Professional help with your Insurance Claim

Morgan Clark, the UK’s leading firm of Loss Assessors

Authorised & Regulated by the Financial Conduct Authority

Reference number 309575

Proud sponsors of Fire Rugby Service England

We represent Homeowners, Business Owners and Landlords

Morgan Clark are the UK’s leading firm of Loss Assessors. We have helped thousands of policyholders manage insurance claims for residential or commercial properties damaged by fire, flood, burst pipes, or other disasters. 

With Loss Assessors based throughout England and Wales, we provide expert support wherever you’re located.

With Morgan Clark on your side, you can be confident that experienced professionals are guiding you through every stage of your insurance claim – helping you stay in control, return to your property as quickly as possible, and receive the full settlement you’re entitled to.

Contact us

Why choose us

Resolving your claim as quickly as possible

With a dedicated team led by your Morgan Clark Loss Assessor, we’ll drive the progression of your claim and oversee the restoration of your property with professional care.

Equal representation at every stage

Without Morgan Clark on your side, you will be negotiating with the Loss Adjuster alone. Would you consider going to court without a solicitor on your side?

A single point of contact

As our client, you will never have to go through a call centre. You will have the direct contact details of your Morgan Clark Loss Assessor and their assistant.

Helping you secure your full settlement

Drawing on extensive experience working with insurers and Loss Adjusters, Morgan Clark strives to secure clients the best possible settlement under their policy.

Keeping you in control

You choose the way your claim is managed – some people like to manage each step with their Loss Assessor, others prefer to let their Assessor take the reins completely – the choice is yours.

Support to ease the stress

Managing a claim can be incredibly demanding. Our experienced Loss Assessors provide practical support to help make the process easier, relieve the stress and allow you to focus on getting your life back on track.

We will help you get back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

Navigating claims – clients share their stories

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North Fire Claims

Blackburn House Fire Claim – How Morgan Clark Restored a Fire-Damaged Farmhouse

Jim and Jan talk about their experience when a thatched roof fire… read more

South Fire Claims

Expert Management of House Fire Insurance Claim in Devon by Morgan Clark

When Jane had an explosion at her home she had no idea… read more

Wales Flood Claims

Client’s Experience with Morgan Clark Handling His Flood Insurance Claim in Wales

Mr Lund discusses his flood insurance claim and the incredible recovery he… read more

Midlands Fire Claims

How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire

Ted and Wendy recall their experience when a firework caused a devastating… read more

South Fire Claims

Successful Resolution of Suffolk Home Fire Claim by Morgan Clark

When Rob and Catriona returned home from work to find their house… read more

North Fire Claims

Sheffield House Fire Claim – Morgan Clark’s Expert Claim Management

With little response from the insurance company, Mr Scruby appointed Morgan Clark to… read more

Midlands Flood Claims

How Morgan Clark Helped clients with Her Flood Insurance Claim in Derbyshire

Mrs O’Halloran felt she had to come back to Morgan Clark when… read more

North Business Interruption Claims

Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd

Following a major flood that destroyed vital stock and equipment Sharma turned… read more

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Can we help you with your claim?

Please complete these three basic steps so we can offer you advice based on the claim you are having to make and if it is something we are able to assist you further with.

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Popular Questions

What will my insurance company think if I appoint a Loss Assessor? faq plus icon to expand accordian

There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.

Doesn’t my insurance company manage my claim? faq plus icon to expand accordian

While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.

What’s the difference between a Loss Assessor and a Loss Adjuster? faq plus icon to expand accordian

Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.

How much does Morgan Clark charge? faq plus icon to expand accordian

In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.

What our customers are saying about us

  • End-to-end management

    “What an absolutely fabulous company, they took all the stress and hard work from us and sorted everything, what started as an horrific time for us having a major fire, was made so …”

    Joanne McVicar

  • Weight lifted

    “The service offered by Morgan-Clark from all who dealt with my claim was first class. I achieved a far greater sum as a result of having my claim professionally handled. In particu…”

    Mr Dan Cattell

  • Genuine care

    “Well done Morgan Clark and Matt Ralingson Matt Rawlinson was more than helpful in the middle of the claim I was diagnosed with Prostate Cancer and had to go through a regime of Rad…”

    Mr McCaffrey

  • Dependable support
    Fire Claim – Macclesfield

    “Overall the service from all those we dealt with in restoring this fire ridden property were highly professional and, at times, imaginative in how they sought to bring this propert…”

    Pat and Frank Wharton

  • Weight lifted

    “From first contact to the last contact with Martin & Sarah at Morgan Clarke it was professional yet friendly, they could not do enough. Every time they would keep me informed …”

    Mr Kevin Skelley

  • Exceeded expectations

    “First Class service!!!! Absolutely fantastic service from day 1. Nathan at the beginning helped advise me due to a house fire at the very beginning and his service was excellent. T…”

    Trustpilot Review

  • Dependable support

    “A very supportive and professional company, that is very effective and skilled at dealing and negotiating with Insurance Companies to get the best outcome from the policy on behalf…”

    Henry Raison

  • End-to-end management

    “Until I had a serious house fire in May 2019 I had no ideas that companies like Morgan Clark existed. But let me tell you when your world has fallen apart the last thing you need i…”

    Robert Hirst

  • End-to-end management

    “I was absolutely devastated to see my house destroyed due to a burst water pipe and was struggling to get a meaningful response from insurance company. That’s when my friend …”

    Manjusha Rathi

  • Dependable support
    Flood Claim – Devon

    “He made us aware of things we genuinely hadn’t thought of. Whatever was a problem for me Natalie really couldn’t have been more helpful.”

    M. Smith

  • Weight lifted

    “Well I can’t praise Natalie and David enough. We were in a dreadful situation and they made it quite plain sailing. Reassured me often and was always in touch, nothing too mu…”

    Margaret Smith

  • Dependable support
    Fire Claim – Swindon

    “Ryan was fantastic – he has an abundance of experience on both sides of the fence; client and insurer. I truly do not feel my claim would have been paid without his support &…”

    Colin Cox

  • Dependable support
    Fire Claim – Bingley

    “I was very impressed with the overall standard of service. I was having a very stressful time before the fire and was very grateful that I didn’t have to deal with the house …”

    Emma Clough

  • Genuine care

    “You navigated me through a horrible experience with patience and understanding If I hadn’t had your service I think I would still have a damp property as I certainly had no …”

    Annette Goldsmith

  • Genuine care

    “After a serious flood Morgan Clark were recommended, we met Dan Norris who was the most wonderful , kind and helpful person . I really do not know what I would have done without th…”

    Mrs Donovan

  • End-to-end management

    “They held our hand through the whole process, dealing with the insurers and appointing surveyors and builder, they were always available to answer any questions we had and deal wit…”

    Mr & Mrs Mclean – L.U.V property Ltd

  • End-to-end management
    Fire Claim – Hereford

    “Very Happy with the overall package from start to finish”

    Nigel Field

  • Dependable support
    Escape Of Water Claim – Middlesex

    “Gilbert’s whole approach, his knowledge from various perspectives across the insurance industry and his personable manner made him easy to deal with and very helpful througho…”

    L. Foulds

  • Genuine care

    ““Paul made the whole process so much easier than it would have been. He was friendly, patient and incredibly knowledgeable. Settlement exceeded my expectations””

    Kerry Davies

  • Dependable support
    Fire Claim – Middlesbrough

    “Impeccable standard of service by MC. The settlement, without doubt, would not have been achievable without MC. Very straightforward to deal with and available to answer question r…”

    John Hines

  • Dependable support
    Storm Claim – Cheltenham

    “David proved very helpful and was professional yet friendly at all times. It was David who took control of the situation and got things moving for us.”

    Susan Naydorf

  • Dependable support

    “We got in touch with Morgan Clark to assist us with our Business Interruption Claim as we were not getting anywhere with our insurance company. David Kelly who worked on our behalf…”

    Anne Storrar

  • Genuine care
    Escape Of Water Claim – Goosnargh

    “We received £35000 from water damaged in our kitchen, Pino claimed for things we wouldn’t even think of but he claims for everything which had been damaged down to a cup or towel…”

    Katy Hollinghurst

  • Genuine care

    “The level of service and customer care received from the dedicated team at Morgan Clark was second to none. Martin and Pino pulled out all the stops to make sure that the settlemen…”

    J Roberts

  • Dependable support

    “Extremely professional and helpful .A credit to your company.
    I was kept very well informed.”

    “Settlement exceeded my expectations.”

    Fire Claim, Plymouth

  • End-to-end management

    “Professional from start to finish. Kept us informed throughout and dealt with all queries promptly. Dealt with all aspects of the major project taking some of the stress from us; i…”

    Nicola

  • Weight lifted
    Flood Claim – Chesterfield

    “I cannot fault the overall standard of service that i received. Everyone played their part to ensure the restoration of my property and in the process help to reduce my stress leve…”

    S. Jackson

  • End-to-end management

    “From start to finish my entire experience with Morgan Clark was extremely positive on all levels. I found Martin Chapman who helped guide me through the claim to be conscientiou…”

    Michael Button

  • End-to-end management

    “A professional and personable experience. Information was forthcoming. Results were excellent.”

    Mike

  • Dependable support
    Fire Claim – Norfolk

    “From the first meeting with Daniel, the meeting with Gilbert and the help that Denise was always ready with, we could not find fault with the service we have received. Settlement e…”

    Mr & Mrs Gibbons

  • Dependable support
    Fire Claim – Beverley

    “There is nothing to improve, 5 stars in all areas. Settlement exceeded my expectations.”

    Bryoni Butler

  • Weight lifted

    “Morgan Clark were able to offer us assistance and assurance during a very difficult time when a tenant suffered major fire damage. It soon became apparent that without a “pro…”

    Sm

  • Dependable support
    Fire Claim – Worcester

    “From what was the worst day of my life where I list pretty much every thing I now have a beautiful home better than original and all contents replaced still leaving a little over f…”

    Stephen Wood

  • Dependable support
    Escape Of Water Claim – Basildon

    “Great service, very helpful and efficient. Settlement exceeded my expectations”

    Victoria Morgan

  • Dependable support

    “Morgan and Clark were a very professional ,helpful, and knowledgeable they took all the stress of our claim away and exceeded our expections in all aspects. I would highly recommen…”

    Phillip Gentle

  • Dependable support

    “Morgan Clark provide an excellent professional service and i would not hesitate to recommend them to family and friends.”

    Mr Stephen Jackson

  • Genuine care
    Fire Claim – Nefyn

    “The ordinary person on the street does not know about the role of a loss assessor. Once he had explained, and we digested the situation over night, we welcomed his assistance. We…”

    Pam Heath

  • Dependable support

    “They were fantastic from the start. This was our first claim ever and although we’d been advised by friends to use a private loss adjuster we hadn’t been interested as …”

    Antonia Macintyre

  • Dependable support

    “We were extremely pleased with the standard of service we received, particularly from our contact, Paul Taylor, who worked very hard on our behalf after our fire last year to liais…”

    Debbie Howe

  • Dependable support

    “Impact damage
    Very good overall service, professional, easy to contact, knowledgeable and helpful”

    Tom Rishton

We will help you get back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

Morgan Clark are authorised and regulated by the Financial Conduct Authority (FCA)

Find out what this protection means for you here.

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Professional Memberships & Accreditations

Being part of professional bodies means you can rest assured that Morgan Clark deeply values producing work to the highest standard. Click or tap any of the logos to learn more about that accreditation.