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We have two fee options for landlords to choose from:

Option 1
Free to policyholders

As the property owner you choose how you settle your claim – and who carries out the reinstatement.

The Surveyor and Builders who repair your property will be paid by your insurance company as part of your claim.

If you appoint Morgan Clark Loss Assessors and choose to engage the services of the Chartered Surveyor and Builders we introduce, we will be able to work for you free of charge as we are paid a management fee by the Surveyor and Builders for running the network.

If you choose to instruct the team we introduce, you will be assigned your own dedicated:

  • Loss Assessor
  • Chartered Surveyor
  • Builder

And you will not have to pay for any of our services.

Option 2
Small % of the claim value

If you choose to appoint your own builder or would prefer a cash settlement, you are still eligible to use a Morgan Clark Loss Assessor.

We can work alongside your builder to ensure everything runs smoothly and you are able to re-let your property as soon as possible.

All Morgan Clark Loss Assessors have the essential experience, having worked on behalf of landlord policyholders for many years, to maximise the settlement figure of your claim by ensuring that all necessary works are included.

You’ll still be assigned your own dedicated:

  • Loss Assessor
  • Chartered Surveyor

In this case, the fee we charge will be a small percentage of the value of your claim. We always expect our fees to be more than offset by the increase in settlement we achieve for our clients.

"It is common for a Loss Assessor to secure a 20 - 30% increase on an Insurance Company's settlement offer."

Financial Mail

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  • How does the insurance claim process work?

    In most cases, a significant insurance claim will be a once in a lifetime experience and people tend to look for reassurance about what to expect over the coming months. To be fully prepared for what lies ahead, we would always recommend speaking to an industry expert. This page has be written to give policyholders a general understanding of the insurance claim process.

    How long will it take to get back into my property?

    We have found this to be a common concern and one that most policyholders struggle to get answered by their Loss Adjuster. Industry experts at Morgan Clark can determine a good approximate timeframe by talking through the basic details of your claim.

    Will I annoy my insurer by using Morgan Clark?

    If your insurer is trying to dissuade you from using Morgan Clark, you should question why they are against the idea of you being equally represented. A Loss Assessor can only help a policyholder claim for what is legally within their insurance contract - is their reticence based on them looking to settle your claim as cheaply as possible?

    How much will Morgan Clark charge?

    Our services are free to clients who use the services of the surveyors and builders we introduce them to. These professionals will be paid by your insurer as part of your claim, and in turn, pay us a management fee for running the whole project.
    Your claim is in good hands
    We're fully regulated by the FCA and have been in business since 1999