Business fire insurance claims
A fire at your offices or commercial premises is traumatic and can put your whole business at risk. With Morgan Clark, we can take away the burden and stress of handling your insurance claim and help you get your business back on track.
Morgan Clark provides a complete commercial fire claims management service. Our team of specialist commercial loss assessors will work on your behalf to safeguard your business and to get you operating again as quickly as possible. And you’ll want to know what’s happening with your claim: we’ll give you the information and advice you need to understand what’s happening during the entire claims procedure.

Help with your commercial fire insurance claim
While you focus on fulfilling existing orders and retaining customers, we will:
- negotiate interim payments to maintain cash flow and cover emergency costs, such as re-stocking, replacement plant and computers, and staff wages.
- find alternative office premises, warehouse or factory.
- find temporary storage, equipment or vehicles.
- assess damage and loss, and compile your insurance claim, covering fixtures and fittings, buildings, contents, stock and tenant’s improvements as appropriate.
- calculate accurately your business interruption claim, including loss of profits and increased cost of working, using our expert forensic and consequential loss accountants.
- deal with the insurance company and all their professionals on your behalf: their loss adjuster, surveyor, contractors, solicitors, etc.
- oversee the building re-instatement works.
In short, we take the pressure off so you can focus on the future of your business.
In particular, we’ll ensure that the full extent of damage to your business is covered, which may not be immediately apparent. Smoke and soot or water from fire hoses can penetrate into hidden areas or corrode vital equipment, storing up problems for the future.

Warehouse, factory or office fire insurance claims
Whatever your business, and wherever you are in the claims process, we can help. However, the sooner you get us involved the sooner we can start making things happen for you to ensure you receive the maximum settlement you are entitled to.
Call now on 0800 0975156 or complete our online enquiry form to arrange a no-obligation consultation.
To find out how we’ve helped other businesses who have been affected by fire, click on one of the case studies on the right of this page.

“If Morgan Clark had not been on board, we would not be here now. They took over everything, which allowed us to get on with managing the recovery of the business. The real difference was they knew the rules of the game.”
Case Studies (pdf format):
- Industrial floorings manufacturer fire: £1.52 million settlement
- Cricket club fire: £161,000 insurance settlement
- Large dental practice fire: £200,000 insurance settlement
- Second arson attack at factory: full settlement despite initial suspicions
- Pub chip pan fire: successful claim for refitting and full business interruption
- Convenience store fire: full liability accepted to cover interim funds, loss of profits and refurbishments
- Suspicious fire in motor repair centre: full settlement for business interruption and new premises
- Mosque destroyed by fire: £350,000 cash settlement
- Fire destroyed under-insured restaurant and flats: £190,000 cash settlement
- Fire in landlord’s three-bedroomed rented house: £60,000 re-building claim

