    Ian Bamforth

  • Genuine care

    “We lost our beautiful home to a fire, the following morning we had a few loss adjusters at out burnt out door. Nathan was not pushy and was patient and respectful, we signed up and…”

    Amanda Sarson

  • Weight lifted

    “Morgan Clark provided us with peace of mind and managed all aspects of the fire incident at our home with care and professionalism. We are so so grateful to Morgan Clark You are a …”

    Trustpilot Review

  • Exceeded expectations
    Fire Claim – Chorley

    “The service we received was above and beyond and we couldn’t have achieved what we did without them.”

    Richard Roberts

  • End-to-end management

    “I am a landlord who lives overseas and one day my property manager informed me that my house had been completely destroyed in a fire. I could not imagine how difficult it would hav…”

    Andrew Dougill

We will help you get back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

Morgan Clark are authorised and regulated by the Financial Conduct Authority (FCA)

Find out what this protection means for you here.

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Professional Memberships & Accreditations

Being part of professional bodies means you can rest assured that Morgan Clark deeply values producing work to the highest standard. Click or tap any of the logos to learn more about that accreditation.