A UK insurer has issued a warning to landlords to review their insurance policies to ensure they have adequate cover for subsidence.

According to the Royal Institute of Chartered Surveyors, there are more than 30,000 subsidence insurance claims in the UK each year, with a significant percentage of the country’s 25 million homes at risk. This is particularly acute for landlords as they own a disproportionately large percentage of older houses. And as they don’t live in the property, they are less likely to notice the tell-tale signs of ground movement until the situation has become serious.

Endsleigh Insurance has advised landlords to check that their buildings insurance provides adequate cover in the event of ground movement and the subsequent damage to buildings. They also suggest that they limit or prevent damage by the professional removal or pruning of trees, the repairing of damaged drains, localised repairs to brickwork, and underpinning the property.

Morgan Clark offers a specialist service to help anyone making a subsidence insurance claim: in particular, we can ensure you get it resolved as quickly as possible to limit the time your property remains devalued.