Domestic fire insurance claims
A fire in your home is traumatic and can have a devastating impact. While you’re trying to sort out your life in the aftermath of the fire, you have the additional burden of dealing with your insurer and their loss adjuster. You’ll then face the task of preparing and negotiating a complicated fire insurance claim.

This is where Morgan Clark’s team of specialist residential loss assessors can help: we’ll take the burden and stress away from your fire claim and give you the advice you need. By using Morgan Clark’s claim management service, you’ll have the time and energy to concentrate on organising your life at this difficult time until your home is restored.
Making a fire insurance claim
Morgan Clark will work on your behalf to ensure you receive the full settlement you are due under the terms of your insurance policy, and that your property is restored to the best possible standards. And we’ll ensure your family is quickly, safely and appropriately housed while the fire damage is repaired.

Morgan Clark will guide you through the entire claims process, answering your questions, providing you with all the information you need and handling everything on your behalf. We will:
- arrange suitable alternative accommodation to get your family re-housed quickly.
- supervise emergency works to protect your home.
- uncover the full extent of damage to your property, including smoke, fire and water damage, so nothing remains hidden, storing up problems for the future.
- compile your buildings, contents and alternative accommodation claims to ensure you receive everything you’re entitled to.
- deal with your insurance company and their loss adjuster, respond to all telephone calls and letters, and attend all meetings.
- negotiate the type of settlement you want: reinstatement, cash or diminution.
- help you choose specialist independent surveyors and re-instatement contractors who will restore your house in the way you want.
- oversee the surveyor during the preparation of the scope of works and specification, to ensure your interests are protected at all times and that nothing is missed out during this process.
- give you control over the style and standard of fixtures and fittings, to give you the home you deserve.
Help with your fire damage insurance claim
It’s never too late to call in Morgan Clark. We can help in the immediate aftermath of the fire. Alternatively, if it’s some weeks since the claim and you are experiencing problems, or if you are unhappy with the proposed settlement, we can step in and take over the negotiations.
Call now on 0800 0975156 or complete our online enquiry form to arrange a no-obligation consultation with one of our experienced claims handlers.
To find out how we’ve helped other people who have had a fire in their home, click on one of the case studies on the right of this page.

“Having Morgan Clark on our side meant that, every step of the way, we could have peace of mind. They made me think about the long-term picture and calmed me down. And if I hadn’t had them working for us, I would always have wondered if I had achieved the best results.”
Mr and Mrs Lucas, Surrey
Case Studies (pdf format):
- Kitchen fire in Hammersmith - £100,000+ buildings and contents claim
- Fire in Ormskirk, Lancs - £30,000 claim
- Fire in three-bedroomed house in Surrey: £199,000 insurance settlement
- Gas explosion in Derbyshire - £85,000 claim
- Severe fire and smoke damage to a five-bedroomed house in Berkshire
- Annexe fire in Notts - £85,000 claim
- Accidental fire in Preston house - £16,000 claim
- Thatched cottage fire: £528,000 insurance settlement
- Kitchen fire in Manchester - £35,000 claim
- Thatched cottage fire: £229,000 insurance settlement
- Extensive fire damage to a two-bedroom semi-detached house in Buckinghamshire
- Fire destroyed garage and motorcycle workshop: £44,000 settlement for rebuilding to modern standards

