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Commercial Loss Assessors

Experienced insurance professionals manage your claim to enable you to run your business

We will:

  • Review your policy warrantees and their interpretation in relation to your claim

  • Assess how best to apply the cover available

  • Advise you on your options regarding temporary facilities, staff, suppliers and customers

  • Prepare your claim and negotiate with your insurer’s loss adjuster while you concentrate on running your business

  • Ensure you have a choice as to how you want your claim settled

  • Make sure you receive the maximum settlement you are entitled to under the terms of your policy

Your Loss Assessor and team of experienced professionals will keep you in control of your insurance claim. Your team will include, but will not be restricted to, a Chartered Surveyor, Business Interruption Specialist and experienced Commercial Contractors.

Commercial Loss Assessor
Commercial Chartered Surveyor
Business Interruption Specialist
Experienced Commercial Contractors

The Claim Maker Team service is unique in the insurance claim industry. Call us for a more detailed explanation of the difference having a team of insurance claim experts on your side will make.

Speak to an expert today with no obligation

Freephone 01978228646Mobile alternate: 0333414274903334142749

How much should you expect to pay for our services?


The fees we charge to negotiate a commercial claim depend on many factors, we always expect to more than offset our fees…


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Do you need more information about Business Interruption?


We can not emphasise enough the difference having an experienced business interruption professional on your side can make…


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Who are Morgan Clark Loss Assessors?


Morgan Clark has been managing insurance claims since we were established in 1999. Our success has steadily built the strongest team in the industry…


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People we've helped with fire insurance claims

The insurance company didn’t want to pay for our loss of business. Morgan Clark wouldn’t accept this, took our case to a very senior level and got the decision reversed so that we were paid in full.”

If Morgan Clark had not been on board, we would not be here now. They took over everything, which allowed us to get on with managing the recovery of the business. The real difference was they knew the rules of the game.”

People we've helped with flood insurance claims

Morgan Clark handled everything, from the initial crisis through to emergency funding and compiling the extensive claim, on to the eventual reinstatement of the building and the premises, providing vital support every step of the way.”

“We were devoting valuable management time to the claim which was starting to have a major effect on the business. Morgan Clark took over the whole process and successfully negotiated a far higher settlement.

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What is a Loss Assessor?

A loss assessor, sometimes known as a public loss adjuster, works on behalf of you – the policyholder – to ensure your insurance claim runs smoothly and that you receive the full insurance settlement you are due following a fire, flood, or other disaster at your home or business.

Loss assessors are employed by you to protect your interests; they will liaise with your insurer and all other parties on your behalf, including brokers, surveyors, contractors, solicitors and loss adjusters. As the home or business owner, you decide how much control over the daily process you retain. Your loss assessor will work with you however you feel most comfortable.

Some clients like to take full control, while their assessor keeps them informed at every stage, others prefer to work together in partnership with their assessor throughout the entire claims process.

When it comes to collecting their fee, all loss assessors operate differently. Morgan Clark is able to provide services free of charge to the policyholder, as all claim management fees are collected directly from the network of contractors we introduce, and not the client or the insurance company.

In contrast to a loss assessor, a loss adjuster is appointed by the insurance company and their fees are paid directly by the insurer. Many claimants decide to work with a loss assessor as they do not feel confident their loss adjuster can be truly impartial when adjusting their claim. More information about the roles of the loss adjuster and loss assessor can be found here. Ultimately, loss assessors are here to help you, so by engaging the services of a proven company, you’ll save time, money, and a lot of unnecessary stress.

Voice of the Industry

We have been consulted for expert opinion by many branches of the media in the UK.

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Your local Morgan Clark office

With regional offices throughout England and Wales, one of our expert teams are always within easy reach to help you make your insurance claim.


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