Professional help with your Insurance Claim

Morgan Clark, the UK’s leading firm of Loss Assessors

Authorised & Regulated by the Financial Conduct Authority

Reference number 309575

Proud sponsors of Fire Rugby Service England

We represent Homeowners, Business Owners and Landlords

Morgan Clark are the UK’s leading firm of Loss Assessors. We have helped thousands of policyholders manage insurance claims for residential or commercial properties damaged by fire, flood, burst pipes, or other disasters. 

With Loss Assessors based throughout England and Wales, we provide expert support wherever you’re located.

With Morgan Clark on your side, you can be confident that experienced professionals are guiding you through every stage of your insurance claim – helping you stay in control, return to your property as quickly as possible, and receive the full settlement you’re entitled to.

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Why choose us

Resolving your claim as quickly as possible

With a dedicated team led by your Morgan Clark Loss Assessor, we’ll drive the progression of your claim and oversee the restoration of your property with professional care.

Equal representation at every stage

Without Morgan Clark on your side, you will be negotiating with the Loss Adjuster alone. Would you consider going to court without a solicitor on your side?

A single point of contact

As our client, you will never have to go through a call centre. You will have the direct contact details of your Morgan Clark Loss Assessor and their assistant.

Helping you secure your full settlement

Drawing on extensive experience working with insurers and Loss Adjusters, Morgan Clark strives to secure clients the best possible settlement under their policy.

Keeping you in control

You choose the way your claim is managed – some people like to manage each step with their Loss Assessor, others prefer to let their Assessor take the reins completely – the choice is yours.

Support to ease the stress

Managing a claim can be incredibly demanding. Our experienced Loss Assessors provide practical support to help make the process easier, relieve the stress and allow you to focus on getting your life back on track.

We will help you get back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

Navigating claims – clients share their stories

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North Fire Claims

Blackburn House Fire Claim – How Morgan Clark Restored a Fire-Damaged Farmhouse

Jim and Jan talk about their experience when a thatched roof fire… read more

South Fire Claims

Expert Management of House Fire Insurance Claim in Devon by Morgan Clark

When Jane had an explosion at her home she had no idea… read more

Wales Flood Claims

Client’s Experience with Morgan Clark Handling His Flood Insurance Claim in Wales

Mr Lund discusses his flood insurance claim and the incredible recovery he… read more

Midlands Fire Claims

How Morgan Clark Assisted with clients Fire Insurance Claim in Derbyshire

Ted and Wendy recall their experience when a firework caused a devastating… read more

South Fire Claims

Successful Resolution of Suffolk Home Fire Claim by Morgan Clark

When Rob and Catriona returned home from work to find their house… read more

North Fire Claims

Sheffield House Fire Claim – Morgan Clark’s Expert Claim Management

With little response from the insurance company, Mr Scruby appointed Morgan Clark to… read more

Midlands Flood Claims

How Morgan Clark Helped clients with Her Flood Insurance Claim in Derbyshire

Mrs O’Halloran felt she had to come back to Morgan Clark when… read more

North Business Interruption Claims

Flood Claim Management – How Morgan Clark Helped Restore Stoneworld Ltd

Following a major flood that destroyed vital stock and equipment Sharma turned… read more

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Can we help you with your claim?

Please complete these three basic steps so we can offer you advice based on the claim you are having to make and if it is something we are able to assist you further with.

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Popular Questions

There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.

While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.

Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.

In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.

What our customers are saying about us

Dependable support
Fire Claim – Blackburn

“There is nothing I would ask you to change… the staff at Morgan Clark especially Pino have been extremely professional.”

Bilal Yusuf

Dependable support
Fire Claim – Beverley

“There is nothing to improve, 5 stars in all areas. Settlement exceeded my expectations.”

Bryoni Butler

End-to-end management

“Last November we had a house fire, in the loft, while we were home. It was devastating. The next morning, we went to view the house, the damage, clear up the debris from the street…”

Bryoni Butler

End-to-end management

“From start to finish my entire experience with Morgan Clark was extremely positive on all levels. I found Martin Chapman who helped guide me through the claim to be conscientiou…”

Michael Button

Dependable support
Escape Of Water Claim – London

“Quick to respond, provided references, not a hard sell (which I wouldn’t have wanted when I was feeling particularly vulnerable about the damage). Methodically took me through pro…”

E. Watts

End-to-end management

“Morgan Clark dealt with every aspect of our insurance claim right from the very start. I am so thankful that the day after we were flooded, a representative from Morgan Clark was t…”

Miss Tracey Lord-Braddock

End-to-end management
Business Interruption Claim – Hastings

“Great, honest advice throughout. Settlement exceeded my expectations”

S. Fitchett

Dependable support

“This is the first time I use Morgan Clark and I found them very professional especially David Kelly and Sara Logan who kept me informed and up to date with my claim despite the loc…”

Bassam Juma

Dependable support

“We were flooded on Sunday 9th Feb 2020 due to Storm Ciara. We contacted Morgan Clark to act for us with our claim. In spite of lockdown due to Covid-19 they dealt with the claim ve…”

Vivien Cowgill

Dependable support

“Morgan Clark provide an excellent professional service and i would not hesitate to recommend them to family and friends.”

Mr Stephen Jackson

End-to-end management

“While on holiday i hand a water leak in the loft which totally devastated my house from top to bottom. Obviously the size of the claim was quite substantial and the rebuild would b…”

Ian G

End-to-end management
Fire Claim – Bristol

“I only rent out one house to tenants who unfortunately caused a house fire and substancial damage to the upstairs of the property. This was a stressful time as I had no idea of how…”

Dom Pickett

Dependable support

“When I got the news that a house I was letting had a serious fire that made it uninhabitable I was full of dread about how I would cope with whatever was to come, before I had it b…”

Catherine Fryett

Dependable support

“Good contact and friendly service”

Ian Hall

Dependable support
Fire Claim – Manchester

“Thank you Morgan Clark for everything that you have done for me. I would without any hesitation contact you again if needs be and recommend your services to anyone that needs them….”

S. Habib

Dependable support

“Both myself and my partner have been supported by Martin Chapman after a recent house fire. Martin and his secretary Sarah dealt directly with our insurance company to ensure the w…”

Vicki

Dependable support

“After a burst pipe/escape of water in 2016 and having problems with the Loss Adjusters for the insurance company, an internet search brought me across Morgan Clark. From the very …”

Louise Tyler

End-to-end management

“Excellent service and and up to date information with the progress from start to finish. Special thanks to Martin Chapman, Sara Lohan .. Paul Read and Nathan Robertson for their …”

Eddie Masterson

Dependable support
Escape Of Water Claim – Cardiff

“I’m very satisfied with the service received from Morgan Clark. David reminded of and helped me with council tax exemption, which prevented me from more loss. Excellent commu…”

X. Sun

End-to-end management
Fire Claim – Hull

“Very pleased with the service, especially having had fire damage during these stressful times of travel restrictions. It was evident throughout that they were working on my behalf …”

N. Thakar

Genuine care
Fire Claim – Dewsbury

“Having never been through anything like this before it was re-assuring to know Pino was there to take the weight and liaise with my insurance company on my behalf. Great service wh…”

Victoria Gray

Dependable support

“Very helpful kept us in touch all times easy to speak to Martin Chapman top man”

Mr & Mrs Robinson (Brian & Pamela)

Weight lifted

“Exemplary service, no wonder you’re a market leading company. Martin took charge of all matters lifting the burden off my shoulders when I had recently lost my mother. Both Marti…”

Fire Claim, Grimsby

Dependable support
Fire Claim – Worcester

“From what was the worst day of my life where I list pretty much every thing I now have a beautiful home better than original and all contents replaced still leaving a little over f…”

Stephen Wood

Dependable support
Fire Claim – Herefordshire

“We are just so grateful for your involvement and help. The loss adjusting firm were an awful company to deal with so it was not an easy job for Paul. We certainly couldn’t have d…”

Nicola Addis

End-to-end management

“We had a fire at our house. Morgan Clark acted as a loss adjuster on our behalf with our insurance company. This made what was a very stressful situation much less so. They helped …”

Molly Soe

End-to-end management
Fire Claim – Hinckley

“The standard of service excellent throughout especialy the the valuation of the contents. Settlement exceeded my expectations.”

Fran Snell

Dependable support
Fire Claim – Ashbourne

“I have been very pleased with the standards of care and professionalism from Martin Chapman of Morgan Clark. Settlement exceeded my expectations”

Kieran Phelan

End-to-end management
Fire Claim – Sheffield

“Martin was great throughout the process. We didnt really know where to start and Martin just took all the stress out of the process. He explained things well. His experience having…”

F. Parkinson

Dependable support

“We where very grateful for the expert advice and service we received form David and Natalie for what was a complicated and protracted claim with unhelpful Sedgwick loss accessors.”

Stephen Edwards

Weight lifted
Fire Claim – Ombersley

“With the added stress of Covid and restrictions I felt the claim was dealt with as swiftly as was possible. Never wanting to have a large accidental clam again, ever, I would use M…”

A. Parker

Genuine care
Fire Claim – Bristol

“He was sympathetic and excellent… we are so grateful that he came to see us. We felt we had someone on our side. Very confident with the whole service. Settlement exceeded my…”

Paul Uttley

Dependable support

“We got in touch with Morgan Clark to assist us with our Business Interruption Claim as we were not getting anywhere with our insurance company. David Kelly who worked on our behalf…”

Anne Storrar

Dependable support
Fire Claim – Middlesex

“As you are no doubt aware, having a house fire is a very stressful and traumatic event. From that point onwards I would have been somwhat at a loss as to how to proceed. I am thus …”

Ms M. Soe

Dependable support
Explosion Claim – Portsmouth

“Such a professional standard of service they made everything so much easier by taking over all of the hard complicated stuff and making us feel that we where the customers not the …”

M. McCormick

Genuine care
Escape Of Water Claim – Goosnargh

“We received £35000 from water damaged in our kitchen, Pino claimed for things we wouldn’t even think of but he claims for everything which had been damaged down to a cup or towel…”

Katy Hollinghurst

Dependable support
Fire Claim – Coalville

“Overall could not fault anything… so well planned. Settlement exceeded my expectations.”

Mr & Mrs Robinson

Dependable support
Escape Of Water Claim – Essex

“I cannot overstate how fantastic Dan Norris has been in dealing with our claims. I would highly recommend Dan Norris and Morgan Clark to anyone going through an insurance claim. Da…”

D. Vora

End-to-end management
Fire Claim – Leeds

“This process is very nerve wracking at the beginning . Morgan Clark once involved removed all the hassle . All parties involved have been superb from start to finish.”

Richard Robinson

Dependable support
Fire Claim – Ripley, Derbyshire

“Martin Chapman was excellent – regular contact by phone”

Simon Phillips

We will help you get back into your property as quickly as possible, working to secure the best settlement under the terms of your policy

Morgan Clark are authorised and regulated by the Financial Conduct Authority (FCA)

Find out what this protection means for you here.

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Professional Memberships & Accreditations

Being part of professional bodies means you can rest assured that Morgan Clark deeply values producing work to the highest standard. Click or tap any of the logos to learn more about that accreditation.