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Professional Memberships

Morgan Clark Ltd are authorised and regulated by the Financial Services Authority.

Flood and water damage insurance claims

Water damage in your home – whether from a flood or an escape of water – is extremely upsetting and can cause considerable damage. You have to contend with damage to your property and disruption to your life – and there may also be health and safety concerns.

On top of this you face the stress of dealing with your insurer and their loss adjuster, and you’ll have to prepare and negotiate a complicated insurance claim. This is where Morgan Clark can help.

Our team of experienced loss assessors take away the stress of dealing with your insurer, so you can focus on getting your life back on track. They will work on your behalf, giving you the advice, information and support you need, and responding to your questions.

Morgan Clark is a firm of professional loss assessors specialising in flood and water damage insurance claims. We carry out immediate emergency measures to prevent further damage; we make sure your home is re-instated properly; and we ensure you receive your full entitlement under the terms of your insurance policy and that nothing is missed.

Help with your flood damage and water damage insurance claim

We can step in immediately to supervise the initial drying and sanitisation. Drying out a flooded property is a specialist operation and, if it isn’t carried out properly, you could be faced with severe wet and dry rot problems in the future.

Our experienced team of claims handlers will work with you throughout the claims process, answering your questions and providing advice, information and support along the way. We will:

  • help to find appropriate temporary accommodation for you and your family while the repairs are carried out, and arrange emergency funding to support you during this difficult time.
  • bring in experts to assess the full extent of the damage.
  • compile your insurance claim for buildings, contents and alternative accommodation, ensuring everything you’re entitled to is covered.
  • deal with your insurance company and their loss adjuster, taking all calls, answering all letters and attending all meetings on your behalf.
  • negotiate the type of settlement you want: reinstatement, cash or diminution (loss of value).
  • help you choose independent surveyors and contractors who will work in your best interests to restore your property.
  • give you control over the refurbishment work, as well as the style and standard of fixtures and fittings, and look at any alterations you may like to incorporate while the building works are being carried out, to give you the home you deserve.

Morgan Clark can help at whatever stage you are in the claims process: it’s never too late. Whether you have just started the claim, or if you are experiencing problems with the claim or the settlement, we can take over.

Call now on 0800 0975156 or complete our online enquiry form to arrange a no-obligation consultation.

To find out how we’ve helped other people after a flood or escape of water in their home, click on one of the case studies on the right of this page.