Third party insurance claims
If your home has been damaged or you’ve suffered losses as a result of a third party’s negligence (perhaps a neighbour, a contractor, an architect, a surveyor, etc), then you may be able to make a third party insurance claim. Whatever the incident – for example fire, escape of water or impact damage – this can be a difficult and stressful process.
Morgan Clark’s experienced team of loss assessors have worked successfully with clients on a wide range of third party claims. We will take over your claim and ensure you receive a full settlement to cover the damage or loss you have suffered.
Depending on the severity of your loss, our services can include:
- dealing direct with the third party’s insurer and their loss adjuster on your behalf.
- attending all meetings, responding to all letters and handling all telephone calls with the insurer, loss adjuster, surveyor and contractors.
- bringing in, if required, experienced independent surveyors, engineers and contractors who will work in your best interests.
- preparing your claim.
- overseeing the surveyor during the preparation of the scope of works and specification, to ensure your interests are protected at all times during this process.
- negotiating the settlement you deserve.
Your third party claim could be for a number of reasons: for uninsured losses such as excess payments, for under-insurance, or for the total loss if you weren’t insured or if your own insurer has refused to pay your claim. Whatever the reason, Morgan Clark’s team of professional claims handlers will help and support you throughout this difficult claims process.
We will manage your claim from start to finish, deal with all other parties, work to prove liability, protect your interests at all times and ensure you receive the payment you deserve.
Help with your third party insurance claim
Whatever stage you have reached in your third party insurance claim, we can help. Call Morgan Clark now on 0800 0975156 or complete our online enquiry form to arrange a no-obligation consultation.
“We had absolutely no idea about what we could and couldn’t claim. Morgan Clark more than justified their fees by ensuring we claimed for everything we were entitled to. But more than that, they took the strain away from me completely.”
Mr and Mrs Rawlinson, London
