Morgan Clark Loss Assessors have been managing flood claims on behalf of landlords since 1999
With Morgan Clark on your side, you will be assigned an experienced Loss Assessor and dedicated team of insurance specialists who will oversee contractors and negotiate with your insurer to speed up the insurance claim process allowing you to re-let your property sooner.
Should you decide to manage the claim yourself, the value in your property could be at risk during reinstatement. By appointing Morgan Clark, you will have peace of mind knowing we are looking after the value in your asset throughout.
Your Loss Assessor’s management style will be guided by you; we offer anything from ‘armchair assistance’ where every element of your claim is managed by your Assessor who will keep you up to date with progress, through to working with you day-to-day to manage the claim together.
How we will help you with your flood insurance claim…
Our aim is to reduce the time our clients have to spend on their insurance claim. As you will have your Loss Assessor’s direct contact details, they will be your single point of contact throughout the claims process and you will no longer have to go through your insurance company’s call centre.
There will be many time-consuming elements to your insurance claim, with Morgan Clark on your side you can rely on your Assessor to…
Arrange emergency works as quickly as possible to secure your property and prevent any further damage
Ensure the full extent of damage is uncovered to safeguard the value of your property
Handle all negotiations with your insurer protecting your best interests
Restore your property quickly and efficiently to enable you to re-let sooner
We will help you get your tenants back into their property as quickly as possible, ensuring you receive the full settlement you’re entitled to
Find out how we helped David, a landlord from Conwy, when he had a flood, here’s what they said about the experience.
Mr Lund discusses his flood insurance claim and the incredible recovery he made with Morgan Clark on his side. The flooding was caused by a culvert becoming blocked
There is no reason why your insurance company or Loss Adjuster should discourage you from appointing your own Loss Assessor. If your Loss Adjuster is trying to dissuade you from using our services, you should question why they are against the idea of you being equally represented. After all, a Loss Assessor can only help a policyholder claim for what is legally within their insurance contract. Click here to read more about Loss Adjusters.
While many insurance companies will support you in the initial weeks of your claim, their only responsibility is to ensure costs are covered to restore your property and replace damaged contents, stock, machinery etc. (if applicable). As your claim progresses, you will be left with the most stressful and time consuming day-to-day elements to organise and oversee alone if you do not appoint a Loss Assessor.
Loss Assessors and Loss Adjusters are both insurance claim professionals, but there is one key difference in their role during the insurance claim process; a Loss Assessor is appointed by and works exclusively for the policyholder, while a Loss Adjuster is appointed and paid by the insurance company. Loss Adjusters are expected to remain independent. Read more about the difference between Loss Assessors and Loss Adjusters here.
In the majority of cases we are able to represent our clients without charging a fee at all. Read how we are able to offer our services free of charge by clicking here.
I can’t recommend Morgan Clark enough
I can’t recommend Morgan Clark enough . I was in total despair when my insurance company initially declined our genuine …
Trusted Customer – November 24, 2021
Excellent would recommend to anyone
After a serious flood Morgan Clark were recommended, we met Dan Norris who was the most wonderful , kind and helpful …
Mrs Donovan – February 10, 2022
Outstanding service
Expert advice which ensured our claim was settled legitimately and comprehensively
Trusted Customer – February 10, 2022
Very professional frist time I’ve clamed and did all the work for us
Mr & Mrs Howard – February 10, 2022
Exceptional service from start to finish
From start to completion Morgan Clark have been exceptional. They took away the stresses of dealing with insurers and with …
Trusted Customer – May 17, 2022
So helpful keeping good contacts when you needed
Very helpful kept us in touch all times easy to speak to Martin Chapman top man
Trusted Customer – August 9, 2022
Absolutely fab company
What an absolutely fabulous company, they took all the stress and hard work from us and sorted everything, what started …
Joanne McVicar – August 18, 2022
Extremely professional and considerate
From the very onset of their involvement , Sunny and then Ryan Field took on our case and their handling of …
Trusted Customer – September 1, 2022
Vital in getting the insurer to accept the liability …
“Morgan Clark understood the policy wording on our landlord insurance policy which has been vital in getting the insurer to …
Mr Seedat
Never have I come across a team of people who exceeded my expectations…
“I have worked as a professional all my life. Never have I come across a team of people who exceeded …
Mr Rabinowitz
You took all the worry away from us …
“We were in a very bad place following the fire when we contacted you after a random internet search. You …
Ms Brandon
We could not have done this without you …
“Exemplary! There was no occasion when we did not feel fully informed about the progress of our claim and the …
Mr & Mrs Biggs
Outstanding customer service and experienced staff …
“Extremely high standard of service. Extremely professional, both representatives that dealt with the case, Nathan Robertson and Ryan Field, gave …
Mr Asif
Alan was very helpful, friendly and extremely informative …
“Alan was very helpful, friendly and extremely informative. He guided us through the initial process of making a claim after …
Ms Wilson
You did it all for us and we can’t thank you enough …
“We have found you extremely easy to deal with and to be honest you made the process very easy for …
Ms Hall
We have recommended your company and would do again …
“Paul was very helpful and explained all the options and kept us updated taking a lot of stress and time-consuming …
Mr Boylan
Reassuring advice throughout …
“All parties involved at the site meetings were so helpful and absolutely professional in organising the repair of our house …
Mr & Mrs Mc Ginness
Reassuring advice throughout …
“Due to the poor experience with the loss adjuster we never thought that we would have our house returned to …
Mr Nazir
We can’t thank you all enough…
“I was constantly kept informed by email, text and phone whenever there was a new development concerning the insurance company, …
Mr & Mrs Badder
An outstanding service…
“This is the second time we have used your service. What you offer is an outstanding service at a time …
Mr Lund
I know I would not have coped without them…
‘My team’ as I have grown to call them, have supported us through some challenging times, all with 100% professionalism, and …
Mrs Hampshire
Highly supportive and we cannot recommend them enough…
Our high level of satisfaction with Morgan Clark comprised of many fundamental components including communication, teamwork and collaboration …
Dr Baqar & Mrs Ali
We are authorised & regulated by the Financial Conduct Authority (FCA)
This means our clients are protected. You can trust the professionals managing your claim as we are regulated to the FCA’s strict standards and codes of conduct.
As the industry leader, Morgan Clark sets the bar when it comes to standards. We are also proud to support a number of charities both in the UK and overseas.