Third party business insurance claims

If your business has suffered losses or sustained damage as a result of a third party’s negligence (perhaps a neighbouring business, actions of a contractor, surveyor, architect, etc), you could make a third party insurance claim. Whatever type of incident has caused the problem – for example fire, escape of water or impact damage – Morgan Clark can take away the burden of your insurance claim so you can focus on safeguarding the future of your business.

Your insurance claim may encompass more than damage to your premises and contents: there is also the impact on the running of your business. Morgan Clark is a firm of professional loss assessors who specialise in commercial claims. Our team of expert claims handlers understand the problems you face, particularly when you have to claim against a third party. With their advice and guidance, you will achieve the settlement you deserve.

Help with your commercial third party insurance claim

We will manage your claim from start to finish, deal with all other parties, work to prove liability, protect your interests at all times and ensure you receive the settlement you deserve. Depending on the severity of your loss, our services include:

preparing and negotiating your business interruption claim, including loss of profit and increased cost of working.
negotiating interim payments to cover emergency costs, such as re-stocking, staff wages, and replacement plant and computers.
managing emergency works, for example temporary roofing, electrical safety, control of asbestos.
finding alternative factories, warehouses or offices as required.
assessing and compiling your complete third party insurance claim.
dealing with the third party’s insurer and all their associates.

With Morgan Clark on your side, you can be confident that you have the very best chance of recovering what you have lost and safeguarding the future of your business.

There are a number of reasons why you may decide to make a third party claim rather than claiming on your own insurance: it may be to cover uninsured losses such as excess payments, you may be under-insured, or your insurer may have refused your claim. Whatever the reason, Morgan Clark can help.

Even if you have already started the claims process, Morgan Clark can step in and take over. However, the sooner you get us involved the sooner we can start making things happen for you to ensure you receive the maximum settlement you are entitled to.

Call now on 0800 0975156 or complete our online enquiry form to arrange a no-obligation consultation.

“Morgan Clark’s expertise and dogged determination changed everything and led to a full settlement, which seemed impossible.”
Mrs Martin, Open University