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Commercial flood claims

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Water damage at your business – whether it’s from a flood or an escape of water – is highly disruptive and can threaten the survival of the company. You don’t just have to deal with the damage to your premises: you also need to get your business up and running again as quickly as possible, fulfil existing orders and work to retain customers.

At the same time, you face a complicated insurance claim. This is where Morgan Clark can help.

We are professional loss assessors who specialise in commercial insurance claims following a flood or an escape of water. Our team of expert claims handlers understand the problems you face. With their advice and guidance, you will receive the settlement you deserve under the terms of your insurance policy.

Help with your commercial flood damage or water damage insurance claim

As part of our professional claims management service , we will:

  •  negotiate interim payments to maintain cash flow and cover emergency costs, such as re-stocking, replacement plant and computers, and staff wages.
  • find alternative offices, warehouse or factory.
  • find temporary storage, equipment or vehicles.
  • manage emergency works.
  • assess damage and loss, and compile your insurance claim, covering fixtures and fittings, buildings, contents, stock and tenant’s improvements as appropriate.
  • calculate accurately your business interruption claim, including loss of profits and increased cost of working, using our expert forensic and consequential loss accountants.
  • deal with the insurance company and all their professionals on your behalf: their loss adjuster, investigator, surveyor, contractors, solicitors, etc.
  • oversee the building re-instatement works.

In short, we take the pressure off you and your management team so you can focus on the future of your business.

When should I contact Morgan Clark?

Morgan Clark can provide assistance at any stage. We can help in the immediate aftermath of the incident or some weeks after if you are experiencing problems. But the sooner we get involved the more we can achieve for you.

Whatever your business, and wherever you are in the claims process, we can help. However the sooner you get us involved, the sooner we can start making things happen to ensure you receive the maximum settlement you are entitled to.

”Using your company has been a revelation. I feel anyone you contact should use your services. If you ever have any client in two minds, you have my permission to get them to ring me for a reference.”

Mr Bayagbona

”I wouldn’t hesitate to recommend Morgan Clark as they helped me through the minefield of dealing with the insurance adjuster and all the problems that that entailed, and trust me there were some. It’s good to know someone is on your side.”

Nicola Jackson

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“Insurers won’t make any payments until liability is accepted. That’s why we always aim to have a claim prepared and ready for submission as soon as this happens to ensure no time is lost.”

Pino Musso
Regional Manager

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“Morgan Clark came in, took it over, and told us what we could and couldn’t do. That is exactly what you need when you face something like this.”

Mr Booth, Lancashire

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